Metropolitan Bank Holding Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	66.69	77.27	59.43	60.56
Depreciation & Amortization	-11.41	7.14	9.71	5.06
Other Amortization	-	-	-	2.33
Gain (Loss) on Sale of Investments	-	-	-	-0.55
Provision for Credit Losses	6.26	12.28	10.12	3.82
Change in Other Net Operating Assets	83.81	-61.16	2.58	-38.62
Other Operating Activities	-5.78	-2.88	-3.78	-0.14
Operating Cash Flow	148.46	42.43	85.89	37.28
Operating Cash Flow Growth	249.93%	-50.60%	130.41%	-57.28%
Capital Expenditures	-2.63	-5.75	-19.25	-4
Investment in Securities	28.41	20.04	-96.14	-697.3
Net Decrease (Increase) in Loans Originated / Sold - Investing	-395.39	-789.74	-1,114	-601.7
Investing Cash Flow	-369.61	-775.45	-1,229	-1,303
Short-Term Debt Issued	111	340	250	-
Total Debt Issued	111	340	250	-
Short-Term Debt Repaid	-200	-51	-	-
Long-Term Debt Repaid	-0.14	-0.14	-49.45	-4.5
Total Debt Repaid	-200.14	-51.14	-49.45	-4.5
Net Debt Issued (Repaid)	-89.14	288.86	200.55	-4.5
Issuance of Common Stock	-	-	0.19	162.69
Repurchase of Common Stock	-4.58	-3.17	-1.56	-3.39
Net Increase (Decrease) in Deposit Accounts	245.68	459.38	-1,158	2,606
Financing Cash Flow	151.96	745.07	-958.47	2,761
Net Cash Flow	-69.2	12.05	-2,102	1,495
Free Cash Flow	145.83	36.68	66.65	33.28
Free Cash Flow Growth	297.60%	-44.97%	100.25%	-60.07%
Free Cash Flow Margin	53.88%	15.38%	27.13%	18.82%
Free Cash Flow Per Share	12.96	3.29	5.95	3.59
Cash Interest Paid	215.38	151.4	31.6	16.25
Cash Income Tax Paid	34.8	36.17	35.3	24.17

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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