Lakeland Financial Corporation (LKFN)

Accolade Statistics

Total Valuation

LKFN has a market cap or net worth of $1.55 billion. The enterprise value is $1.25 billion.

Market Cap	1.55B
Enterprise Value	1.25B

Important Dates

The last earnings date was Friday, July 25, 2025, before market open.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Jul 25, 2025

Share Statistics

LKFN has 25.53 million shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class	25.53M
Shares Outstanding	25.53M
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	3.13%
Owned by Institutions (%)	85.17%
Float	24.69M

Valuation Ratios

The trailing PE ratio is 16.53 and the forward PE ratio is 14.63.

PE Ratio	16.53
Forward PE	14.63
PS Ratio	6.50
Forward PS	5.54
PB Ratio	2.17
P/TBV Ratio	2.20
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.21
EV / Sales	5.24
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.86%.

Return on Equity (ROE)	13.86%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$358,459
Profits Per Employee	$142,224
Employee Count	665
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LKFN has paid $19.56 million in taxes.

Income Tax	19.56M
Effective Tax Rate	17.13%

Stock Price Statistics

The stock price has decreased by -1.62% in the last 52 weeks. The beta is 0.63, so LKFN's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-1.62%
50-Day Moving Average	62.40
200-Day Moving Average	64.38
Relative Strength Index (RSI)	39.77
Average Volume (20 Days)	196,676

Short Selling Information

The latest short interest is 2.26 million, so 8.86% of the outstanding shares have been sold short.

Short Interest	2.26M
Short Previous Month	2.32M
Short % of Shares Out	8.86%
Short % of Float	9.16%
Short Ratio (days to cover)	12.42

Income Statement

In the last 12 months, LKFN had revenue of $238.38 million and earned $94.58 million in profits. Earnings per share was $3.67.

Revenue	238.38M
Gross Profit	238.38M
Operating Income	122.17M
Pretax Income	120.52M
Net Income	94.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.67

Balance Sheet

The company has $310.18 million in cash and $6.20 million in debt, giving a net cash position of $303.98 million or $11.91 per share.

Cash & Cash Equivalents	310.18M
Total Debt	6.20M
Net Cash	303.98M
Net Cash Per Share	$11.91
Equity (Book Value)	709.99M
Book Value Per Share	27.81
Working Capital	-5.85B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	51.25%
Pretax Margin	47.88%
Profit Margin	39.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 3.30%.

Dividend Per Share	$2.00
Dividend Yield	3.30%
Dividend Growth (YoY)	4.21%
Years of Dividend Growth	11
Payout Ratio	53.95%
Buyback Yield	-0.15%
Shareholder Yield	3.15%
Earnings Yield	6.09%
FCF Yield	n/a

Analyst Forecast

The average price target for LKFN is $68.00, which is 12.06% higher than the current price. The consensus rating is "Buy".

Price Target	$68.00
Price Target Difference	12.06%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Aug 8, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2