Metropolitan Bank Holding Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	86.63	71.1	66.69	77.27	59.43	60.56
Depreciation & Amortization	-12.37	-11.05	-11.41	7.14	9.71	5.06
Provision for Credit Losses	37.73	37.59	6.26	12.28	10.12	3.82
Stock-Based Compensation	11.91	8.93	8.9	9.77	7.84	4.82
Other Adjustments	-1.04	-10.44	-5.78	-2.88	-3.78	1.64
Changes in Accrued Interest and Accounts Receivable	-	-	87.65	-2.04	-45.74	-12.61
Changes in Other Operating Activities	-6.8	-7.45	-3.84	-59.11	48.32	-26.02
Operating Cash Flow	106.79	88.68	148.46	42.43	85.89	37.28
Operating Cash Flow Growth	-6.62%	-40.27%	249.93%	-50.60%	130.41%	-57.28%
Net Change in Loans Held-for-Investment	-755.2	-765.85	-395.39	-789.74	-1,114	-601.7
Net Change in Securities and Investments	-82.61	9.14	28.41	20.04	-100.14	-697.3
Capital Expenditures	-7.12	-6.26	-2.63	-5.75	-19.25	-4
Investing Cash Flow	-898.98	-762.96	-369.61	-775.45	-1,229	-1,303
Net Change in Deposits	940.18	1,394	245.68	459.38	-1,158	2,606
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-51.43	-206.47	10.86	-51.14	125.26	-4.5
Long-Term Debt Issued	-150	-240	-100	340	100	-
Long-Term Debt Repaid	-	-	-	-	-24.71	-
Net Long-Term Debt Issued (Repaid)	-150	-240	-100	340	75.29	-
Issuance of Common Stock	186.5	-	-	-	0.19	162.69
Repurchase of Common Stock	-37.74	-77.02	-4.58	-3.17	-1.56	-3.39
Net Common Stock Issued (Repurchased)	148.76	-77.02	-4.58	-3.17	-1.37	159.3
Common Dividends Paid	-8.51	-3.12	-	-	-	-
Financing Cash Flow	879	867.6	151.96	745.07	-958.47	2,761
Net Cash Flow	86.81	193.32	-69.2	12.05	-2,102	1,495
Free Cash Flow	99.67	82.42	145.83	36.68	66.65	33.28
Free Cash Flow Growth	-9.00%	-43.48%	297.60%	-44.97%	100.25%	-60.07%
FCF Margin	31.94%	29.70%	53.88%	15.38%	27.13%	18.82%
Free Cash Flow Per Share	9.00	7.67	12.96	3.30	5.95	3.59

SEC Filings: 10-K · 10-Q