Lakeland Financial Corporation (LKFN)

Lakeland Financial Statistics

Total Valuation

LKFN has a market cap or net worth of $1.54 billion. The enterprise value is $1.39 billion.

Market Cap	1.54B
Enterprise Value	1.39B

Important Dates

The next confirmed earnings date is Friday, April 25, 2025, before market open.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	Jan 24, 2025

Share Statistics

LKFN has 26.02 million shares outstanding. The number of shares has increased by 0.18% in one year.

Current Share Class	26.02M
Shares Outstanding	26.02M
Shares Change (YoY)	+0.18%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	2.71%
Owned by Institutions (%)	83.48%
Float	25.28M

Valuation Ratios

The trailing PE ratio is 16.60 and the forward PE ratio is 16.14.

PE Ratio	16.60
Forward PE	16.14
PS Ratio	6.53
Forward PS	5.84
PB Ratio	2.25
P/TBV Ratio	2.29
P/FCF Ratio	16.55
P/OCF Ratio	15.16
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.89
EV / Sales	5.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.83

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.02%.

Return on Equity (ROE)	14.02%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$356,050
Profits Per Employee	$140,568
Employee Count	665
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LKFN has paid $18.21 million in taxes.

Income Tax	18.21M
Effective Tax Rate	16.31%

Stock Price Statistics

The stock price has decreased by -9.84% in the last 52 weeks. The beta is 0.63, so LKFN's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-9.84%
50-Day Moving Average	65.12
200-Day Moving Average	66.31
Relative Strength Index (RSI)	31.04
Average Volume (20 Days)	178,230

Short Selling Information

The latest short interest is 2.27 million, so 8.71% of the outstanding shares have been sold short.

Short Interest	2.27M
Short Previous Month	2.08M
Short % of Shares Out	8.71%
Short % of Float	8.96%
Short Ratio (days to cover)	18.32

Income Statement

In the last 12 months, LKFN had revenue of $236.77 million and earned $93.48 million in profits. Earnings per share was $3.63.

Revenue	236.77M
Gross Profit	236.77M
Operating Income	119.69M
Pretax Income	120.52M
Net Income	93.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.63

Balance Sheet

The company has $168.21 million in cash and $6.78 million in debt, giving a net cash position of $161.43 million or $6.21 per share.

Cash & Cash Equivalents	168.21M
Total Debt	6.78M
Net Cash	161.43M
Net Cash Per Share	$6.21
Equity (Book Value)	683.91M
Book Value Per Share	26.81
Working Capital	-5.72B

Cash Flow

In the last 12 months, operating cash flow was $102.49 million and capital expenditures -$8.63 million, giving a free cash flow of $93.85 million.

Operating Cash Flow	102.49M
Capital Expenditures	-8.63M
Free Cash Flow	93.85M
FCF Per Share	$3.61

Margins

Gross Margin	n/a
Operating Margin	50.55%
Pretax Margin	47.17%
Profit Margin	39.48%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	39.64%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 3.33%.

Dividend Per Share	$2.00
Dividend Yield	3.33%
Dividend Growth (YoY)	4.30%
Years of Dividend Growth	10
Payout Ratio	55.10%
Buyback Yield	-0.18%
Shareholder Yield	3.15%
Earnings Yield	6.02%
FCF Yield	6.04%

Analyst Forecast

The average price target for LKFN is $74.00, which is 24.94% higher than the current price. The consensus rating is "Hold".

Price Target	$74.00
Price Target Difference	24.94%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Aug 8, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4