Mercury General Corporation (MCY)

NYSE: MCY · Real-Time Price · USD

87.58

-0.70 (-0.80%)

At close: Mar 12, 2026, 4:00 PM EDT

87.30

-0.28 (-0.32%)

After-hours: Mar 12, 2026, 5:22 PM EDT

Mercury General Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	5,506	5,075	4,274	3,952	3,742
Investment Income	328.7	279.99	234.63	168.36	129.73
Net Gains on Investments	131.37	88.67	101.01	-488.08	111.66
Total Other Revenues	26.79	31.52	19.61	10.31	10.02
Revenue	5,992	5,476	4,630	3,643	3,993
Revenue Growth (YoY)	9.44%	18.27%	27.08%	-8.77%	5.52%
Insurance Benefits & Claims	3,963	3,685	3,518	3,362	2,760
Policy Amortization Costs	942.94	858.26	708.53	654.61	633.39
Other Operating Expenses	394.23	327.16	279.66	279.72	283.4
Operating Income	692.27	605.7	123.6	-653.48	316.42
Interest Expense	-28.62	-30.82	-24.17	-17.23	-17.11
Total Non-Operating Income (Expense)	-28.62	-30.82	-24.17	-17.23	-17.11
Pretax Income	663.65	574.88	99.43	-670.72	299.31
Provision for Income Taxes	122.56	106.93	3.09	-158.04	51.37
Net Income	541.09	467.95	96.34	-512.67	247.94
Net Income to Common	541.09	467.95	96.34	-512.67	247.94
Net Income Growth	15.63%	385.75%	-	-	-33.81%
Shares Outstanding (Basic)	55	55	55	55	55
Shares Outstanding (Diluted)	55	55	55	55	55
Shares Change (YoY)	0.02%	0.01%	-	-0.01%	0.03%
EPS (Basic)	9.77	8.45	1.74	-9.26	4.48
EPS (Diluted)	9.77	8.45	1.74	-9.26	4.48
EPS Growth	15.62%	385.63%	-	-	-33.83%
Free Cash Flow	1,029	990.98	416.19	317.08	460.14
Free Cash Flow Growth	3.81%	138.11%	31.26%	-31.09%	-18.65%
Free Cash Flow Per Share	18.57	17.90	7.52	5.73	8.31
Dividends Per Share	1.270	1.270	1.270	1.905	2.533
Dividend Growth	-	-	-33.33%	-24.78%	0.40%
Operating Margin	11.55%	11.06%	2.67%	-17.94%	7.92%
Profit Margin	9.03%	8.55%	2.08%	-14.07%	6.21%
FCF Margin	17.17%	18.10%	8.99%	8.70%	11.52%
EBITDA	767.26	679.14	195.84	-571.09	395.48
EBITDA Margin	12.80%	12.40%	4.23%	-15.68%	9.90%
EBIT	692.27	605.7	123.6	-653.48	316.42
EBIT Margin	11.55%	11.06%	2.67%	-17.94%	7.92%
Effective Tax Rate	18.47%	18.60%	3.11%	23.56%	17.16%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q