Metropolitan Bank Holding Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	86.17	71.1	66.69	77.27	59.43	60.56
Depreciation & Amortization	-12.66	-11.05	-11.41	7.14	9.71	5.06
Provision for Credit Losses	30.79	37.59	6.26	12.28	10.12	3.82
Stock-Based Compensation	10.33	8.93	8.9	9.77	7.84	4.82
Other Adjustments	-1.08	-10.44	-5.78	-2.88	-3.78	1.64
Changes in Accrued Interest and Accounts Receivable	-	-	87.65	-2.04	-45.74	-12.61
Changes in Other Operating Activities	31.65	-7.45	-3.84	-59.11	48.32	-26.02
Operating Cash Flow	135.94	88.68	148.46	42.43	85.89	37.28
Operating Cash Flow Growth	3.59%	-40.27%	249.93%	-50.60%	130.41%	-57.28%
Net Change in Loans Held-for-Investment	-704.59	-765.85	-395.39	-789.74	-1,114	-601.7
Net Change in Securities and Investments	-77.14	9.14	28.41	20.04	-100.14	-697.3
Capital Expenditures	-6.74	-6.26	-2.63	-5.75	-19.25	-4
Investing Cash Flow	-770.07	-762.96	-369.61	-775.45	-1,229	-1,303
Net Change in Deposits	1,290	1,394	245.68	459.38	-1,158	2,606
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-126.43	-206.47	10.86	-51.14	125.26	-4.5
Long-Term Debt Issued	-160	-240	-100	340	100	-
Long-Term Debt Repaid	-	-	-	-	-24.71	-
Net Long-Term Debt Issued (Repaid)	-160	-240	-100	340	75.29	-
Issuance of Common Stock	186.5	-	-	-	0.19	162.69
Repurchase of Common Stock	-75.31	-77.02	-4.58	-3.17	-1.56	-3.39
Net Common Stock Issued (Repurchased)	111.19	-77.02	-4.58	-3.17	-1.37	159.3
Common Dividends Paid	-3.58	-3.12	-	-	-	-
Financing Cash Flow	1,110	867.6	151.96	745.07	-958.47	2,761
Net Cash Flow	475.93	193.32	-69.2	12.05	-2,102	1,495
Free Cash Flow	129.21	82.42	145.83	36.68	66.65	33.28
Free Cash Flow Growth	56.76%	-43.48%	297.60%	-44.97%	100.25%	-60.07%
FCF Margin	42.75%	29.70%	53.88%	15.38%	27.13%	18.82%
Free Cash Flow Per Share	0.05	7.67	12.96	3.30	5.95	3.59
Levered Free Cash Flow	-61.57	-193.66	36.46	357.5	127.76	23
Unlevered Free Cash Flow	12.26	-24.76	69.77	-59.76	-6.96	-37.55

SEC Filings: 10-K · 10-Q