LCNB Corp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	23.12	13.49	12.63	22.13	20.97
Depreciation & Amortization	0.67	0.6	2.99	2.74	2.61
Provision for Credit Losses	1.94	1.96	2.08	0.25	-0.27
Stock-Based Compensation	0.65	0.59	0.56	0.53	0.25
Net Change in Loans Held-for-Sale	6.78	2.55	0.04	0.1	0.44
Other Adjustments	-1.61	75.32	-2.57	-1.76	-2.08
Changes in Accrued Interest and Accounts Receivable	0.73	-0.01	0.25	0.52	0.34
Changes in Other Operating Activities	2.12	-1.27	7.39	4.2	-4.45
Operating Cash Flow	34.4	93.24	23.36	28.71	17.82
Operating Cash Flow Growth	-63.11%	299.13%	-18.64%	61.11%	30.29%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-2.46	-0.25	-	-	-
Net Change in Loans Held-for-Investment	19.57	48.88	-83.71	-31.72	-67.65
Net Change in Securities and Investments	37.52	21.97	29.7	-15.58	-105.64
Payments for Business Acquisitions	-	-2.14	1.89	-	-
Capital Expenditures	-0.96	-3.8	-2.61	-0.88	-1.94
Sale of Property, Plant & Equipment	0.01	0.85	0.65	0.88	0.01
Other Investing Activities	-1.62	-4.11	-6.35	-1.08	-
Investing Cash Flow	52.05	61.39	-60.41	-48.38	-175.22
Net Change in Deposits	-37.94	-78.53	8.89	-23.85	173.4
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-110.4	-30.06	71.46	-
Long-Term Debt Issued	0.36	50	95	15	-
Long-Term Debt Repaid	-51.09	-8	-6.92	-5.93	-12
Net Long-Term Debt Issued (Repaid)	-50.73	42	88.08	9.07	-12
Issuance of Common Stock	0.63	0.53	0.43	0.41	0.43
Repurchase of Common Stock	-0.07	0.01	-3.33	-23.66	-8.31
Net Common Stock Issued (Repurchased)	0.56	0.54	-2.9	-23.25	-7.88
Common Dividends Paid	-12.47	-12.22	-9.94	-9.19	-9.72
Financing Cash Flow	-100.58	-158.61	54.07	24.24	143.8
Net Cash Flow	-14.13	-3.98	17.02	4.57	-13.59
Free Cash Flow	33.44	89.44	20.75	27.83	15.88
Free Cash Flow Growth	-62.61%	330.94%	-25.42%	75.23%	45.87%
FCF Margin	37.13%	112.87%	29.78%	37.06%	21.57%
Free Cash Flow Per Share	2.37	6.50	1.82	2.44	1.26
Levered Free Cash Flow	-25.04	51.02	108.73	37.78	5.54
Unlevered Free Cash Flow	2.56	-4.47	8.02	6.58	-3.44

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q