Mechanics Bancorp Statistics
Total Valuation
MCHB has a market cap or net worth of $3.31 billion. The enterprise value is $2.51 billion.
Important Dates
The next estimated earnings date is Friday, May 8, 2026, before market open.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | Mar 9, 2026 |
Share Statistics
MCHB has 221.39 million shares outstanding. The number of shares has increased by 3.31% in one year.
| Current Share Class | 220.27M |
| Shares Outstanding | 221.39M |
| Shares Change (YoY) | +3.31% |
| Shares Change (QoQ) | +6.64% |
| Owned by Insiders (%) | 2.97% |
| Owned by Institutions (%) | 13.61% |
| Float | 41.94M |
Valuation Ratios
The trailing PE ratio is 12.44 and the forward PE ratio is 12.44.
| PE Ratio | 12.44 |
| Forward PE | 12.44 |
| PS Ratio | 5.14 |
| Forward PS | 3.77 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.83 |
| P/FCF Ratio | 17.67 |
| P/OCF Ratio | 17.07 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.44 |
| EV / Sales | 3.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.41 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.29%.
| Return on Equity (ROE) | 10.29% |
| Return on Assets (ROA) | 1.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.95% |
| Revenue Per Employee | $326,058 |
| Profits Per Employee | $134,824 |
| Employee Count | 1,971 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCHB has paid $53.81 million in taxes.
| Income Tax | 53.81M |
| Effective Tax Rate | 16.84% |
Stock Price Statistics
The stock price has increased by +80.53% in the last 52 weeks. The beta is 0.21, so MCHB's price volatility has been lower than the market average.
| Beta (5Y) | 0.21 |
| 52-Week Price Change | +80.53% |
| 50-Day Moving Average | 14.85 |
| 200-Day Moving Average | 12.83 |
| Relative Strength Index (RSI) | 56.67 |
| Average Volume (20 Days) | 392,274 |
Short Selling Information
The latest short interest is 4.35 million, so 1.97% of the outstanding shares have been sold short.
| Short Interest | 4.35M |
| Short Previous Month | 4.41M |
| Short % of Shares Out | 1.97% |
| Short % of Float | 10.38% |
| Short Ratio (days to cover) | 10.24 |
Income Statement
In the last 12 months, MCHB had revenue of $642.66 million and earned $265.74 million in profits. Earnings per share was $1.27.
| Revenue | 642.66M |
| Gross Profit | 642.66M |
| Operating Income | 276.05M |
| Pretax Income | 319.55M |
| Net Income | 265.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.27 |
Full Income StatementBalance Sheet
The company has $1.08 billion in cash and $287.42 million in debt, with a net cash position of $796.27 million or $3.60 per share.
| Cash & Cash Equivalents | 1.08B |
| Total Debt | 287.42M |
| Net Cash | 796.27M |
| Net Cash Per Share | $3.60 |
| Equity (Book Value) | 2.86B |
| Book Value Per Share | 12.93 |
| Working Capital | -18.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $193.59 million and capital expenditures -$6.51 million, giving a free cash flow of $187.08 million.
| Operating Cash Flow | 193.59M |
| Capital Expenditures | -6.51M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.00B |
| Free Cash Flow | 187.08M |
| FCF Per Share | $0.85 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.95% |
| Pretax Margin | 49.72% |
| Profit Margin | 41.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.11% |
Dividends & Yields
This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 5.63%.
| Dividend Per Share | $0.84 |
| Dividend Yield | 5.63% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 47.91% |
| Buyback Yield | -3.31% |
| Shareholder Yield | 2.32% |
| Earnings Yield | 8.04% |
| FCF Yield | 5.66% |
Dividend DetailsAnalyst Forecast
The average price target for MCHB is $14.50, which is -2.88% lower than the current price. The consensus rating is "Hold".
| Price Target | $14.50 |
| Price Target Difference | -2.88% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.
| Last Split Date | Sep 2, 2025 |
| Split Type | Forward |
| Split Ratio | 3301.092:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
