Mechanics Bancorp Statistics
Total Valuation
MCHB has a market cap or net worth of $3.13 billion. The enterprise value is $1.93 billion.
Important Dates
The next estimated earnings date is Sunday, February 8, 2026, before market open.
| Earnings Date | Feb 8, 2026 |
| Ex-Dividend Date | Dec 8, 2025 |
Share Statistics
MCHB has 221.21 million shares outstanding. The number of shares has increased by 0.73% in one year.
| Current Share Class | 220.10M |
| Shares Outstanding | 221.21M |
| Shares Change (YoY) | +0.73% |
| Shares Change (QoQ) | -1.75% |
| Owned by Insiders (%) | 0.32% |
| Owned by Institutions (%) | 8.56% |
| Float | 47.62M |
Valuation Ratios
The trailing PE ratio is 16.23 and the forward PE ratio is 12.22.
| PE Ratio | 16.23 |
| Forward PE | 12.22 |
| PS Ratio | 5.34 |
| Forward PS | 3.54 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.75 |
| P/FCF Ratio | 21.03 |
| P/OCF Ratio | 20.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.01 |
| EV / Sales | 3.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.96 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.95 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $278,358 |
| Profits Per Employee | $94,843 |
| Employee Count | 2,036 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCHB has paid $39.69 million in taxes.
| Income Tax | 39.69M |
| Effective Tax Rate | 17.05% |
Stock Price Statistics
The stock price has increased by +76.51% in the last 52 weeks. The beta is 0.17, so MCHB's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +76.51% |
| 50-Day Moving Average | 13.93 |
| 200-Day Moving Average | 9.98 |
| Relative Strength Index (RSI) | 47.49 |
| Average Volume (20 Days) | 1,198,865 |
Short Selling Information
The latest short interest is 1.97 million, so 0.89% of the outstanding shares have been sold short.
| Short Interest | 1.97M |
| Short Previous Month | 1.13M |
| Short % of Shares Out | 0.89% |
| Short % of Float | 4.15% |
| Short Ratio (days to cover) | 5.32 |
Income Statement
In the last 12 months, MCHB had revenue of $566.74 million and earned $193.10 million in profits. Earnings per share was $0.90.
| Revenue | 566.74M |
| Gross Profit | 566.74M |
| Operating Income | 241.08M |
| Pretax Income | 232.79M |
| Net Income | 193.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.90 |
Full Income StatementBalance Sheet
The company has $1.49 billion in cash and $291.29 million in debt, giving a net cash position of $1.20 billion or $5.43 per share.
| Cash & Cash Equivalents | 1.49B |
| Total Debt | 291.29M |
| Net Cash | 1.20B |
| Net Cash Per Share | $5.43 |
| Equity (Book Value) | 2.77B |
| Book Value Per Share | 12.54 |
| Working Capital | -18.17B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $154.58 million and capital expenditures -$5.49 million, giving a free cash flow of $149.09 million.
| Operating Cash Flow | 154.58M |
| Capital Expenditures | -5.49M |
| Free Cash Flow | 149.09M |
| FCF Per Share | $0.67 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.54% |
| Pretax Margin | 41.08% |
| Profit Margin | 34.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.31% |
Dividends & Yields
This stock pays an annual dividend of $0.42, which amounts to a dividend yield of 2.96%.
| Dividend Per Share | $0.42 |
| Dividend Yield | 2.96% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 23.23% |
| Buyback Yield | -0.73% |
| Shareholder Yield | 2.24% |
| Earnings Yield | 6.16% |
| FCF Yield | 4.76% |
Dividend DetailsAnalyst Forecast
The average price target for MCHB is $14.50, which is 2.33% higher than the current price. The consensus rating is "Hold".
| Price Target | $14.50 |
| Price Target Difference | 2.33% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.
| Last Split Date | Sep 2, 2025 |
| Split Type | Forward |
| Split Ratio | 3301.092:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
