Mercury General Corporation (MCY)

NYSE: MCY · Real-Time Price · USD

87.34

-8.85 (-9.20%)

At close: Feb 18, 2026, 4:00 PM EST

87.69

+0.35 (0.40%)

After-hours: Feb 18, 2026, 7:30 PM EST

Mercury General Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	5,506	5,075	4,274	3,952	3,742
Total Interest & Dividend Income	328.7	279.99	234.63	168.36	129.73
Gain (Loss) on Sale of Investments	131.37	88.67	101.01	-488.08	111.66
Other Revenue	24.09	16.72	19.61	10.31	10.02
Total Revenue	5,990	5,461	4,630	3,643	3,993
Revenue Growth (YoY)	9.69%	17.95%	27.08%	-8.77%	5.52%
Policy Benefits	3,963	3,685	3,518	3,362	2,760
Policy Acquisition & Underwriting Costs	910.94	837.46	699.63	642.81	583.29
Selling, General & Administrative	40.88	31.04	21.69	28.73	67.45
Other Operating Expenses	370.75	312.32	266.87	262.79	266.05
Total Operating Expenses	5,300	4,870	4,506	4,297	3,677
Operating Income	689.57	590.9	123.6	-653.48	316.42
Interest Expense	-28.62	-30.82	-24.17	-17.23	-17.11
EBT Excluding Unusual Items	660.95	560.08	99.43	-670.72	299.31
Gain (Loss) on Sale of Assets	2.7	14.8	-	-	-
Pretax Income	663.65	574.88	99.43	-670.72	299.31
Income Tax Expense	122.56	106.93	3.09	-158.04	51.37
Net Income	541.09	467.95	96.34	-512.67	247.94
Net Income to Common	541.09	467.95	96.34	-512.67	247.94
Net Income Growth	15.63%	385.75%	-	-	-33.81%
Shares Outstanding (Basic)	55	55	55	55	55
Shares Outstanding (Diluted)	55	55	55	55	55
Shares Change (YoY)	0.02%	0.01%	-	-0.01%	0.03%
EPS (Basic)	9.77	8.45	1.74	-9.26	4.48
EPS (Diluted)	9.77	8.45	1.74	-9.26	4.48
EPS Growth	15.61%	385.68%	-	-	-33.83%
Free Cash Flow	1,029	990.98	416.19	317.08	460.14
Free Cash Flow Per Share	18.57	17.89	7.52	5.73	8.31
Dividend Per Share	1.270	1.270	1.270	1.905	2.533
Dividend Growth	-	-	-33.33%	-24.78%	0.40%
Operating Margin	11.51%	10.82%	2.67%	-17.94%	7.92%
Profit Margin	9.03%	8.57%	2.08%	-14.07%	6.21%
Free Cash Flow Margin	17.18%	18.15%	8.99%	8.70%	11.52%
EBITDA	764.56	664.34	195.84	-571.09	395.48
EBITDA Margin	12.76%	12.16%	4.23%	-15.68%	9.90%
D&A For EBITDA	74.99	73.43	72.24	82.39	79.06
EBIT	689.57	590.9	123.6	-653.48	316.42
EBIT Margin	11.51%	10.82%	2.67%	-17.94%	7.92%
Effective Tax Rate	18.47%	18.60%	3.11%	-	17.16%
Revenue as Reported	5,992	5,476	4,630	3,643	3,993

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q