LCNB Corp. (LCNB)

LCNB Corp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	21.18	13.49	12.63	22.13	20.97	20.08
Depreciation & Amortization	-1.04	0.6	2.99	2.74	2.61	2.23
Gain (Loss) on Sale of Assets	-0.46	-0.46	-0.42	-0.43	-0.01	-0.06
Gain (Loss) on Sale of Investments	-0.04	0.22	0.01	0.29	-0.44	-0.9
Provision for Credit Losses	1.52	1.96	2.08	0.25	-0.27	2.01
Net Decrease (Increase) in Loans Originated / Sold - Operating	37	81.24	0.04	0.1	0.44	1.58
Accrued Interest Receivable	0.68	-0.01	0.25	0.52	0.34	-4.57
Change in Other Net Operating Assets	0.23	-2.47	8.69	2.45	-4.21	-6.8
Other Operating Activities	1.42	0.29	-1.46	-1.42	-0.78	-1.31
Operating Cash Flow	57.95	93.24	23.36	28.71	17.82	13.68
Operating Cash Flow Growth	-2.29%	299.13%	-18.64%	61.11%	30.29%	-37.74%
Capital Expenditures	-2.1	-3.8	-2.61	-0.88	-1.94	-2.79
Sale of Property, Plant and Equipment	0.85	0.85	0.65	0.88	0.01	0.42
Cash Acquisitions	-1.12	-2.14	1.89	-	-	-
Investment in Securities	18.09	19.62	27.04	-19.05	-105.64	-24.65
Net Decrease (Increase) in Loans Originated / Sold - Investing	33.54	48.88	-83.71	-31.72	-67.65	-54.2
Other Investing Activities	0.44	-2.01	-3.69	0.79	-	0.96
Investing Cash Flow	49.71	61.39	-60.41	-48.38	-175.22	-80.05
Short-Term Debt Issued	-	-	-	71.46	-	-
Long-Term Debt Issued	-	50	95	15	-	-
Total Debt Issued	-	50	95	86.46	-	-
Short-Term Debt Repaid	-	-110.4	-30.06	-	-	-
Long-Term Debt Repaid	-	-8	-6.92	-5.93	-12	-19
Total Debt Repaid	-57.16	-118.4	-36.98	-5.93	-12	-19
Net Debt Issued (Repaid)	-57.16	-68.4	58.02	80.53	-12	-19
Issuance of Common Stock	0.6	0.53	0.43	0.41	0.44	0.52
Repurchase of Common Stock	-0.07	-	-3.33	-23.66	-8.31	-1.87
Common Dividends Paid	-12.44	-12.22	-9.94	-9.19	-9.72	-9.45
Net Increase (Decrease) in Deposit Accounts	-23.69	-78.53	8.89	-23.85	173.4	107.14
Other Financing Activities	0.01	0.01	-	-	-	-
Financing Cash Flow	-92.75	-158.61	54.07	24.24	143.8	77.34
Net Cash Flow	14.91	-3.98	17.02	4.57	-13.59	10.97
Free Cash Flow	55.85	89.44	20.75	27.83	15.88	10.89
Free Cash Flow Growth	0.07%	330.94%	-25.42%	75.23%	45.87%	-39.63%
Free Cash Flow Margin	64.30%	112.87%	29.78%	37.06%	21.72%	15.57%
Free Cash Flow Per Share	3.98	6.50	1.82	2.44	1.26	0.84
Cash Interest Paid	39.31	42.53	21.74	4.68	4.23	7.81
Cash Income Tax Paid	-	-	2.74	4.13	3.67	3.81

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q