Lakeland Financial Corporation (LKFN)

Lakeland Financial Statistics

Total Valuation

LKFN has a market cap or net worth of $1.53 billion. The enterprise value is $1.57 billion.

Market Cap	1.53B
Enterprise Value	1.57B

Important Dates

The last earnings date was Monday, January 26, 2026, before market open.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	Jan 23, 2026

Share Statistics

LKFN has 25.22 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	25.22M
Shares Outstanding	25.22M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	-0.20%
Owned by Insiders (%)	3.32%
Owned by Institutions (%)	84.10%
Float	24.35M

Valuation Ratios

The trailing PE ratio is 15.16 and the forward PE ratio is 14.21.

PE Ratio	15.16
Forward PE	14.21
PS Ratio	6.06
Forward PS	5.29
PB Ratio	2.01
P/TBV Ratio	2.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.23
EV / Sales	6.12
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.29%.

Return on Equity (ROE)	14.29%
Return on Assets (ROA)	1.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.36%
Revenue Per Employee	$384,436
Profits Per Employee	$154,501
Employee Count	669
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LKFN has paid $22.22 million in taxes.

Income Tax	22.22M
Effective Tax Rate	17.70%

Stock Price Statistics

The stock price has decreased by -10.63% in the last 52 weeks. The beta is 0.73, so LKFN's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	-10.63%
50-Day Moving Average	59.30
200-Day Moving Average	61.25
Relative Strength Index (RSI)	52.09
Average Volume (20 Days)	169,495

Short Selling Information

The latest short interest is 1.84 million, so 7.29% of the outstanding shares have been sold short.

Short Interest	1.84M
Short Previous Month	1.91M
Short % of Shares Out	7.29%
Short % of Float	7.55%
Short Ratio (days to cover)	9.50

Income Statement

In the last 12 months, LKFN had revenue of $257.19 million and earned $103.36 million in profits. Earnings per share was $4.01.

Revenue	257.19M
Gross Profit	257.19M
Operating Income	128.94M
Pretax Income	125.58M
Net Income	103.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.01

Balance Sheet

The company has $141.32 million in cash and $184.20 million in debt, with a net cash position of -$42.88 million or -$1.70 per share.

Cash & Cash Equivalents	141.32M
Total Debt	184.20M
Net Cash	-42.88M
Net Cash Per Share	-$1.70
Equity (Book Value)	762.49M
Book Value Per Share	30.23
Working Capital	-5.98B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	50.14%
Pretax Margin	48.83%
Profit Margin	40.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 3.42%.

Dividend Per Share	$2.08
Dividend Yield	3.42%
Dividend Growth (YoY)	4.12%
Years of Dividend Growth	12
Payout Ratio	50.37%
Buyback Yield	-0.12%
Shareholder Yield	3.30%
Earnings Yield	6.75%
FCF Yield	n/a

Analyst Forecast

The average price target for LKFN is $67.00, which is 10.20% higher than the current price. The consensus rating is "Hold".

Price Target	$67.00
Price Target Difference	10.20%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Aug 8, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2