Ethos Technologies Inc. (LIFE)

Ethos Technologies Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	71.15	48.83	1.69
Depreciation & Amortization	5.36	5.44	5.71
Stock-Based Compensation	10.6	3.17	3.61
Other Adjustments	7.18	1.21	-2.85
Changes in Receivables	-76.03	-76.64	-36.44
Changes in Accounts Payable	30.63	12.69	-4.65
Changes in Accrued Expenses	18.92	7.3	1.86
Changes in Other Operating Activities	-31.59	-12.9	-6.05
Operating Cash Flow	36.23	-10.91	-37.12
Capital Expenditures	-1.49	-0.78	-0.32
Purchases of Intangible Assets	-4.79	-3.81	-4.59
Purchases of Investments	-66.71	-154.68	-154.2
Proceeds from Sale of Investments	104.85	158.36	149.95
Investing Cash Flow	31.87	-0.9	-9.16
Long-Term Debt Issued	5	23.55	-
Long-Term Debt Repaid	-11.95	-1.9	-1.97
Net Long-Term Debt Issued (Repaid)	-6.95	21.65	-1.97
Issuance of Common Stock	1.06	0.21	0.33
Net Common Stock Issued (Repurchased)	1.06	0.21	0.33
Other Financing Activities	-6.16	-	-
Financing Cash Flow	-12.05	21.86	-1.64
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-0.03	0	-0
Net Cash Flow	56.04	10.05	-47.93
Free Cash Flow	34.73	-11.68	-37.45
FCF Margin	8.96%	-4.58%	-23.44%
Free Cash Flow Per Share	0.59	-0.20	-0.68
Levered Free Cash Flow	86.03	82.23	-3.74
Unlevered Free Cash Flow	90.33	55.88	-5.61

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q