Mechanics Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	29	201.91	216.58	206.01
Depreciation & Amortization	-	22.82	27.99	31.66	38.21
Other Amortization	-	19.31	30.95	36.22	-16.83
Gain (Loss) on Sale of Assets	-	0.63	-0.72	-0.03	-4.37
Gain (Loss) on Sale of Investments	-	213.95	16.33	34.65	40.51
Provision for Credit Losses	-	-1.51	0.75	26.63	20.88
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-0.05	-0.42	0.52	-0.08
Accrued Interest Receivable	-	-9.15	-14	-12.12	77.32
Other Operating Activities	-	2.33	-3.98	-6.73	-17.57
Operating Cash Flow	-	292.26	266	318.18	295.26
Operating Cash Flow Growth	-	9.87%	-16.40%	7.76%	38.96%
Capital Expenditures	-	-6.37	-6.87	-9.49	-7.24
Sale of Property, Plant and Equipment	-	2.62	2.49	1.26	20.09
Investment in Securities	-	-597.45	478.15	1,363	-825.72
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	1,074	1,171	-1,098	132.93
Other Investing Activities	-	1.65	28.34	0.11	0.2
Investing Cash Flow	-	476.21	1,673	258.06	-665.44
Short-Term Debt Issued	-	-	-	260	-
Long-Term Debt Issued	-	-	750	-	-
Total Debt Issued	-	-	750	260	-
Short-Term Debt Repaid	-	-	-260	-	-3.31
Long-Term Debt Repaid	-	-775	-	-	-
Total Debt Repaid	-	-775	-260	-	-3.31
Net Debt Issued (Repaid)	-	-775	490	260	-3.31
Common Dividends Paid	-	-94.99	-105.84	-235.04	-216.99
Net Increase (Decrease) in Deposit Accounts	-	-356.34	-1,198	-1,271	420.02
Financing Cash Flow	-	-1,226	-813.45	-1,246	199.71
Net Cash Flow	-	-457.86	1,126	-669.67	-170.47
Free Cash Flow	-	285.89	259.14	308.7	288.02
Free Cash Flow Growth	-	10.33%	-16.05%	7.18%	40.79%
Free Cash Flow Margin	-	74.93%	40.70%	46.19%	42.93%
Free Cash Flow Per Share	-	1.35	1.22	1.46	1.36
Cash Interest Paid	-	217.39	150.51	19.62	12.05
Cash Income Tax Paid	-	3.56	58.46	77.26	81.05

Updated Jan 30, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.