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Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
37.48
+0.21 (0.56%)
Sep 25, 2026, 4:00 PM EDT - Market closed

Live Oak Bancshares Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1,7351,5751,7872,0241,3283,788
Market Cap Growth
5.96%-11.86%-11.69%52.37%-64.94%96.41%
Last Close Price
37.4834.2739.3145.0929.8185.89

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1215.3223.0727.397.5422.69
PS Ratio
3.303.284.565.282.618.64
PB Ratio
1.431.261.782.241.645.30
P/FCF Ratio
7.3110.9816.6314.6616.45-
P/OCF Ratio
6.859.9511.4010.9510.67-

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.080.080.120.030.110.45
Debt / FCF Ratio
0.420.731.070.191.06-
Net Debt / Equity Ratio
-0.63-0.61-0.49-0.62-0.410.16
Net Debt / FCF Ratio
-3.49-5.30-4.59-4.03-4.15-0.91
Return on Equity (ROE)
11.68%9.36%8.12%8.62%23.09%26.03%
Return on Assets (ROA)
0.93%0.75%0.64%0.70%1.95%2.08%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.63%6.72%4.33%3.65%13.26%4.41%
FCF Yield
13.68%9.11%6.01%6.82%6.08%-3.24%
Dividend Yield
0.32%0.35%0.30%0.27%0.40%0.14%
Payout Ratio
4.20%8.06%6.98%7.21%2.99%3.10%
Buyback Yield / Dilution
-1.01%-0.49%-1.61%-0.42%0.37%-7.90%
Total Shareholder Return
-0.69%-0.14%-1.30%-0.15%0.77%-7.76%
SEC Filings: 10-K · 10-Q