Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	663.01	609.05	582.79	420.64	208.5	324.82
Securities and Investments	1,325	1,248	1,126	1,015	906.05	750.1
Trading Assets	350.79	346	387.04	554.61	1,117	1,175
Gross Loans	11,014	10,233	8,634	7,344	5,521	5,145
Allowance for Loan Losses	-182.23	-167.52	-125.84	-96.57	-63.58	-52.31
Net Loans	10,832	10,066	8,508	7,248	5,458	5,093
Net Property, Plant & Equipment	246.49	264.06	257.88	263.29	240.2	259.27
Other Intangible Assets	60.36	56.14	48.59	26.32	33.57	33.92
Other Non-Earning Assets	353.53	354.06	360.96	328.31	250.87	236.11
Total Assets	13,831	12,943	11,271	9,855	8,213	7,872
Interest-bearing deposits	12,201	11,442	10,016	8,691	7,023	5,638
Noninterest-bearing deposits	393.39	318.89	259.27	194.1	89.28	75.29
Total Deposits	12,595	11,760	10,275	8,885	7,112	5,713
Short-Term Borrowings	107.66	112.82	23.35	83.2	318.29	1,542
Other Liabilities	61.49	66.57	70.38	76.33	67.93	49.53
Total Liabilities	12,764	11,940	10,369	9,044	7,498	7,304
Common Stock	377.95	365.61	344.57	330.85	312.29	310.62
Accumulated Other Comprehensive Income	-61.51	-82.34	-84.72	-92.32	1.95	21.51
Retained Earnings	746.45	715.77	642.82	572.5	400.89	235.72
Total Common Shareholders' Equity	1,063	999.03	902.67	811.03	715.13	567.85
Minority Interest	4.38	4.47	-	-	-	-
Shareholders' Equity	1,067	1,003	902.67	811.03	715.13	567.85
Total Liabilities & Equity	13,831	12,943	11,271	9,855	8,213	7,872
Book Value	1,063	999.03	902.67	811.03	715.13	567.85
Book Value Per Share	23.15	21.80	20.02	18.06	15.87	13.59
Tangible Book Value	1,003	942.89	854.08	784.71	681.56	533.93
Tangible Book Value Per Share	21.83	20.58	18.94	17.47	15.12	12.78

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q