Mercury General Corporation (MCY)
NYSE: MCY · Real-Time Price · USD
107.30
+0.04 (0.04%)
Aug 4, 2026, 2:13 PM EDT - Market open

Mercury General Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,1385,9925,4764,6303,6433,993
Revenue Growth
9.70%9.44%18.27%27.08%-8.77%5.52%
Operating Income
1,070692.27605.7123.6-653.48316.42
Net Income
839.84541.09467.9596.34-512.67247.94
Earnings Per Share
15.179.778.451.74-9.264.48
EPS Growth
193.99%15.62%385.63%---33.83%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
29.529.529.42928.929
Property & Casualty
5,6455,4765,0464,2453,9243,713
Unallocated Investment Income
332.8328.7280234.6168.4129.7
Unallocated Net Realized Investment (Losses) Gains
103.6131.488.7101-488.1111.7
Unallocated Other Income
2726.731.519.710.210
Total
6,1385,9925,4764,6303,6433,993

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,3511,316720.26550.9289.78335.56
Total Debt
12.6512.3313.5814.2321.9234.58
Net Cash (Debt)
-12.65-12.33-13.58-14.23-21.92-34.58
Net Cash Growth
------
Net Cash Per Share
-0.23-0.22-0.25-0.26-0.40-0.62

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,4821,0871,037453352.59501.58
Capital Expenditures
-62.09-58.43-46.14-36.81-35.51-41.44
Free Cash Flow
1,4191,029990.98416.19317.08460.14
Free Cash Flow Growth
95.31%3.81%138.11%31.26%-31.09%-18.65%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
17.43%11.55%11.06%2.67%-17.94%7.92%
Pretax Margin
16.97%11.07%10.50%2.15%-18.41%7.50%
Profit Margin
13.68%9.03%8.55%2.08%-14.07%6.21%
FCF Margin
23.12%17.17%18.10%8.99%8.70%11.52%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2701.2701.2701.2701.9052.533
Dividend Per Share Growth
0%0%0%-33.33%-24.78%0.40%
Dividend Yield
1.18%1.35%1.91%3.40%5.57%4.77%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.089.637.8721.44-11.84
Forward PE
9.1710.9312.0029.8530.8816.13
P/FCF Ratio
4.165.063.724.965.976.38
PS Ratio
0.960.870.670.450.520.74