Live Oak Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	865.15	609.05	582.79	420.64	208.5
Securities and Investments	1,427	1,248	1,126	1,015	906.05
Other Earning Assets	420.06	346	387.04	554.61	1,117
Net Loans	11,781	10,066	8,508	7,248	5,458
Net Property, Plant & Equipment	240.2	264.06	257.88	263.29	240.2
Other Intangible Assets	63.16	56.14	48.59	26.32	33.57
Other Non-Earning Assets	337.45	354.06	360.96	328.31	250.87
Total Assets	15,135	12,943	11,271	9,855	8,213
Interest-bearing deposits	-	-	10,016	8,691	7,023
Noninterest-bearing deposits	-	-	259.27	194.1	89.28
Total Deposits	-	-	10,275	8,885	7,112
Short-Term Borrowings	-	-	23.35	83.2	318.29
Other Liabilities	-	-	70.38	76.33	67.93
Total Liabilities	-	-	10,369	9,044	7,498
Preferred Stock	96.27	-	-	-	-
Common Stock	388.39	365.61	344.57	330.85	312.29
Accumulated Other Comprehensive Income	-44.67	-82.34	-84.72	-92.32	1.95
Retained Earnings	-	-	642.82	572.5	400.89
Total Common Shareholders' Equity	439.98	283.26	902.67	811.03	715.13
Minority Interest	4.24	4.47	-	-	-
Shareholders' Equity	1,254	1,003	902.67	811.03	715.13
Total Liabilities & Equity	15,135	12,943	11,271	9,855	8,213
Book Value	439.98	283.26	902.67	811.03	715.13
Book Value Per Share	9.56	6.18	20.02	18.06	15.87
Tangible Book Value	376.83	227.12	854.08	784.71	681.56
Tangible Book Value Per Share	8.18	4.96	18.94	17.47	15.12

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q