Middlefield Banc Corp. (MBCN)

Middlefield Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	99.05	92.57	81.96	48.51	47.9
Interest Income on Investments	8.29	8.7	8.34	6.39	4.44
Total Interest Income	107.34	101.26	90.3	54.91	52.34
Interest Paid on Deposits	33.92	33.26	19	4.02	3.91
Interest Paid on Borrowings	4.93	7.32	6.1	0.71	0.28
Total Interest Expense	38.85	40.58	25.1	4.73	4.2
Net Interest Income	68.49	60.68	65.2	50.18	48.14
Net Interest Income Growth	12.87%	-6.94%	29.95%	4.23%	10.95%
Gain (Loss) on Sale of Assets	-0.71	-	-	-	-
Gain (Loss) on Sale of Investments	-0.03	-0.01	-0.16	-0.17	0.21
Other Non-Interest Income	3.57	3.12	3.05	3.05	2.33
Total Non-Interest Income	8.59	7.21	6.69	6.75	7.21
Non-Interest Income Growth	19.04%	7.80%	-0.81%	-6.38%	20.30%
Revenues Before Loan Losses	77.08	67.89	71.89	56.92	55.35
Provision for Loan Losses	-0.49	2.01	3	-	0.7
Revenue	77.57	65.89	68.89	56.92	54.65
Revenue Growth	17.74%	-4.37%	21.03%	4.17%	38.21%
Salaries and Employee Benefits	28.25	24.27	24.25	17.24	16.67
Federal Deposit Insurance	1.07	1.06	0.86	0.33	0.49
Amortization of Goodwill & Intangibles	1.37	1.23	1.15	0.52	0.68
Selling, General & Administrative	12.54	12.26	12.43	9.65	9.38
Other Non-Interest Expense	9.06	8.63	8.46	6.01	4.71
Total Non-Interest Expense	52.29	47.54	47.66	35.65	31.95
EBT Excluding Unusual Items	25.29	18.34	21.23	21.28	22.7
Pretax Income	23.48	18.34	20.76	18.89	22.7
Income Tax Expense	4.06	2.83	3.39	3.22	4.07
Net Income	19.42	15.52	17.37	15.67	18.63
Net Income to Common	19.42	15.52	17.37	15.67	18.63
Net Income Growth	25.15%	-10.65%	10.81%	-15.89%	123.18%
Basic Shares Outstanding	8	8	8	6	6
Diluted Shares Outstanding	8	8	8	6	6
Shares Change	0.58%	-0.49%	34.44%	-2.68%	-3.02%
EPS (Basic)	2.40	1.92	2.14	2.60	3.01
EPS (Diluted)	2.39	1.92	2.14	2.59	3.00
EPS Growth	24.48%	-10.28%	-17.37%	-13.67%	130.77%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.840	0.800	0.800	0.710	0.650
Dividend Growth	5.00%	0%	12.68%	9.23%	8.33%
Effective Tax Rate	17.28%	15.40%	16.32%	17.04%	17.91%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

Data Sources Report a data error