Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
41.01
+2.01 (5.15%)
Jan 22, 2026, 3:16 PM EST - Market open

Live Oak Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 20212016 - 2020
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2016 - 2020
Net Income
-77.4773.9176.21167
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Depreciation & Amortization
-23.2821.2720.7821.37
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Gain (Loss) on Sale of Assets
--9.22-3.280.01-0.94
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Gain (Loss) on Sale of Investments
--0.7415.6216.28-35.1
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Total Asset Writedown
--0.5-0.9
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Provision for Credit Losses
-96.2151.3240.9415.21
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Net Decrease (Increase) in Loans Originated / Sold - Operating
-393.79485.7225.7-271.95
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Change in Other Net Operating Assets
-5.8839.47-22.062.08
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Other Operating Activities
--25.12-44.334.2925.25
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Operating Cash Flow
-536.47620.07124.49-119.72
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Operating Cash Flow Growth
--13.48%398.11%--
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Capital Expenditures
--49.31-46.84-43.75-3.08
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Sale of Property, Plant and Equipment
-44.6418.69-9.07
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Investment in Securities
--130.41-120.69-131.56-171.4
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Income (Loss) Equity Investments
-10.925.99-144.251.72
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Net Decrease (Increase) in Loans Originated / Sold - Investing
--1,952-1,626-1,2698.82
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Other Investing Activities
-8.32-1.846.79
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Investing Cash Flow
--2,079-1,775-1,442-149.8
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Long-Term Debt Issued
-99.72,90662.1602.85
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Long-Term Debt Repaid
--10.24-2,966-297.18-1,827
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Total Debt Repaid
--10.24-2,966-297.18-1,827
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Net Debt Issued (Repaid)
-89.47-59.85-235.09-1,224
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Issuance of Common Stock
-3.762.563.194.83
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Repurchase of Common Stock
--8.93-6.73-4.97-20.1
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Common Dividends Paid
--5.41-5.33-5.27-5.19
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Net Increase (Decrease) in Deposit Accounts
-1,4851,3901,7731,399
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Other Financing Activities
-4.52---
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Financing Cash Flow
-1,5691,3211,531154.95
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Net Cash Flow
-26.26165.9212.89-114.57
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Free Cash Flow
-487.16573.2380.73-122.8
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Free Cash Flow Growth
--15.02%610.03%--
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Free Cash Flow Margin
-120.90%146.58%15.88%-28.00%
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Free Cash Flow Per Share
-10.6312.711.80-2.73
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Cash Interest Paid
-436.85342.77117.5266.84
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Cash Income Tax Paid
-38.915.324.7119.72
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Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q