Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	393.59	200.27	269.47	257.42	2,359
Securities and Investments	941.17	915.75	932.19	958.22	951
Other Earning Assets	-	-	87.65	85.61	39.86
Gross Loans	6,810	6,034	5,625	4,841	3,732
Allowance for Loan Losses	-97.08	-63.27	-57.97	-44.88	-34.73
Net Loans	6,713	5,971	5,567	4,796	3,697
Long-Term Investments	20.63	30.64	38.97	22.11	12
Other Non-Earning Assets	187.18	183.29	172.57	148.34	56.95
Total Assets	8,256	7,301	7,068	6,267	7,116
Interest-bearing deposits	5,898	4,649	3,899	2,856	2,767
Noninterest-bearing deposits	1,479	1,334	1,838	2,422	3,669
Total Deposits	7,377	5,983	5,737	5,278	6,436
Short-Term Interbank Borrowing and Repurchase Agreements	-	450	539	250	-
Long-Term Debt	31.6	28.06	28.21	28.35	77.79
Other Liabilities	103.83	109.89	104.15	135.18	46
Total Liabilities	7,513	6,571	6,409	5,691	6,559
Common Stock	0.11	0.11	0.11	0.11	0.11
Treasury Stock	-73.47	-	-	-	-
Additional Paid-in Capital	405.57	400.19	395.87	389.28	383
Accumulated Other Comprehensive Income	-39.74	-53.13	-52.94	-54.3	-7.5
Retained Earnings	450.64	382.66	315.98	240.81	181.39
Shareholders' Equity	743.11	729.83	659.02	575.9	556.99
Total Liabilities & Equity	8,256	7,301	7,068	6,267	7,116
Total Debt	31.6	28.06	28.21	28.35	77.79
Net Cash (Debt)	-31.6	-28.06	-28.21	-28.35	-77.79
Net Cash Per Share	-2.94	-2.49	-2.53	-2.53	-8.39
Book Value	743.11	729.83	659.02	575.9	556.99
Book Value Per Share	69.18	64.84	59.21	51.42	60.07
Tangible Book Value	743.11	729.83	659.02	575.9	556.99
Tangible Book Value Per Share	69.18	64.84	59.21	51.42	60.07

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q