Mercury General Corporation (MCY)
NYSE: MCY · Real-Time Price · USD
106.28
+0.58 (0.55%)
Aug 24, 2026, 4:00 PM EDT - Market closed

Mercury General Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,3405,9905,4614,6303,6433,993
Revenue Growth
10.29%9.69%17.95%27.08%-8.77%5.52%
Operating Income
1,188689.57590.9123.6-653.48316.42
Net Income
936.87541.09467.9596.34-512.67247.94
Earnings Per Share
16.919.778.451.74-9.264.48
EPS Growth
140.28%15.61%385.68%---33.83%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Property & Casualty
5,7775,4765,0464,2453,9243,713
Other
29.429.529.42928.929
Unallocated Investment Income
343.9328.7280234.6168.4129.7
Unallocated Net Realized Investment (Losses) Gains
166.6131.488.7101-488.1111.7
Unallocated Other Income
25.726.731.519.710.210
Total
6,3425,9925,4764,6303,6433,993

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,7011,316720.26550.9289.78335.56
Total Debt
962.13588.01590.23590.8423.83410.63
Net Cash (Debt)
738.7727.57130.03-39.9-134.05-75.08
Net Cash Growth
38.83%459.55%----
Net Cash Per Share
13.3413.142.35-0.72-2.42-1.36

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,3281,0871,037453352.59501.58
Capital Expenditures
-63.85-58.43-46.14-36.81-35.51-41.44
Free Cash Flow
1,2641,029990.98416.19317.08460.14
Free Cash Flow Growth
54.58%3.81%138.11%31.26%-31.09%-18.65%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.75%11.51%10.82%2.67%-17.94%7.92%
Pretax Margin
18.33%11.08%10.53%2.15%-18.41%7.50%
Profit Margin
14.78%9.03%8.57%2.08%-14.07%6.21%
FCF Margin
19.93%17.18%18.15%8.99%8.70%11.52%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2701.2701.2701.2701.9052.533
Dividend Per Share Growth
0%0%0%-33.33%-24.78%0.40%
Dividend Yield
1.20%1.36%1.96%3.57%6.08%5.45%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.289.637.8721.45-11.85
Forward PE
8.8310.9312.0029.8530.8816.13
P/FCF Ratio
4.665.063.724.965.976.39
PS Ratio
0.930.870.670.450.520.74