LCNB Corp. (LCNB)
NASDAQ: LCNB · Real-Time Price · USD
15.67
+0.21 (1.33%)
At close: Nov 7, 2025, 4:00 PM EST
15.55
-0.12 (-0.77%)
After-hours: Nov 7, 2025, 4:14 PM EST
LCNB Corp. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 35.87 | 35.74 | 39.72 | 22.7 | 18.14 | 15.58 | Upgrade |
Investment Securities | 265.75 | 223.29 | 238 | 248.34 | 251.94 | 157.82 | Upgrade |
Mortgage-Backed Securities | - | 69.55 | 72.79 | 79.44 | 96.68 | 91.63 | Upgrade |
Total Investments | 265.75 | 292.84 | 310.79 | 327.78 | 348.62 | 249.45 | Upgrade |
Gross Loans | 1,680 | 1,722 | 1,723 | 1,401 | 1,370 | 1,301 | Upgrade |
Allowance for Loan Losses | -12.17 | -12 | -10.53 | -5.65 | -5.51 | -5.73 | Upgrade |
Other Adjustments to Gross Loans | -0.84 | - | - | - | -0.96 | -1.14 | Upgrade |
Net Loans | 1,667 | 1,710 | 1,713 | 1,396 | 1,364 | 1,294 | Upgrade |
Property, Plant & Equipment | 45.83 | 46.83 | 42.3 | 39.57 | 41.74 | 41.65 | Upgrade |
Goodwill | 90.31 | 90.31 | 79.51 | 59.22 | 59.22 | 59.22 | Upgrade |
Other Intangible Assets | 9.68 | 8.01 | 5.39 | 0.96 | 1.43 | 2.48 | Upgrade |
Loans Held for Sale | 4.02 | 5.56 | - | - | - | - | Upgrade |
Accrued Interest Receivable | 8.8 | 8.7 | 8.41 | 7.48 | 8 | 8.34 | Upgrade |
Restricted Cash | - | - | - | - | - | 16.15 | Upgrade |
Long-Term Deferred Tax Assets | - | 11.69 | 8.57 | 6.64 | - | - | Upgrade |
Other Long-Term Assets | 96.55 | 77.19 | 68.79 | 55 | 57.34 | 54.12 | Upgrade |
Total Assets | 2,244 | 2,307 | 2,292 | 1,919 | 1,904 | 1,746 | Upgrade |
Interest Bearing Deposits | 1,395 | 1,311 | 1,312 | 1,083 | 1,102 | 964.77 | Upgrade |
Institutional Deposits | - | 107.84 | 50.17 | 16.14 | 25.12 | 35.58 | Upgrade |
Non-Interest Bearing Deposits | 454.19 | 459.62 | 462.27 | 505.82 | 501.53 | 455.07 | Upgrade |
Total Deposits | 1,849 | 1,878 | 1,824 | 1,605 | 1,629 | 1,455 | Upgrade |
Short-Term Borrowings | - | - | 97.4 | 71.46 | - | - | Upgrade |
Current Portion of Long-Term Debt | - | - | - | - | 5 | 12 | Upgrade |
Current Portion of Leases | - | 0.55 | - | - | - | - | Upgrade |
Accrued Interest Payable | 13.93 | 2.48 | 1.7 | 0.31 | 0.28 | 0.45 | Upgrade |
Long-Term Debt | 104.72 | 10.15 | 12.15 | 14.07 | - | - | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | 145 | 100.97 | 5 | 5 | 10 | Upgrade |
Long-Term Leases | 6.77 | 5.56 | 6.26 | 6.65 | 6.47 | 6.37 | Upgrade |
Pension & Post-Retirement Benefits | - | 1.57 | 2.14 | 2.3 | 2.8 | 3.03 | Upgrade |
Long-Term Deferred Tax Liabilities | - | - | - | - | 1.19 | 2.45 | Upgrade |
Other Long-Term Liabilities | - | 10.75 | 11.28 | 13.97 | 15.47 | 15.34 | Upgrade |
Total Liabilities | 1,974 | 2,054 | 2,056 | 1,719 | 1,665 | 1,505 | Upgrade |
Common Stock | 187.96 | 186.94 | 173.64 | 144.07 | 143.13 | 142.44 | Upgrade |
Retained Earnings | 149.4 | 141.29 | 140.02 | 139.25 | 126.31 | 115.06 | Upgrade |
Treasury Stock | -56.07 | -56 | -56.02 | -52.69 | -29.03 | -20.72 | Upgrade |
Comprehensive Income & Other | -11.42 | -19.19 | -22.34 | -29.95 | -1.81 | 4.04 | Upgrade |
Shareholders' Equity | 269.87 | 253.04 | 235.3 | 200.68 | 238.6 | 240.83 | Upgrade |
Total Liabilities & Equity | 2,244 | 2,307 | 2,292 | 1,919 | 1,904 | 1,746 | Upgrade |
Total Debt | 111.49 | 161.27 | 216.78 | 97.17 | 16.47 | 28.37 | Upgrade |
Net Cash (Debt) | -75.36 | -125.27 | -177.06 | -74.47 | 1.66 | -12.79 | Upgrade |
Net Cash Per Share | -5.36 | -9.10 | -15.51 | -6.53 | 0.13 | -0.99 | Upgrade |
Filing Date Shares Outstanding | 14.19 | 14.16 | 13.22 | 11.26 | 11.4 | 12.81 | Upgrade |
Total Common Shares Outstanding | 14.19 | 14.12 | 13.17 | 11.26 | 12.41 | 12.86 | Upgrade |
Book Value Per Share | 19.02 | 17.92 | 17.86 | 17.82 | 19.22 | 18.73 | Upgrade |
Tangible Book Value | 169.88 | 154.72 | 150.41 | 140.5 | 177.95 | 179.13 | Upgrade |
Tangible Book Value Per Share | 11.98 | 10.96 | 11.42 | 12.48 | 14.33 | 13.93 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.