Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $4.79 billion. The enterprise value is $4.07 billion.
| Market Cap | 4.79B |
| Enterprise Value | 4.07B |
Important Dates
The last earnings date was Tuesday, November 3, 2026, after market close.
| Earnings Date | Nov 3, 2026 |
| Ex-Dividend Date | Dec 17, 2026 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.00% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.00% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 52.04% |
| Owned by Institutions (%) | 49.06% |
| Float | 26.55M |
Valuation Ratios
The trailing PE ratio is 7.45 and the forward PE ratio is 7.36.
| PE Ratio | 7.45 |
| Forward PE | 7.36 |
| PS Ratio | 0.78 |
| Forward PS | 0.70 |
| PB Ratio | 1.71 |
| P/TBV Ratio | 1.74 |
| P/FCF Ratio | 4.14 |
| P/OCF Ratio | 3.93 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.52, with an EV/FCF ratio of 3.52.
| EV / Earnings | 6.33 |
| EV / Sales | 0.66 |
| EV / EBITDA | 4.52 |
| EV / EBIT | 4.97 |
| EV / FCF | 3.52 |
Financial Position
The company has a current ratio of 0.86, with a Debt / Equity ratio of 0.21.
| Current Ratio | 0.86 |
| Quick Ratio | 0.82 |
| Debt / Equity | 0.21 |
| Debt / EBITDA | 0.65 |
| Debt / FCF | 0.51 |
| Interest Coverage | 25.61 |
Financial Efficiency
Return on equity (ROE) is 25.52% and return on invested capital (ROIC) is 18.54%.
| Return on Equity (ROE) | 25.52% |
| Return on Assets (ROA) | 5.19% |
| Return on Invested Capital (ROIC) | 18.54% |
| Return on Capital Employed (ROCE) | 11.16% |
| Weighted Average Cost of Capital (WACC) | 8.85% |
| Revenue Per Employee | $1.40M |
| Profits Per Employee | $146,754 |
| Employee Count | 4,380 |
| Asset Turnover | 0.62 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $146.20 million in taxes.
| Income Tax | 146.20M |
| Effective Tax Rate | 18.53% |
Stock Price Statistics
The stock price has decreased by -0.95% in the last 52 weeks. The beta is 0.93, so Mercury General's price volatility has been similar to the market average.
| Beta (5Y) | 0.93 |
| 52-Week Price Change | -0.95% |
| 50-Day Moving Average | 99.23 |
| 200-Day Moving Average | 98.70 |
| Relative Strength Index (RSI) | 31.71 |
| Average Volume (20 Days) | 336,959 |
Short Selling Information
The latest short interest is 1.75 million, so 3.16% of the outstanding shares have been sold short.
| Short Interest | 1.75M |
| Short Previous Month | 1.47M |
| Short % of Shares Out | 3.16% |
| Short % of Float | 6.59% |
| Short Ratio (days to cover) | 5.98 |
Income Statement
In the last 12 months, Mercury General had revenue of $6.14 billion and earned $642.78 million in profits. Earnings per share was $11.60.
| Revenue | 6.14B |
| Gross Profit | 1.34B |
| Operating Income | 818.24M |
| Pretax Income | 788.99M |
| Net Income | 642.78M |
| EBITDA | 900.86M |
| EBIT | 818.24M |
| Earnings Per Share (EPS) | $11.60 |
Balance Sheet
The company has $1.53 billion in cash and $586.96 million in debt, with a net cash position of $718.26 million or $12.97 per share.
| Cash & Cash Equivalents | 1.53B |
| Total Debt | 586.96M |
| Net Cash | 718.26M |
| Net Cash Per Share | $12.97 |
| Equity (Book Value) | 2.80B |
| Book Value Per Share | 50.64 |
| Working Capital | -423.88M |
Cash Flow
In the last 12 months, operating cash flow was $1.22 billion and capital expenditures -$61.74 million, giving a free cash flow of $1.16 billion.
| Operating Cash Flow | 1.22B |
| Capital Expenditures | -61.74M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -7.15M |
| Free Cash Flow | 1.16B |
| FCF Per Share | $20.89 |
Margins
Gross margin is 21.80%, with operating and profit margins of 13.34% and 10.48%.
| Gross Margin | 21.80% |
| Operating Margin | 13.34% |
| Pretax Margin | 12.86% |
| Profit Margin | 10.48% |
| EBITDA Margin | 14.68% |
| EBIT Margin | 13.34% |
| FCF Margin | 18.85% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 1.47%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 1.47% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.94% |
| FCF Payout Ratio | 6.08% |
| Buyback Yield | -0.00% |
| Shareholder Yield | 1.47% |
| Earnings Yield | 13.42% |
| FCF Yield | 24.16% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 5.66% |
| EPS Growth Forecast (3Y) | 15.75% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |