Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	459.01	429.75	345.04	231.85	164.53	136.5
Interest Income on Investments	38.63	38.63	30.37	28.89	8.76	6.6
Total Interest Income	497.64	468.38	375.41	260.74	173.28	143.1
Interest Paid on Deposits	195.85	198.01	128.68	29.28	14.24	14.24
Interest Paid on Borrowings	17.28	17.28	23.89	2.3	2.04	3.93
Total Interest Expense	213.13	215.3	152.57	31.58	16.28	18.18
Net Interest Income	284.51	253.08	222.84	229.16	157	124.92
Net Interest Income Growth (YoY)	16.86%	13.57%	-2.76%	45.96%	25.68%	27.98%
Other Non-Interest Income	4.66	15.56	21.83	20.85	18.94	13.28
Total Non-Interest Income	13.19	23.83	27.9	26.59	23.7	17
Non-Interest Income Growth (YoY)	-49.25%	-14.60%	4.93%	12.22%	39.37%	59.97%
Revenues Before Loan Losses	297.7	276.91	250.74	255.75	180.7	141.92
Provision for Loan Losses	36.25	6.26	12.28	10.12	3.82	9.49
Revenue	261.46	270.66	238.46	245.64	176.88	132.44
Revenue Growth (YoY)	1.27%	13.50%	-2.92%	38.87%	33.56%	27.32%
Salaries and Employee Benefits	74.38	68.96	57.2	49.45	41.09	36.49
Occupancy Expenses	10.16	9.66	9.34	8.86	3.16	3.64
Federal Deposit Insurance	10.92	11.78	9.08	4.63	3.85	2.04
Selling, General & Administrative	51.33	54.32	45.59	37.45	30.28	25.17
Other Non-Interest Expense	23	28.86	10.33	48.35	8.94	7.18
Total Non-Interest Expense	169.79	173.58	131.54	148.74	87.31	74.52
EBT Excluding Unusual Items	91.67	97.08	106.92	96.9	89.57	57.92
Pretax Income	91.67	97.08	106.92	96.9	89.57	57.92
Income Tax Expense	28.01	30.4	29.65	37.47	29.02	18.45
Net Income	63.66	66.69	77.27	59.43	60.56	39.47
Preferred Dividends & Other Adjustments	-	-	0.37	0.14	0.74	0.34
Net Income to Common	63.66	66.69	76.9	59.28	59.82	39.12
Net Income Growth	6.39%	-13.69%	30.03%	-1.87%	53.44%	30.97%
Basic Shares Outstanding	11	11	11	11	9	8
Diluted Shares Outstanding	11	11	11	11	9	8
Shares Change (YoY)	-1.87%	1.13%	-0.63%	20.79%	10.41%	0.71%
EPS (Basic)	5.87	5.97	6.95	5.42	6.64	4.76
EPS (Diluted)	5.80	5.93	6.91	5.29	6.45	4.66
EPS Growth	8.50%	-14.18%	30.62%	-17.98%	38.41%	30.90%
Effective Tax Rate	30.56%	31.31%	27.73%	38.67%	32.39%	31.86%

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q