Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
37.75
+2.72 (7.76%)
Aug 22, 2025, 4:00 PM - Market closed
Live Oak Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 662.76 | 608.8 | 582.54 | 416.64 | 203.75 | 318.32 | Upgrade |
Investment Securities | 144.78 | 152.77 | 146.45 | 140.46 | 106.32 | 105.47 | Upgrade |
Mortgage-Backed Securities | 1,308 | 1,227 | 1,106 | 995.57 | 889.34 | 730.45 | Upgrade |
Total Investments | 1,453 | 1,380 | 1,252 | 1,136 | 995.66 | 835.93 | Upgrade |
Gross Loans | 11,048 | 10,263 | 8,656 | 7,349 | 5,528 | 5,166 | Upgrade |
Allowance for Loan Losses | -182.23 | -167.52 | -125.84 | -96.57 | -63.58 | -52.31 | Upgrade |
Other Adjustments to Gross Loans | -33.68 | -30.02 | -22.24 | -4.91 | -6.6 | -21.25 | Upgrade |
Net Loans | 10,832 | 10,066 | 8,508 | 7,248 | 5,458 | 5,093 | Upgrade |
Property, Plant & Equipment | 246.49 | 264.91 | 212.16 | 231.44 | 241.72 | 241.67 | Upgrade |
Loans Held for Sale | 350.79 | 346 | 387.04 | 554.61 | 1,117 | 1,175 | Upgrade |
Accrued Interest Receivable | 84.5 | 80.7 | 63.5 | 46.5 | 31 | 41 | Upgrade |
Other Real Estate Owned & Foreclosed | 6.32 | 1.94 | 6.48 | - | 0.62 | 4.16 | Upgrade |
Other Long-Term Assets | 195.57 | 187.27 | 252.86 | 218.57 | 162.55 | 158.83 | Upgrade |
Total Assets | 13,831 | 12,943 | 11,271 | 9,855 | 8,213 | 7,872 | Upgrade |
Interest Bearing Deposits | 12,201 | 10,746 | 9,320 | 8,062 | 6,458 | 4,994 | Upgrade |
Institutional Deposits | - | 695.9 | 695.6 | 629.1 | 564.8 | 644 | Upgrade |
Non-Interest Bearing Deposits | 393.39 | 318.89 | 259.27 | 194.1 | 89.28 | 75.29 | Upgrade |
Total Deposits | 12,595 | 11,760 | 10,275 | 8,885 | 7,112 | 5,713 | Upgrade |
Short-Term Borrowings | - | - | - | 50 | 8 | 14.49 | Upgrade |
Current Portion of Leases | - | 0.66 | - | - | 0 | - | Upgrade |
Long-Term Debt | 107.66 | 112.69 | 23.35 | 33.2 | 310.29 | 1,528 | Upgrade |
Long-Term Leases | - | 2.11 | 3.18 | 2.56 | 2.44 | 2.77 | Upgrade |
Other Long-Term Liabilities | 61.49 | 63.93 | 67.2 | 73.78 | 65.49 | 46.78 | Upgrade |
Total Liabilities | 12,764 | 11,940 | 10,369 | 9,044 | 7,498 | 7,304 | Upgrade |
Common Stock | 377.95 | 365.61 | 344.57 | 330.85 | 312.29 | 310.62 | Upgrade |
Retained Earnings | 746.45 | 715.77 | 642.82 | 572.5 | 400.89 | 235.72 | Upgrade |
Comprehensive Income & Other | -61.51 | -82.34 | -84.72 | -92.32 | 1.95 | 21.51 | Upgrade |
Total Common Equity | 1,063 | 999.03 | 902.67 | 811.03 | 715.13 | 567.85 | Upgrade |
Minority Interest | 4.38 | 4.47 | - | - | - | - | Upgrade |
Shareholders' Equity | 1,067 | 1,003 | 902.67 | 811.03 | 715.13 | 567.85 | Upgrade |
Total Liabilities & Equity | 13,831 | 12,943 | 11,271 | 9,855 | 8,213 | 7,872 | Upgrade |
Total Debt | 107.66 | 115.46 | 26.53 | 85.76 | 320.73 | 1,545 | Upgrade |
Net Cash (Debt) | 555.35 | 493.59 | 556.26 | 334.88 | -112.23 | -1,220 | Upgrade |
Net Cash Growth | 11.53% | -11.27% | 66.11% | - | - | - | Upgrade |
Net Cash Per Share | 12.09 | 10.77 | 12.34 | 7.46 | -2.49 | -29.21 | Upgrade |
Filing Date Shares Outstanding | 45.73 | 45.57 | 44.77 | 44.15 | 43.62 | 42.73 | Upgrade |
Total Common Shares Outstanding | 45.69 | 45.36 | 44.62 | 44.06 | 43.62 | 42.45 | Upgrade |
Book Value Per Share | 23.27 | 22.02 | 20.23 | 18.41 | 16.39 | 13.38 | Upgrade |
Tangible Book Value | 1,063 | 999.03 | 902.67 | 811.03 | 715.13 | 567.85 | Upgrade |
Tangible Book Value Per Share | 23.27 | 22.02 | 20.23 | 18.41 | 16.39 | 13.38 | Upgrade |
Updated May 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.