Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	66.69	77.27	59.43	60.56	39.47
Depreciation & Amortization	-11.41	7.14	9.71	5.06	4.6
Other Amortization	-	-	-	2.33	0.3
Gain (Loss) on Sale of Investments	-	-	-	-0.55	-3.33
Provision for Credit Losses	6.26	12.28	10.12	3.82	9.49
Change in Other Net Operating Assets	83.81	-61.16	2.58	-38.62	33
Other Operating Activities	-5.78	-2.88	-3.78	-0.14	0.25
Operating Cash Flow	148.46	42.43	85.89	37.28	87.27
Operating Cash Flow Growth	249.93%	-50.60%	130.41%	-57.28%	124.02%
Capital Expenditures	-2.63	-5.75	-19.25	-4	-3.91
Investment in Securities	28.41	20.04	-96.14	-697.3	-17.2
Net Decrease (Increase) in Loans Originated / Sold - Investing	-395.39	-789.74	-1,114	-601.7	-464.94
Other Investing Activities	-	-	-	-	-2.98
Investing Cash Flow	-369.61	-775.45	-1,229	-1,303	-489.04
Short-Term Debt Issued	111	340	250	-	-
Total Debt Issued	111	340	250	-	-
Short-Term Debt Repaid	-200	-51	-	-	-144
Long-Term Debt Repaid	-0.14	-0.14	-49.45	-4.5	-6.01
Total Debt Repaid	-200.14	-51.14	-49.45	-4.5	-150.01
Net Debt Issued (Repaid)	-89.14	288.86	200.55	-4.5	-150.01
Issuance of Common Stock	-	-	0.19	162.69	-
Repurchase of Common Stock	-4.58	-3.17	-1.56	-3.39	-0.88
Net Increase (Decrease) in Deposit Accounts	245.68	459.38	-1,158	2,606	1,028
Financing Cash Flow	151.96	745.07	-958.47	2,761	876.85
Net Cash Flow	-69.2	12.05	-2,102	1,495	475.09
Free Cash Flow	145.83	36.68	66.65	33.28	83.36
Free Cash Flow Growth	297.60%	-44.97%	100.25%	-60.07%	159.52%
Free Cash Flow Margin	53.88%	15.38%	27.13%	18.82%	62.94%
Free Cash Flow Per Share	12.96	3.29	5.95	3.59	9.93
Cash Interest Paid	215.38	151.4	31.6	16.25	18.69
Cash Income Tax Paid	34.8	36.17	35.3	24.17	19.09

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q