LCNB Corp. (LCNB)
NASDAQ: LCNB · Real-Time Price · USD
19.58
0.00 (0.00%)
Nov 13, 2026, 9:39 AM EST - Market open
LCNB Corp. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 70.25 | 21.61 | 35.74 | 39.72 | 22.7 | 18.14 |
Investment Securities | 197.21 | 206.9 | 223.29 | 238 | 248.34 | 251.94 |
Mortgage-Backed Securities | 53.58 | 62.52 | 69.55 | 72.79 | 79.44 | 96.68 |
Total Investments | 250.8 | 269.42 | 292.84 | 310.79 | 327.78 | 348.62 |
Gross Loans | 1,717 | 1,707 | 1,723 | 1,723 | 1,401 | 1,370 |
Allowance for Loan Losses | -13.32 | -13.7 | -12 | -10.53 | -5.65 | -5.51 |
Other Adjustments to Gross Loans | -1.3 | -1.1 | -0.8 | - | - | -0.96 |
Net Loans | 1,703 | 1,692 | 1,710 | 1,713 | 1,396 | 1,364 |
Property, Plant & Equipment | 46 | 45.67 | 46.83 | 42.3 | 39.57 | 41.74 |
Goodwill | 90.31 | 90.31 | 90.31 | 79.51 | 59.22 | 59.22 |
Other Intangible Assets | 8.12 | 6.93 | 8.01 | 5.39 | 0.96 | 1.43 |
Loans Held for Sale | 2.79 | 1.72 | 5.56 | - | - | - |
Accrued Interest Receivable | 8.27 | 7.97 | 8.7 | 8.41 | 7.48 | 8 |
Long-Term Deferred Tax Assets | - | 6.51 | 11.69 | 8.57 | 6.64 | - |
Other Long-Term Assets | 82.22 | 78.09 | 77.19 | 68.79 | 55 | 57.34 |
Total Assets | 2,282 | 2,241 | 2,307 | 2,292 | 1,919 | 1,904 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,374 | 1,308 | 1,311 | 1,312 | 1,083 | 1,102 |
Institutional Deposits | 62.8 | 66.3 | 107.8 | 50.17 | 16.14 | 25.12 |
Non-Interest Bearing Deposits | 445.67 | 466.09 | 459.62 | 462.27 | 505.82 | 501.53 |
Total Deposits | 1,883 | 1,840 | 1,878 | 1,824 | 1,605 | 1,629 |
Short-Term Borrowings | - | - | - | 97.4 | 71.46 | - |
Current Portion of Long-Term Debt | 25 | - | - | - | - | 5 |
Current Portion of Leases | - | 0.72 | - | - | - | - |
Accrued Interest Payable | 1.32 | 1.53 | 2.48 | 1.7 | 0.31 | 0.28 |
Long-Term Debt | 24.41 | 9.43 | 10.15 | 12.15 | 14.07 | - |
Federal Home Loan Bank Debt, Long-Term | 45 | 95 | 145 | 100.97 | 5 | 5 |
Long-Term Leases | 6.51 | 6.16 | 6.12 | 6.26 | 6.65 | 6.47 |
Pension & Post-Retirement Benefits | - | 1.42 | 1.57 | 2.14 | 2.3 | 2.8 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 1.19 |
Other Long-Term Liabilities | 14.82 | 12.23 | 10.75 | 11.28 | 13.97 | 15.47 |
Total Liabilities | 2,000 | 1,967 | 2,054 | 2,056 | 1,719 | 1,665 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 189.13 | 188.21 | 186.94 | 173.64 | 144.07 | 143.13 |
Retained Earnings | 161.78 | 151.94 | 141.29 | 140.02 | 139.25 | 126.31 |
Treasury Stock | -56.09 | -56.07 | -56 | -56.02 | -52.69 | -29.03 |
Comprehensive Income & Other | -12.61 | -10.15 | -19.19 | -22.34 | -29.95 | -1.81 |
Shareholders' Equity | 282.22 | 273.93 | 253.04 | 235.3 | 200.68 | 238.6 |
Total Liabilities & Equity | 2,282 | 2,241 | 2,307 | 2,292 | 1,919 | 1,904 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 100.92 | 111.31 | 161.27 | 216.78 | 97.17 | 16.47 |
Net Cash (Debt) | -27.71 | -86.98 | -125.27 | -177.06 | -74.47 | 1.66 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.96 | -6.17 | -9.10 | -15.51 | -6.53 | 0.13 |
Filing Date Shares Outstanding | 14.25 | 14.24 | 14.16 | 13.22 | 11.26 | 11.4 |
Total Common Shares Outstanding | 14.26 | 14.19 | 14.12 | 13.17 | 11.26 | 12.41 |
Book Value Per Share | 19.79 | 19.30 | 17.92 | 17.86 | 17.82 | 19.22 |
Tangible Book Value | 183.79 | 176.69 | 154.72 | 150.41 | 140.5 | 177.95 |
Tangible Book Value Per Share | 12.89 | 12.45 | 10.96 | 11.42 | 12.48 | 14.33 |