LCNB Corp. (LCNB)

LCNB Corp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	70.25	21.61	35.74	39.72	22.7	18.14
Investment Securities	235.86	206.9	223.29	238	248.34	251.94
Mortgage-Backed Securities	-	62.52	69.55	72.79	79.44	96.68
Total Investments	235.86	269.42	292.84	310.79	327.78	348.62
Gross Loans	1,717	1,707	1,723	1,723	1,401	1,370
Allowance for Loan Losses	-13.32	-13.7	-12	-10.53	-5.65	-5.51
Other Adjustments to Gross Loans	-1.28	-1.1	-0.8	-	-	-0.96
Net Loans	1,703	1,692	1,710	1,713	1,396	1,364
Property, Plant & Equipment	46	45.67	46.83	42.3	39.57	41.74
Goodwill	90.31	90.31	90.31	79.51	59.22	59.22
Other Intangible Assets	8.12	6.93	8.01	5.39	0.96	1.43
Loans Held for Sale	2.79	1.72	5.56	-	-	-
Accrued Interest Receivable	8.27	7.97	8.7	8.41	7.48	8
Long-Term Deferred Tax Assets	-	6.51	11.69	8.57	6.64	-
Other Long-Term Assets	97.16	78.09	77.19	68.79	55	57.34
Total Assets	2,282	2,241	2,307	2,292	1,919	1,904

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,437	1,308	1,311	1,312	1,083	1,102
Institutional Deposits	-	66.3	107.8	50.17	16.14	25.12
Non-Interest Bearing Deposits	445.67	466.09	459.62	462.27	505.82	501.53
Total Deposits	1,883	1,840	1,878	1,824	1,605	1,629
Short-Term Borrowings	24.41	-	-	97.4	71.46	-
Current Portion of Long-Term Debt	-	-	-	-	-	5
Current Portion of Leases	-	0.72	-	-	-	-
Accrued Interest Payable	16.15	1.53	2.48	1.7	0.31	0.28
Long-Term Debt	70	9.43	10.15	12.15	14.07	-
Federal Home Loan Bank Debt, Long-Term	-	95	145	100.97	5	5
Long-Term Leases	6.51	6.16	6.12	6.26	6.65	6.47
Pension & Post-Retirement Benefits	-	1.42	1.57	2.14	2.3	2.8
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1.19
Other Long-Term Liabilities	-	12.23	10.75	11.28	13.97	15.47
Total Liabilities	2,000	1,967	2,054	2,056	1,719	1,665

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	189.13	188.21	186.94	173.64	144.07	143.13
Retained Earnings	161.78	151.94	141.29	140.02	139.25	126.31
Treasury Stock	-56.09	-56.07	-56	-56.02	-52.69	-29.03
Comprehensive Income & Other	-12.61	-10.15	-19.19	-22.34	-29.95	-1.81
Shareholders' Equity	282.22	273.93	253.04	235.3	200.68	238.6
Total Liabilities & Equity	2,282	2,241	2,307	2,292	1,919	1,904

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	100.92	111.31	161.27	216.78	97.17	16.47
Net Cash (Debt)	-27.71	-86.98	-125.27	-177.06	-74.47	1.66
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.96	-6.17	-9.10	-15.51	-6.53	0.13
Filing Date Shares Outstanding	14.26	14.24	14.16	13.22	11.26	11.4
Total Common Shares Outstanding	14.26	14.19	14.12	13.17	11.26	12.41
Book Value Per Share	19.79	19.30	17.92	17.86	17.82	19.22
Tangible Book Value	183.79	176.69	154.72	150.41	140.5	177.95
Tangible Book Value Per Share	12.89	12.45	10.96	11.42	12.48	14.33

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 21, 2026

Data Sources Report a data error