Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	1,564	2,024	1,328	3,788	1,929	766
Market Cap Growth	72.74%	52.37%	-64.94%	96.41%	151.86%	28.81%
Enterprise Value	1,087	1,464	991	3,898	3,146	537
PE Ratio	15.60	27.39	7.54	22.69	32.40	42.47
PS Ratio	3.70	4.99	2.53	8.58	8.04	4.07
PB Ratio	1.69	2.24	1.64	5.30	3.40	1.44
P/FCF Ratio	3.04	3.42	16.45	-33.31	-7.07	-1.51
P/OCF Ratio	2.83	3.26	10.67	-31.65	-7.39	-1.59
EV/Sales Ratio	2.57	3.61	1.89	8.82	13.11	2.85
EV/EBITDA Ratio	8.88	14.07	4.29	16.79	45.55	12.37
EV/EBIT Ratio	10.72	17.68	4.71	18.49	66.39	22.89
EV/FCF Ratio	2.11	2.47	12.27	-34.28	-11.53	-1.06
Debt / Equity Ratio	0.13	0.03	0.10	0.45	2.72	0.00
Debt / EBITDA Ratio	0.98	0.22	0.36	1.37	22.32	0.00
Debt / FCF Ratio	0.23	0.04	1.03	-2.80	-5.65	0.00
Asset Turnover	0.04	0.04	0.06	0.05	0.03	0.04
Return on Equity (ROE)	11.50%	8.70%	22.60%	25.20%	10.70%	3.50%
Return on Assets (ROA)	0.90%	0.70%	1.90%	2.00%	0.80%	0.40%
Return on Capital (ROIC)	11.03%	9.39%	21.22%	16.40%	2.82%	3.47%
Earnings Yield	6.46%	3.65%	13.27%	4.41%	3.09%	2.35%
FCF Yield	32.87%	29.25%	6.08%	-3.00%	-14.15%	-66.44%
Dividend Yield	0.34%	0.30%	0.40%	0.10%	0.30%	0.60%
Payout Ratio	5.38%	7.20%	3.00%	3.10%	8.20%	26.70%
Buyback Yield / Dilution	-1.41%	-1.13%	-1.34%	-6.79%	-0.88%	-0.35%
Total Shareholder Return	-1.07%	-0.83%	-0.94%	-6.69%	-0.58%	0.25%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).