LCNB Corp. (LCNB)

LCNB Corp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	70.22	60.8	56.35	61.04	57.12
Net Interest Income Growth	15.51%	7.89%	-7.69%	6.86%	1.61%
Non-Interest Income	21.78	20.4	15.41	14.29	16.23
Non-Interest Income Growth	6.72%	32.40%	7.86%	-11.98%	3.12%
Revenues Before Loan Losses	92	81.2	71.76	75.33	73.36
Provision for Credit Losses	1.94	1.96	2.08	0.25	-0.27
Revenue	90.06	79.24	69.68	75.08	73.63
Revenue Growth (YoY)	13.66%	13.71%	-7.19%	1.98%	5.26%
Compensation Expenses	35.5	35.17	29.11	28.48	27.62
Selling, General & Admin	16.03	15.91	13.24	12.25	14.22
Other Non-Interest Expenses	10.39	12.2	12.07	7.41	6.21
Total Non-Interest Expense	61.91	63.28	54.42	48.13	48.04
Pretax Income	28.15	15.96	15.26	26.95	25.59
Provision for Income Taxes	5.03	2.47	2.63	4.82	4.61
Net Income	23.12	13.49	12.63	22.13	20.97
Net Income to Common	23.12	13.49	12.63	22.13	20.97
Net Income Growth	71.36%	6.84%	-42.93%	5.50%	4.48%
Shares Outstanding (Basic)	14	14	11	11	13
Shares Outstanding (Diluted)	14	14	11	11	13
Shares Change (YoY)	2.33%	20.56%	0.06%	-9.36%	-2.52%
EPS (Basic)	1.63	0.97	1.10	1.93	1.66
EPS (Diluted)	1.63	0.97	1.10	1.93	1.66
EPS Growth	68.04%	-11.82%	-43.00%	16.27%	7.10%
Free Cash Flow	1.94	89.44	20.75	27.83	15.88
Free Cash Flow Growth	-97.84%	330.94%	-25.42%	75.23%	45.87%
Free Cash Flow Per Share	0.14	6.50	1.82	2.44	1.26
Dividends Per Share	0.880	0.880	0.850	0.810	0.770
Dividend Growth	-	3.53%	4.94%	5.20%	5.48%
Profit Margin	25.67%	17.03%	18.12%	29.47%	28.49%
FCF Margin	2.15%	112.87%	29.78%	37.06%	21.57%
EBITDA	0	0.6	2.99	2.74	2.61
EBITDA Margin	0.00%	0.76%	4.29%	3.65%	3.55%
Effective Tax Rate	17.87%	15.47%	17.25%	17.88%	18.02%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q