Mechanics Bancorp (MCHB)

Mechanics Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	29	201.91	216.58	206.01
Depreciation & Amortization	22.82	27.99	31.66	38.21
Other Amortization	19.31	30.95	36.22	-16.83
Gain (Loss) on Sale of Assets	0.63	-0.72	-0.03	-4.37
Gain (Loss) on Sale of Investments	213.95	16.33	34.65	40.51
Provision for Credit Losses	-1.51	0.75	26.63	20.88
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.05	-0.42	0.52	-0.08
Accrued Interest Receivable	-9.15	-14	-12.12	77.32
Other Operating Activities	2.33	-3.98	-6.73	-17.57
Operating Cash Flow	292.26	266	318.18	295.26
Operating Cash Flow Growth	9.87%	-16.40%	7.76%	38.96%
Capital Expenditures	-6.37	-6.87	-9.49	-7.24
Sale of Property, Plant and Equipment	2.62	2.49	1.26	20.09
Investment in Securities	-597.45	478.15	1,363	-825.72
Net Decrease (Increase) in Loans Originated / Sold - Investing	1,074	1,171	-1,098	132.93
Other Investing Activities	1.65	28.34	0.11	0.2
Investing Cash Flow	476.21	1,673	258.06	-665.44
Short-Term Debt Issued	-	-	260	-
Long-Term Debt Issued	-	750	-	-
Total Debt Issued	-	750	260	-
Short-Term Debt Repaid	-	-260	-	-3.31
Long-Term Debt Repaid	-775	-	-	-
Total Debt Repaid	-775	-260	-	-3.31
Net Debt Issued (Repaid)	-775	490	260	-3.31
Common Dividends Paid	-94.99	-105.84	-235.04	-216.99
Net Increase (Decrease) in Deposit Accounts	-356.34	-1,198	-1,271	420.02
Financing Cash Flow	-1,226	-813.45	-1,246	199.71
Net Cash Flow	-457.86	1,126	-669.67	-170.47
Free Cash Flow	285.89	259.14	308.7	288.02
Free Cash Flow Growth	10.33%	-16.05%	7.18%	40.79%
Free Cash Flow Margin	74.93%	40.70%	46.19%	42.93%
Free Cash Flow Per Share	1.35	1.22	1.46	1.36
Cash Interest Paid	217.39	150.51	19.62	12.05
Cash Income Tax Paid	3.56	58.46	77.26	81.05

Updated Jan 30, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.