Mechanics Bancorp (MCHB)

Mechanics Bancorp Statistics

Total Valuation

MCHB has a market cap or net worth of $2.94 billion. The enterprise value is $1.77 billion.

Market Cap	2.94B
Enterprise Value	1.77B

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

MCHB has 221.20 million shares outstanding. The number of shares has increased by 9.51% in one year.

Current Share Class	220.09M
Shares Outstanding	221.20M
Shares Change (YoY)	+9.51%
Shares Change (QoQ)	-1.75%
Owned by Insiders (%)	0.32%
Owned by Institutions (%)	2.44%
Float	219.37M

Valuation Ratios

The trailing PE ratio is 15.21 and the forward PE ratio is 11.44.

PE Ratio	15.21
Forward PE	11.44
PS Ratio	5.18
Forward PS	14.24
PB Ratio	1.06
P/TBV Ratio	1.64
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.19
EV / Sales	3.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$314,854
Profits Per Employee	$107,278
Employee Count	1,800
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCHB has paid $39.69 million in taxes.

Income Tax	39.69M
Effective Tax Rate	17.05%

Stock Price Statistics

The stock price has decreased by -99.95% in the last 52 weeks. The beta is 0.18, so MCHB's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	-99.95%
50-Day Moving Average	882.68
200-Day Moving Average	24,214.86
Relative Strength Index (RSI)	4.48
Average Volume (20 Days)	245,705

Short Selling Information

The latest short interest is 655,817, so 0.30% of the outstanding shares have been sold short.

Short Interest	655,817
Short Previous Month	442,563
Short % of Shares Out	0.30%
Short % of Float	0.30%
Short Ratio (days to cover)	3.57

Income Statement

In the last 12 months, MCHB had revenue of $566.74 million and earned $193.10 million in profits. Earnings per share was $0.87.

Revenue	566.74M
Gross Profit	566.74M
Operating Income	241.08M
Pretax Income	232.79M
Net Income	193.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.87

Balance Sheet

The company has $1.44 billion in cash and $280.92 million in debt, giving a net cash position of $1.16 billion or $5.25 per share.

Cash & Cash Equivalents	1.44B
Total Debt	280.92M
Net Cash	1.16B
Net Cash Per Share	$5.25
Equity (Book Value)	2.77B
Book Value Per Share	12.54
Working Capital	-18.15B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.54%
Pretax Margin	41.08%
Profit Margin	34.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

MCHB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-9.51%
Shareholder Yield	-9.51%
Earnings Yield	6.58%
FCF Yield	n/a

Analyst Forecast

The average price target for MCHB is $14.50, which is 9.27% higher than the current price. The consensus rating is "Hold".

Price Target	$14.50
Price Target Difference	9.27%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.

Last Split Date	Sep 2, 2025
Split Type	Forward
Split Ratio	3301.092:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1