Live Oak Bancshares Statistics
Total Valuation
LOB has a market cap or net worth of $1.22 billion. The enterprise value is $717.99 million.
Important Dates
The next estimated earnings date is Wednesday, April 23, 2025, after market close.
| Earnings Date | Apr 23, 2025 |
| Ex-Dividend Date | Feb 25, 2025 |
Share Statistics
LOB has 45.57 million shares outstanding. The number of shares has increased by 1.61% in one year.
| Current Share Class | 45.57M |
| Shares Outstanding | 45.57M |
| Shares Change (YoY) | +1.61% |
| Shares Change (QoQ) | +0.44% |
| Owned by Insiders (%) | 23.53% |
| Owned by Institutions (%) | 67.45% |
| Float | 34.84M |
Valuation Ratios
The trailing PE ratio is 15.88 and the forward PE ratio is 11.28.
| PE Ratio | 15.88 |
| Forward PE | 11.28 |
| PS Ratio | 2.98 |
| Forward PS | 2.22 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 2.49 |
| P/OCF Ratio | 2.26 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.27 |
| EV / Sales | 1.78 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.12%.
| Return on Equity (ROE) | 8.12% |
| Return on Assets (ROA) | 0.64% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $393,116 |
| Profits Per Employee | $75,584 |
| Employee Count | 1,025 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LOB has paid $11.82 million in taxes.
| Income Tax | 11.82M |
| Effective Tax Rate | 13.24% |
Stock Price Statistics
The stock price has decreased by -35.93% in the last 52 weeks. The beta is 1.70, so LOB's price volatility has been higher than the market average.
| Beta (5Y) | 1.70 |
| 52-Week Price Change | -35.93% |
| 50-Day Moving Average | 31.85 |
| 200-Day Moving Average | 39.73 |
| Relative Strength Index (RSI) | 29.53 |
| Average Volume (20 Days) | 443,780 |
Short Selling Information
The latest short interest is 2.10 million, so 4.60% of the outstanding shares have been sold short.
| Short Interest | 2.10M |
| Short Previous Month | 2.32M |
| Short % of Shares Out | 4.60% |
| Short % of Float | 6.01% |
| Short Ratio (days to cover) | 5.82 |
Income Statement
In the last 12 months, LOB had revenue of $402.94 million and earned $77.47 million in profits. Earnings per share was $1.69.
| Revenue | 402.94M |
| Gross Profit | 402.94M |
| Operating Income | 100.07M |
| Pretax Income | 118.41M |
| Net Income | 77.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.69 |
Full Income StatementBalance Sheet
The company has $609.05 million in cash and $115.46 million in debt, giving a net cash position of $493.59 million or $10.83 per share.
| Cash & Cash Equivalents | 609.05M |
| Total Debt | 115.46M |
| Net Cash | 493.59M |
| Net Cash Per Share | $10.83 |
| Equity (Book Value) | 1.00B |
| Book Value Per Share | 22.02 |
| Working Capital | -10.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $536.47 million and capital expenditures -$49.31 million, giving a free cash flow of $487.16 million.
| Operating Cash Flow | 536.47M |
| Capital Expenditures | -49.31M |
| Free Cash Flow | 487.16M |
| FCF Per Share | $10.69 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.83% |
| Pretax Margin | 22.15% |
| Profit Margin | 19.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 120.90% |