Live Oak Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,806	1,581	1,794	2,030	1,331	3,808
Market Cap Growth	41.85%	-11.86%	-11.63%	52.56%	-65.05%	88.98%
Enterprise Value	1,089	1,682	1,798	2,030	1,331	3,808
Last Close Price	39.03	34.35	39.55	45.50	30.20	87.29
PE Ratio	14.92	15.40	23.40	27.74	7.70	23.53
Forward PE	12.20	12.17	16.39	20.11	14.28	31.71
PS Ratio	3.53	3.28	4.57	5.10	2.54	8.62
PB Ratio	1.53	3.59	6.33	2.25	1.64	5.32
P/FCF Ratio	6.92	11.02	16.69	14.70	-	-
P/OCF Ratio	6.56	9.99	11.44	10.98	-	-
EV/Sales Ratio	2.13	3.49	4.58	5.10	2.54	8.62
EV/EBITDA Ratio	-	55.32	77.25	95.44	64.04	178.20
EV/FCF Ratio	4.17	11.72	16.73	14.70	-	-
Asset Turnover	0.03	0.03	0.03	0.04	0.06	0.05
Return on Equity (ROE)	9.93%	9.36%	8.12%	8.62%	23.09%	26.03%
Earnings Yield	6.70%	6.49%	4.27%	3.60%	12.98%	4.25%
FCF Yield	14.45%	9.07%	5.99%	6.80%	-	-
Dividend Yield	0.31%	0.35%	0.30%	0.26%	0.40%	0.14%
Payout Ratio	4.59%	5.34%	6.98%	7.21%	2.99%	3.11%
Buyback Yield / Dilution	-0.83%	-0.49%	-1.61%	-0.42%	0.37%	-7.90%
Total Shareholder Return	-0.53%	-0.14%	-1.30%	-0.16%	0.76%	-7.76%

SEC Filings: 10-K · 10-Q