Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	303.24	253.08	222.84	229.16	157
Net Interest Income Growth	19.82%	13.57%	-2.76%	45.96%	25.68%
Non-Interest Income	11.87	23.83	27.9	26.59	23.7
Non-Interest Income Growth	-50.18%	-14.60%	4.93%	12.22%	39.37%
Revenues Before Loan Losses	315.11	276.91	250.74	255.75	180.7
Provision for Credit Losses	37.59	6.26	12.28	10.12	3.82
Revenue	277.51	270.66	238.46	245.64	176.88
Revenue Growth (YoY)	2.53%	13.50%	-2.92%	38.87%	33.56%
Compensation Expenses	84.03	77.86	66.96	57.29	45.91
Selling, General & Admin	51.94	53.77	41.43	43.09	32.46
Other Non-Interest Expenses	40.04	41.95	23.15	48.35	8.94
Total Non-Interest Expense	176.01	173.58	131.54	148.74	87.31
Pretax Income	101.51	97.08	106.92	96.9	89.57
Provision for Income Taxes	30.41	30.4	29.65	37.47	29.02
Net Income	71.1	66.69	77.27	59.43	60.56
Net Income to Common	71.1	66.69	77.27	59.43	60.56
Net Income Growth	6.62%	-13.69%	30.03%	-1.87%	53.44%
Shares Outstanding (Basic)	11	11	11	11	9
Shares Outstanding (Diluted)	11	11	11	11	9
Shares Change (YoY)	-4.56%	1.13%	-0.63%	20.79%	10.41%
EPS (Basic)	6.71	5.97	6.95	5.42	6.64
EPS (Diluted)	6.62	5.93	6.91	5.29	6.45
EPS Growth	11.64%	-14.18%	30.62%	-17.98%	35.50%
Free Cash Flow	82.42	145.83	36.68	66.65	33.28
Free Cash Flow Growth	-43.48%	297.60%	-44.97%	100.25%	-60.07%
Free Cash Flow Per Share	7.67	12.96	3.30	5.95	3.59
Dividends Per Share	0.300	-	-	-	-
Profit Margin	25.62%	24.64%	32.40%	24.19%	34.23%
FCF Margin	29.70%	53.88%	15.38%	27.13%	18.82%
EBITDA	-11.05	-11.41	7.14	9.71	5.06
EBITDA Margin	-3.98%	-4.22%	3.00%	3.95%	2.86%
Effective Tax Rate	29.96%	31.31%	27.73%	38.67%	32.39%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q