Metropolitan Bank Holding Corp. (MCB)
NYSE: MCB · Real-Time Price · USD
95.90
+4.40 (4.81%)
At close: Oct 22, 2026, 4:00 PM EDT
95.92
+0.02 (0.02%)
After-hours: Oct 22, 2026, 7:30 PM EDT
Metropolitan Bank Holding Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 247 | 393.59 | 0.61 | 20.84 | 16.73 | 47.87 |
Investment Securities | 33.38 | 62.87 | 128.25 | 124.29 | 121.56 | 132.08 |
Trading Asset Securities | - | 0.89 | 0.92 | 2.69 | - | 3.39 |
Mortgage-Backed Securities | 1,482 | 880.29 | 789.5 | 809.9 | 838.16 | 820.41 |
Total Investments | 1,515 | 944.05 | 918.67 | 936.88 | 959.72 | 955.88 |
Gross Loans | 7,534 | 6,829 | 6,051 | 5,642 | 4,853 | 3,740 |
Allowance for Loan Losses | -64.15 | -97.08 | -63.27 | -57.97 | -44.88 | -34.73 |
Other Adjustments to Gross Loans | - | -18.52 | -16.97 | -17.22 | -12.97 | -7.6 |
Net Loans | 7,470 | 6,713 | 5,971 | 5,567 | 4,796 | 3,697 |
Property, Plant & Equipment | - | 44.99 | 47.62 | 42.25 | - | - |
Other Receivables | - | - | - | 87.65 | 85.61 | 39.86 |
Restricted Cash | - | - | 199.66 | 248.63 | 240.69 | 2,311 |
Long-Term Deferred Tax Assets | - | 44.2 | 41.38 | 38.13 | 35.36 | 10.97 |
Other Long-Term Assets | 238.7 | 108.5 | 104.78 | 100.92 | 124.4 | 50.03 |
Total Assets | 9,471 | 8,256 | 7,301 | 7,068 | 6,267 | 7,116 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 6,529 | 5,851 | 4,623 | 3,878 | 2,825 | 2,727 |
Institutional Deposits | - | 46.4 | 26.2 | 21.2 | 30.8 | 39.4 |
Non-Interest Bearing Deposits | 1,792 | 1,479 | 1,334 | 1,838 | 2,422 | 3,669 |
Total Deposits | 8,321 | 7,377 | 5,983 | 5,737 | 5,278 | 6,436 |
Short-Term Borrowings | - | 4.56 | 451.54 | 545.04 | 250 | - |
Current Portion of Leases | - | 5.38 | 5.26 | 5.01 | - | - |
Other Current Liabilities | - | 49.93 | 56.44 | 51.69 | 135.18 | 46 |
Long-Term Debt | 15.91 | 10.98 | 7.44 | 7.59 | 7.73 | 57.17 |
Long-Term Leases | - | 43.96 | 46.65 | 41.42 | - | - |
Trust Preferred Securities | 20.62 | 20.62 | 20.62 | 20.62 | 20.62 | 20.62 |
Total Liabilities | 8,496 | 7,513 | 6,571 | 6,409 | 5,691 | 6,559 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.14 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
Additional Paid-In Capital | 591.98 | 405.57 | 400.19 | 395.87 | 389.28 | 383 |
Retained Earnings | 523.13 | 450.64 | 382.66 | 315.98 | 240.81 | 181.39 |
Treasury Stock | -85.93 | -73.47 | - | - | - | - |
Comprehensive Income & Other | -54.64 | -39.74 | -53.13 | -52.94 | -54.3 | -7.5 |
Total Common Equity | 974.68 | 743.11 | 729.83 | 659.02 | 575.9 | 556.99 |
Shareholders' Equity | 974.68 | 743.11 | 729.83 | 659.02 | 575.9 | 556.99 |
Total Liabilities & Equity | 9,471 | 8,256 | 7,301 | 7,068 | 6,267 | 7,116 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 36.53 | 85.49 | 531.51 | 619.67 | 278.35 | 77.79 |
Net Cash (Debt) | 210.47 | 309.48 | -529.49 | -595.65 | -261.12 | -26.04 |
Net Cash Growth | 202.02% | - | - | - | - | - |
Net Cash Per Share | 18.10 | 28.81 | -47.04 | -53.52 | -23.31 | -2.81 |
Filing Date Shares Outstanding | 12.29 | 10.12 | 11.23 | 11.09 | 10.96 | 10.93 |
Total Common Shares Outstanding | 12.29 | 10.09 | 11.2 | 11.06 | 10.95 | 10.92 |
Book Value Per Share | 79.34 | 73.66 | 65.18 | 59.57 | 52.59 | 51.00 |
Tangible Book Value | 974.68 | 743.11 | 729.83 | 659.02 | 575.9 | 556.99 |
Tangible Book Value Per Share | 79.34 | 73.66 | 65.18 | 59.57 | 52.59 | 51.00 |