Lakeland Financial Corporation (LKFN)

NASDAQ: LKFN · Real-Time Price · USD

59.90

+1.08 (1.84%)

Sep 2, 2026, 4:00 PM EDT - Market closed

Lakeland Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	273.69	257.19	235.77	241.04	235.37	221.73
Revenue Growth	14.82%	9.08%	-2.19%	2.41%	6.15%	13.66%
Net Income	111.23	103.36	93.48	93.77	103.82	95.73
Earnings Per Share	4.36	4.01	3.63	3.65	4.04	3.74
EPS Growth	18.80%	10.47%	-0.55%	-9.65%	8.02%	13.33%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	194.13	141.32	168.21	151.82	130.28	683.24
Total Debt	77.89	205.9	25.4	77.19	297	75
Net Cash (Debt)	116.24	-64.58	142.8	74.63	-166.72	608.24
Net Cash Growth	-60.92%	-	91.34%	-	-	269.92%
Net Cash Per Share	4.54	-2.50	5.54	2.90	-6.48	23.74

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	128.83	114.89	102.49	113.98	169.34	113.77
Capital Expenditures	-17.18	-11.12	-8.63	-5.99	-4.82	-6.17
Free Cash Flow	111.66	103.77	93.85	107.99	164.52	107.6
Free Cash Flow Growth	19.79%	10.56%	-13.09%	-34.36%	52.90%	32.01%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	40.64%	40.19%	39.65%	38.90%	44.11%	43.18%
FCF Margin	40.80%	40.35%	39.81%	44.80%	69.90%	48.53%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.080	2.020	1.940	1.860	1.660	1.420
Dividend Per Share Growth	4.04%	4.12%	4.30%	12.05%	16.90%	14.52%
Dividend Yield	3.47%	3.63%	2.99%	3.12%	2.57%	2.04%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.74	14.09	18.76	17.67	17.82	21.18
Forward PE	13.57	13.66	19.33	18.92	16.64	22.29
P/FCF Ratio	13.34	14.04	18.69	15.35	11.24	18.84
PS Ratio	5.44	5.66	7.44	6.88	7.86	9.14