Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	272.44	253.08	222.84	229.16	157	124.92
Net Interest Income Growth	17.53%	13.57%	-2.76%	45.96%	25.68%	27.98%
Non-Interest Income	16.95	23.83	27.9	26.59	23.7	17
Non-Interest Income Growth	-35.36%	-14.60%	4.93%	12.22%	39.37%	59.97%
Revenues Before Loan Losses	289.38	276.91	250.74	255.75	180.7	141.92
Provision for Credit Losses	15.08	6.26	12.28	10.12	3.82	9.49
Revenue	274.31	270.66	238.46	245.64	176.88	132.44
Revenue Growth (YoY)	10.33%	13.50%	-2.92%	38.87%	33.56%	27.32%
Compensation Expenses	81.49	77.86	66.96	57.29	45.91	39.8
Selling, General & Admin	40.4	45.42	35.82	29.61	20.56	17.16
Other Non-Interest Expenses	43.9	50.3	28.76	61.83	20.85	17.56
Total Non-Interest Expense	165.79	173.58	131.54	148.74	87.31	74.52
Pretax Income	108.52	97.08	106.92	96.9	89.57	57.92
Provision for Income Taxes	30.25	30.4	29.65	37.47	29.02	18.45
Net Income	68.81	66.69	77.27	59.43	60.56	39.47
Net Income to Common	68.81	66.69	77.27	59.43	60.56	39.47
Net Income Growth	-1.19%	-13.69%	30.03%	-1.87%	53.44%	30.97%
Shares Outstanding (Basic)	11	11	11	11	9	8
Shares Outstanding (Diluted)	11	11	11	11	9	8
Shares Change (YoY)	0.08%	1.13%	-0.63%	20.79%	10.41%	0.71%
EPS (Basic)	6.25	5.97	6.95	5.42	6.64	4.76
EPS (Diluted)	6.18	5.93	6.91	5.29	6.45	4.66
EPS Growth	-0.80%	-14.18%	30.62%	-17.98%	38.41%	30.90%
Free Cash Flow	109.53	145.83	36.68	66.65	33.28	83.36
Free Cash Flow Growth	-24.89%	297.60%	-44.97%	100.25%	-60.07%	159.52%
Free Cash Flow Per Share	9.81	12.96	3.30	5.95	3.59	9.93
Profit Margin	28.53%	24.64%	32.40%	24.19%	34.23%	29.80%
FCF Margin	39.93%	53.88%	15.38%	27.13%	18.82%	62.94%
EBITDA	-9.09	-11.41	7.14	9.71	5.06	4.6
EBITDA Margin	-3.31%	-4.22%	3.00%	3.95%	2.86%	3.48%
Effective Tax Rate	27.88%	31.31%	27.73%	38.67%	32.39%	31.86%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q