Lakeland Financial Corporation (LKFN)
NASDAQ: LKFN · Real-Time Price · USD
58.32
-0.35 (-0.60%)
Mar 3, 2026, 4:00 PM EST - Market closed

Lakeland Financial Statistics

Total Valuation

LKFN has a market cap or net worth of $1.47 billion. The enterprise value is $1.54 billion.

Market Cap1.47B
Enterprise Value 1.54B

Important Dates

The next estimated earnings date is Friday, April 24, 2026, before market open.

Earnings Date Apr 24, 2026
Ex-Dividend Date Jan 23, 2026

Share Statistics

LKFN has 25.27 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class 25.27M
Shares Outstanding 25.27M
Shares Change (YoY) +0.12%
Shares Change (QoQ) -0.20%
Owned by Insiders (%) 3.29%
Owned by Institutions (%) 82.68%
Float 24.41M

Valuation Ratios

The trailing PE ratio is 14.54 and the forward PE ratio is 13.63.

PE Ratio 14.54
Forward PE 13.63
PS Ratio 5.73
Forward PS 5.06
PB Ratio 1.93
P/TBV Ratio 1.95
P/FCF Ratio 14.20
P/OCF Ratio 12.83
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.88
EV / Sales 5.98
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.82

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.98
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.29%.

Return on Equity (ROE) 14.29%
Return on Assets (ROA) 1.51%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.27%
Revenue Per Employee $381,019
Profits Per Employee $153,127
Employee Count675
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, LKFN has paid $22.22 million in taxes.

Income Tax 22.22M
Effective Tax Rate 17.70%

Stock Price Statistics

The stock price has decreased by -12.18% in the last 52 weeks. The beta is 0.73, so LKFN's price volatility has been lower than the market average.

Beta (5Y) 0.73
52-Week Price Change -12.18%
50-Day Moving Average 59.45
200-Day Moving Average 61.32
Relative Strength Index (RSI) 43.03
Average Volume (20 Days) 167,627

Short Selling Information

The latest short interest is 1.99 million, so 7.89% of the outstanding shares have been sold short.

Short Interest 1.99M
Short Previous Month 1.83M
Short % of Shares Out 7.89%
Short % of Float 8.17%
Short Ratio (days to cover) 11.97

Income Statement

In the last 12 months, LKFN had revenue of $257.19 million and earned $103.36 million in profits. Earnings per share was $4.01.

Revenue257.19M
Gross Profit 257.19M
Operating Income 128.94M
Pretax Income 125.58M
Net Income 103.36M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.01
Full Income Statement

Balance Sheet

The company has $141.32 million in cash and $205.90 million in debt, with a net cash position of -$64.58 million or -$2.56 per share.

Cash & Cash Equivalents 141.32M
Total Debt 205.90M
Net Cash -64.58M
Net Cash Per Share -$2.56
Equity (Book Value) 762.49M
Book Value Per Share 30.23
Working Capital -5.99B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $114.89 million and capital expenditures -$11.12 million, giving a free cash flow of $103.77 million.

Operating Cash Flow 114.89M
Capital Expenditures -11.12M
Free Cash Flow 103.77M
FCF Per Share $4.11
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 50.14%
Pretax Margin 48.83%
Profit Margin 40.19%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 40.35%

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 3.57%.

Dividend Per Share $2.08
Dividend Yield 3.57%
Dividend Growth (YoY) 4.12%
Years of Dividend Growth 12
Payout Ratio 50.37%
Buyback Yield -0.12%
Shareholder Yield 3.43%
Earnings Yield 7.01%
FCF Yield 7.04%
Dividend Details

Analyst Forecast

The average price target for LKFN is $67.00, which is 14.88% higher than the current price. The consensus rating is "Hold".

Price Target $67.00
Price Target Difference 14.88%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 8, 2016
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4