Mechanics Bancorp (MCHB)

Mechanics Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,443	999.71	1,458	331.63	1,001	1,172
Investment Securities	4,904	209.49	583.51	300.92	375.34	369.85
Trading Asset Securities	-	-	-	28.06	36.25	81.41
Mortgage-Backed Securities	-	4,311	3,320	4,036	5,711	5,038
Total Investments	4,904	4,520	3,903	4,365	6,122	5,489
Gross Loans	14,569	9,643	10,778	12,043	11,006	11,123
Allowance for Loan Losses	-168.96	-88.56	-133.78	-126.72	-135.83	-129.25
Net Loans	14,400	9,555	10,644	11,916	10,870	10,994
Property, Plant & Equipment	229.57	170.91	177.08	171.6	166.28	204.19
Goodwill	843.31	843.31	843.31	843.3	843.3	843.3
Other Intangible Assets	143.26	38.74	52.21	69.66	90.77	115.78
Loans Held for Sale	54.99	0.54	0.44	-	0.51	0.35
Accrued Interest Receivable	-	49.95	48.14	51.42	45.3	49.79
Long-Term Deferred Tax Assets	-	51.65	113.44	130.25	40.28	10.73
Other Real Estate Owned & Foreclosed	1.68	15.6	17.01	0.11	0.43	14.49
Other Long-Term Assets	671.77	227.17	228.29	239.72	225.09	231.97
Total Assets	22,709	16,490	17,502	18,136	19,423	19,143
Accrued Expenses	-	-	-	3.5	5	5.2
Interest Bearing Deposits	12,704	7,918	8,110	7,950	8,331	8,490
Institutional Deposits	-	407.69	-	279.88	253.32	359.3
Non-Interest Bearing Deposits	6,748	5,616	6,188	7,266	8,183	7,497
Total Deposits	19,453	13,942	14,298	15,496	16,767	16,347
Short-Term Borrowings	-	0.01	0.01	283.98	29.32	74.59
Current Portion of Leases	-	13.83	-	-	-	-
Accrued Interest Payable	200.95	190.34	135.34	126.12	1.44	2.61
Long-Term Debt	190.12	-	774.97	24.93	24.89	24.85
Long-Term Leases	90.8	42.27	57.74	46.09	38.05	53.04
Pension & Post-Retirement Benefits	-	-	-	24.04	28.76	23.23
Other Long-Term Liabilities	-	-	-	-	141.01	145.62
Total Liabilities	19,935	14,188	15,266	16,004	17,035	16,676
Common Stock	2,402	3.21	3.21	3.21	3.21	3.21
Additional Paid-In Capital	-	2,119	2,119	2,118	2,118	2,118
Retained Earnings	380.95	239.52	305.51	251.41	269.87	280.85
Comprehensive Income & Other	-8.81	-59.77	-191.79	-241.78	-3.64	64.77
Shareholders' Equity	2,774	2,302	2,236	2,131	2,388	2,467
Total Liabilities & Equity	22,709	16,490	17,502	18,136	19,423	19,143
Total Debt	280.92	56.1	832.71	355	92.25	152.47
Net Cash (Debt)	1,162	943.61	624.86	4.69	945.29	1,101
Net Cash Growth	-	51.01%	13226.89%	-99.50%	-14.12%	16.43%
Net Cash Per Share	5.25	4.45	2.94	0.02	4.46	5.19
Filing Date Shares Outstanding	221.2	212.03	212.01	212	211.99	211.99
Total Common Shares Outstanding	221.2	212.03	212.01	212	211.99	211.99
Book Value Per Share	12.54	10.86	10.54	10.05	11.26	11.64
Tangible Book Value	1,788	1,420	1,340	1,218	1,454	1,508
Tangible Book Value Per Share	8.08	6.70	6.32	5.75	6.86	7.11

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.