Lakeland Financial Corporation (LKFN)
NASDAQ: LKFN · Real-Time Price · USD
62.68
+0.43 (0.69%)
At close: Aug 13, 2026, 4:00 PM EDT
62.68
0.00 (0.00%)
After-hours: Aug 13, 2026, 5:16 PM EDT

Lakeland Financial Statistics

Total Valuation

LKFN has a market cap or net worth of $1.56 billion. The enterprise value is $1.44 billion.

Market Cap1.56B
Enterprise Value 1.44B

Important Dates

The last earnings date was Monday, July 27, 2026, before market open.

Earnings Date Jul 27, 2026
Ex-Dividend Date Jul 24, 2026

Share Statistics

LKFN has 24.86 million shares outstanding. The number of shares has decreased by -0.77% in one year.

Current Share Class 24.86M
Shares Outstanding 24.86M
Shares Change (YoY) -0.77%
Shares Change (QoQ) -1.03%
Owned by Insiders (%) 3.31%
Owned by Institutions (%) 82.07%
Float 24.01M

Valuation Ratios

The trailing PE ratio is 14.38 and the forward PE ratio is 14.20.

PE Ratio 14.38
Forward PE 14.20
PS Ratio 5.69
Forward PS 5.24
PB Ratio 2.01
P/TBV Ratio 2.03
P/FCF Ratio 13.95
P/OCF Ratio 12.09
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.96
EV / Sales 5.27
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 12.91

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.70
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.00%.

Return on Equity (ROE) 15.00%
Return on Assets (ROA) 1.57%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.79%
Revenue Per Employee $405,473
Profits Per Employee $164,782
Employee Count675
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, LKFN has paid $24.45 million in taxes.

Income Tax 24.45M
Effective Tax Rate 18.02%

Stock Price Statistics

The stock price has increased by +0.50% in the last 52 weeks. The beta is 0.71, so LKFN's price volatility has been lower than the market average.

Beta (5Y) 0.71
52-Week Price Change +0.50%
50-Day Moving Average 61.51
200-Day Moving Average 59.62
Relative Strength Index (RSI) 53.66
Average Volume (20 Days) 157,367

Short Selling Information

The latest short interest is 2.20 million, so 8.86% of the outstanding shares have been sold short.

Short Interest 2.20M
Short Previous Month 2.04M
Short % of Shares Out 8.86%
Short % of Float 9.17%
Short Ratio (days to cover) 8.29

Income Statement

In the last 12 months, LKFN had revenue of $273.69 million and earned $111.23 million in profits. Earnings per share was $4.36.

Revenue273.69M
Gross Profit 273.69M
Operating Income 139.15M
Pretax Income 135.68M
Net Income 111.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.36
Full Income Statement

Balance Sheet

The company has $194.13 million in cash and $77.89 million in debt, with a net cash position of $116.24 million or $4.68 per share.

Cash & Cash Equivalents 194.13M
Total Debt 77.89M
Net Cash 116.24M
Net Cash Per Share $4.68
Equity (Book Value) 773.37M
Book Value Per Share 31.11
Working Capital -6.18B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $128.83 million and capital expenditures -$17.18 million, giving a free cash flow of $111.66 million.

Operating Cash Flow 128.83M
Capital Expenditures -17.18M
Depreciation & Amortization n/a
Net Borrowing 65.00M
Free Cash Flow 111.66M
FCF Per Share $4.49
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 50.84%
Pretax Margin 49.57%
Profit Margin 40.64%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 40.80%

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 3.32%.

Dividend Per Share $2.08
Dividend Yield 3.32%
Dividend Growth (YoY) 4.04%
Years of Dividend Growth 12
Payout Ratio 47.71%
Buyback Yield 0.77%
Shareholder Yield 4.09%
Earnings Yield 7.14%
FCF Yield 7.17%
Dividend Details

Analyst Forecast

The average price target for LKFN is $66.50, which is 6.09% higher than the current price. The consensus rating is "Hold".

Price Target $66.50
Price Target Difference 6.09%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date Aug 8, 2016
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4