Mercury General Corporation (MCY)
NYSE: MCY · Real-Time Price · USD
106.28
+0.58 (0.55%)
Aug 24, 2026, 4:00 PM EDT - Market closed

Mercury General Statistics

Total Valuation

Mercury General has a market cap or net worth of $5.89 billion. The enterprise value is $5.15 billion.

Market Cap5.89B
Enterprise Value 5.15B

Important Dates

The last earnings date was Tuesday, August 4, 2026, after market close.

Earnings Date Aug 4, 2026
Ex-Dividend Date Sep 10, 2026

Share Statistics

Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class 55.39M
Shares Outstanding 55.39M
Shares Change (YoY) +0.01%
Shares Change (QoQ) n/a
Owned by Insiders (%) 52.04%
Owned by Institutions (%) 46.94%
Float 26.55M

Valuation Ratios

The trailing PE ratio is 6.28 and the forward PE ratio is 8.83.

PE Ratio 6.28
Forward PE 8.83
PS Ratio 0.93
Forward PS 0.88
PB Ratio 2.08
P/TBV Ratio 2.11
P/FCF Ratio 4.66
P/OCF Ratio 4.43
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.06, with an EV/FCF ratio of 4.07.

EV / Earnings 5.49
EV / Sales 0.81
EV / EBITDA 4.06
EV / EBIT 4.33
EV / FCF 4.07

Financial Position

The company has a current ratio of 0.95, with a Debt / Equity ratio of 0.34.

Current Ratio 0.95
Quick Ratio 0.91
Debt / Equity 0.34
Debt / EBITDA 0.75
Debt / FCF 0.76
Interest Coverage 41.03

Financial Efficiency

Return on equity (ROE) is 38.99% and return on invested capital (ROIC) is 27.47%.

Return on Equity (ROE) 38.99%
Return on Assets (ROA) 7.57%
Return on Invested Capital (ROIC) 27.47%
Return on Capital Employed (ROCE) 16.29%
Weighted Average Cost of Capital (WACC) 8.37%
Revenue Per Employee $1.45M
Profits Per Employee $213,897
Employee Count4,380
Asset Turnover 0.65
Inventory Turnover n/a

Taxes

In the past 12 months, Mercury General has paid $225.31 million in taxes.

Income Tax 225.31M
Effective Tax Rate 19.39%

Stock Price Statistics

The stock price has increased by +39.04% in the last 52 weeks. The beta is 0.93, so Mercury General's price volatility has been similar to the market average.

Beta (5Y) 0.93
52-Week Price Change +39.04%
50-Day Moving Average 106.55
200-Day Moving Average 95.88
Relative Strength Index (RSI) 50.28
Average Volume (20 Days) 279,477

Short Selling Information

The latest short interest is 1.46 million, so 2.64% of the outstanding shares have been sold short.

Short Interest 1.46M
Short Previous Month 1.41M
Short % of Shares Out 2.64%
Short % of Float 5.50%
Short Ratio (days to cover) 5.24

Income Statement

In the last 12 months, Mercury General had revenue of $6.34 billion and earned $936.87 million in profits. Earnings per share was $16.91.

Revenue6.34B
Gross Profit 1.70B
Operating Income 1.19B
Pretax Income 1.16B
Net Income 936.87M
EBITDA 1.27B
EBIT 1.19B
Earnings Per Share (EPS) $16.91
Full Income Statement

Balance Sheet

The company has $2.07 billion in cash and $962.13 million in debt, with a net cash position of $738.70 million or $13.34 per share.

Cash & Cash Equivalents 2.07B
Total Debt 962.13M
Net Cash 738.70M
Net Cash Per Share $13.34
Equity (Book Value) 2.84B
Book Value Per Share 51.20
Working Capital -157.38M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.33 billion and capital expenditures -$63.85 million, giving a free cash flow of $1.26 billion.

Operating Cash Flow 1.33B
Capital Expenditures -63.85M
Depreciation & Amortization n/a
Net Borrowing 368.60M
Free Cash Flow 1.26B
FCF Per Share $22.82
Full Cash Flow Statement

Margins

Gross margin is 26.81%, with operating and profit margins of 18.75% and 14.78%.

Gross Margin 26.81%
Operating Margin 18.75%
Pretax Margin 18.33%
Profit Margin 14.78%
EBITDA Margin 20.01%
EBIT Margin 18.75%
FCF Margin 19.93%

Dividends & Yields

This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 1.20%.

Dividend Per Share $1.27
Dividend Yield 1.20%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 7.51%
Buyback Yield -0.01%
Shareholder Yield 1.19%
Earnings Yield 15.92%
FCF Yield 21.47%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) 7.00%
EPS Growth Forecast (3Y) 15.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Oct 10, 1997
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5