Metropolitan Bank Holding Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	393.59	0.61	20.84	16.73	47.87
Investment Securities	26.24	128.25	124.29	121.56	132.08
Trading Asset Securities	-	0.92	2.69	-	3.39
Mortgage-Backed Securities	935.56	789.5	809.9	838.16	820.41
Total Investments	961.8	918.67	936.88	959.72	955.88
Gross Loans	6,810	6,051	5,642	4,853	3,740
Allowance for Loan Losses	-97.08	-63.27	-57.97	-44.88	-34.73
Other Adjustments to Gross Loans	-	-16.97	-17.22	-12.97	-7.6
Net Loans	6,713	5,971	5,567	4,796	3,697
Property, Plant & Equipment	-	47.62	42.25	-	-
Other Receivables	-	-	87.65	85.61	39.86
Restricted Cash	-	199.66	248.63	240.69	2,311
Long-Term Deferred Tax Assets	-	41.38	38.13	35.36	10.97
Other Long-Term Assets	187.18	104.78	100.92	124.4	50.03
Total Assets	8,256	7,301	7,068	6,267	7,116
Interest Bearing Deposits	5,898	4,623	3,878	2,825	2,727
Institutional Deposits	-	26.2	21.2	30.8	39.4
Non-Interest Bearing Deposits	1,479	1,334	1,838	2,422	3,669
Total Deposits	7,377	5,983	5,737	5,278	6,436
Short-Term Borrowings	-	451.54	545.04	250	-
Current Portion of Leases	-	5.26	5.01	-	-
Other Current Liabilities	103.83	56.44	51.69	135.18	46
Long-Term Debt	10.98	7.44	7.59	7.73	57.17
Long-Term Leases	-	46.65	41.42	-	-
Trust Preferred Securities	20.62	20.62	20.62	20.62	20.62
Total Liabilities	7,513	6,571	6,409	5,691	6,559
Common Stock	0.11	0.11	0.11	0.11	0.11
Additional Paid-In Capital	405.57	400.19	395.87	389.28	383
Retained Earnings	450.64	382.66	315.98	240.81	181.39
Treasury Stock	-73.47	-	-	-	-
Comprehensive Income & Other	-39.74	-53.13	-52.94	-54.3	-7.5
Total Common Equity	743.11	729.83	659.02	575.9	556.99
Shareholders' Equity	743.11	729.83	659.02	575.9	556.99
Total Liabilities & Equity	8,256	7,301	7,068	6,267	7,116
Total Debt	31.6	531.51	619.67	278.35	77.79
Net Cash (Debt)	361.99	-529.49	-595.65	-261.12	-26.04
Net Cash Per Share	33.70	-47.04	-53.52	-23.31	-2.81
Filing Date Shares Outstanding	10.09	11.23	11.09	10.96	10.93
Total Common Shares Outstanding	10.09	11.2	11.06	10.95	10.92
Book Value Per Share	73.66	65.18	59.57	52.59	51.00
Tangible Book Value	743.11	729.83	659.02	575.9	556.99
Tangible Book Value Per Share	73.66	65.18	59.57	52.59	51.00

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q