Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	515.28	429.75	345.04	231.85	164.53
Interest Income on Investments	-	38.63	30.37	28.89	8.76
Total Interest Income	515.28	468.38	375.41	260.74	173.28
Interest Paid on Deposits	212.04	198.01	128.68	29.28	14.24
Interest Paid on Borrowings	-	17.28	23.89	2.3	2.04
Total Interest Expense	212.04	215.3	152.57	31.58	16.28
Net Interest Income	303.24	253.08	222.84	229.16	157
Net Interest Income Growth (YoY)	19.82%	13.57%	-2.76%	45.96%	25.68%
Other Non-Interest Income	3.48	15.56	21.83	20.85	18.94
Total Non-Interest Income	11.87	23.83	27.9	26.59	23.7
Non-Interest Income Growth (YoY)	-50.18%	-14.60%	4.93%	12.22%	39.37%
Revenues Before Loan Losses	315.11	276.91	250.74	255.75	180.7
Provision for Loan Losses	37.59	6.26	12.28	10.12	3.82
Revenue	277.51	270.66	238.46	245.64	176.88
Revenue Growth (YoY)	2.53%	13.50%	-2.92%	38.87%	33.56%
Salaries and Employee Benefits	84.03	68.96	57.2	49.45	41.09
Occupancy Expenses	10.32	9.66	9.34	8.86	3.16
Federal Deposit Insurance	9.55	11.78	9.08	4.63	3.85
Selling, General & Administrative	32.07	54.32	45.59	37.45	30.28
Other Non-Interest Expense	40.04	28.86	10.33	48.35	8.94
Total Non-Interest Expense	176.01	173.58	131.54	148.74	87.31
EBT Excluding Unusual Items	101.51	97.08	106.92	96.9	89.57
Pretax Income	101.51	97.08	106.92	96.9	89.57
Income Tax Expense	30.41	30.4	29.65	37.47	29.02
Net Income	71.1	66.69	77.27	59.43	60.56
Preferred Dividends & Other Adjustments	-	-	0.37	0.14	0.74
Net Income to Common	71.1	66.69	76.9	59.28	59.82
Net Income Growth	6.62%	-13.69%	30.03%	-1.87%	53.44%
Basic Shares Outstanding	11	11	11	11	9
Diluted Shares Outstanding	11	11	11	11	9
Shares Change (YoY)	-4.56%	1.13%	-0.63%	20.79%	10.41%
EPS (Basic)	6.71	5.97	6.95	5.42	6.64
EPS (Diluted)	6.62	5.93	6.91	5.29	6.45
EPS Growth	11.64%	-14.18%	30.62%	-17.98%	38.41%
Dividend Per Share	0.300	-	-	-	-
Effective Tax Rate	29.96%	31.31%	27.73%	38.67%	32.39%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q