Lloyds Banking Group plc (LYG)
NYSE: LYG · Real-Time Price · USD
4.945
-0.305 (-5.81%)
Oct 30, 2026, 2:33 PM EDT - Market open
Lloyds Banking Group Income Statement
Financials in millions GBP. Fiscal year is January - December.
Millions GBP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Interest Income on Loans | - | 30,749 | 31,288 | 28,051 | 17,645 | 13,258 |
Interest Paid on Deposits | - | 17,519 | 19,011 | 14,753 | 4,723 | 2,386 |
Net Interest Income | 14,528 | 13,230 | 12,277 | 13,298 | 12,922 | 10,872 |
Net Interest Income Growth | 12.10% | 7.76% | -7.68% | 2.91% | 18.86% | 1.14% |
Income From Trading Activities | 1,485 | 1,485 | 1,812 | 1,307 | -19,476 | 16,625 |
Gain (Loss) on Sale of Investments | 3 | 3 | 7 | 122 | 92 | -2 |
Gain (Loss) on Sale of Equity Investments | - | - | - | - | - | 2 |
Other Non-Interest Income | 5,269 | 4,704 | 3,907 | 3,902 | 22,514 | -11,748 |
Total Non-Interest Income | 6,757 | 6,192 | 5,726 | 5,331 | 3,130 | 4,877 |
Non-Interest Income Growth | 17.49% | 8.14% | 7.41% | 70.32% | -35.82% | 6.35% |
Revenues Before Loan Losses | 21,285 | 19,422 | 18,003 | 18,629 | 16,052 | 15,749 |
Provision for Loan Losses | 1,106 | 795 | 431 | 303 | 1,522 | -1,378 |
| 20,179 | 18,627 | 17,572 | 18,326 | 14,530 | 17,127 | |
Revenue Growth | 12.52% | 6.00% | -4.11% | 26.13% | -15.16% | 53.19% |
Salaries and Employee Benefits | 4,661 | 4,661 | 4,632 | 4,339 | 3,765 | 3,586 |
Occupancy Expenses | 5,238 | 3,980 | 3,880 | 3,354 | 2,728 | 3,086 |
Other Non-Interest Expense | 1,627 | 3,279 | 3,049 | 2,976 | 2,437 | 3,829 |
Total Non-Interest Expense | 11,526 | 11,920 | 11,561 | 10,669 | 8,930 | 10,501 |
EBT Excluding Unusual Items | 8,653 | 6,707 | 6,011 | 7,657 | 5,600 | 6,626 |
Asset Writedown | - | - | - | - | -511 | 575 |
Pretax Income | 8,560 | 6,661 | 5,971 | 7,503 | 4,782 | 6,902 |
Income Tax Expense | 2,336 | 1,904 | 1,494 | 1,985 | 859 | 1,017 |
Earnings From Continuing Operations | 6,224 | 4,757 | 4,477 | 5,518 | 3,923 | 5,885 |
Minority Interest in Earnings | -33 | -98 | -56 | -58 | -96 | -101 |
Net Income | 6,191 | 4,659 | 4,421 | 5,460 | 3,827 | 5,784 |
Preferred Dividends & Other Adjustments | 98 | 463 | 498 | 527 | 438 | 429 |
Net Income to Common | 6,093 | 4,196 | 3,923 | 4,933 | 3,389 | 5,355 |
Net Income Growth | 76.10% | 6.96% | -20.47% | 45.56% | -36.71% | 519.08% |
Basic Shares Outstanding | 63,428 | 59,943 | 62,270 | 64,908 | 68,847 | 70,937 |
Diluted Shares Outstanding | 64,296 | 60,812 | 63,274 | 65,773 | 69,682 | 71,785 |
Shares Change | 5.55% | -3.89% | -3.80% | -5.61% | -2.93% | 0.74% |
EPS (Basic) | 0.10 | 0.07 | 0.06 | 0.08 | 0.05 | 0.08 |
EPS (Diluted) | 0.09 | 0.07 | 0.06 | 0.07 | 0.05 | 0.07 |
EPS Growth | 67.44% | 11.29% | -17.33% | 53.06% | -34.67% | 525.00% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Dividend Per Share | 0.040 | 0.036 | 0.032 | 0.028 | 0.024 | 0.020 |
Dividend Growth | 20.42% | 15.14% | 14.85% | 15.00% | 20.00% | 250.88% |
Effective Tax Rate | 27.29% | 28.58% | 25.02% | 26.46% | 17.96% | 14.74% |