Mercury General Corporation (MCY)
Stock Price Chart
Key Info
| Market Cap | 2.52B |
| Revenue (ttm) | 3.69B |
| Net Income (ttm) | 189.98M |
| Shares Out | 55.36M |
| EPS (ttm) | 3.43 |
| PE Ratio | 13.27 |
| Forward PE | n/a |
| Dividend | $2.52 |
| Dividend Yield | 5.54% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $45.51 |
| Previous Close | $45.49 |
| Change ($) | 0.02 |
| Change (%) | 0.04% |
| Day's Open | 45.19 |
| Day's Range | 45.03 - 45.87 |
| Day's Volume | 173,245 |
| 52-Week Range | 33.45 - 56.43 |
More Stats
| Market Cap | 2.52B |
| Enterprise Value | 2.68B |
| Earnings Date (est) | Nov 2, 2020 |
| Ex-Dividend Date | Jun 10, 2020 |
| Shares Outstanding | 55.36M |
| Float | 26.50M |
| EPS (basic) | 3.43 |
| EPS (diluted) | 3.43 |
| FCF / Share | 8.57 |
| Dividend | $2.52 |
| Dividend Yield | 5.54% |
| Earnings Yield | 7.54% |
| FCF Yield | 18.84% |
| Payout Ratio | n/a |
| Shares Short | 815,627 |
| Short Ratio | 2.80 |
| Short % of Float | 2.24% |
| Beta | 0.38 |
| PE Ratio | 13.27 |
| Forward PE | n/a |
| P/FCF Ratio | 5.31 |
| PS Ratio | 0.68 |
| PB Ratio | 1.39 |
| Revenue | 3.69B |
| Operating Income | 231.10M |
| Net Income | 189.98M |
| Free Cash Flow | 474.64M |
| Net Cash | -156.82M |
| Net Cash / Share | -2.83 |
| Gross Margin | 19.15% |
| Operating Margin | 6.26% |
| Profit Margin | 5.10% |
| FCF Margin | 12.86% |
| ROA | 2.48% |
| ROE | 10.60% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Underweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,973 | 3,380 | 3,416 | 3,228 | 3,009 | 3,012 | 2,821 | 2,783 | 2,777 | 2,776 |
| Revenue Growth | 17.53% | -1.05% | 5.83% | 7.26% | -0.08% | 6.76% | 1.35% | 0.22% | 0.05% | - |
| Gross Profit | 1,266 | 803 | 971 | 873 | 864 | 1,026 | 858 | 822 | 948 | 950 |
| Operating Income | 395 | -13.58 | 182 | 74.69 | 73.74 | 250 | 133 | 137 | 251 | 189 |
| Net Income | 320 | -5.73 | 145 | 73.04 | 74.48 | 178 | 112 | 117 | 191 | 152 |
| Shares Outstanding | 55.35 | 55.34 | 55.33 | 55.27 | 55.16 | 55.04 | 54.96 | 54.91 | 54.84 | 54.80 |
| Earnings Per Share | 5.78 | -0.10 | 2.62 | 1.32 | 1.35 | 3.23 | 2.04 | 2.13 | 3.49 | 2.78 |
| EPS Growth | - | - | 98.48% | -2.22% | -58.2% | 58.33% | -4.23% | -38.97% | 25.54% | - |
| Dividend Per Share | 2.51 | 2.50 | 2.49 | 2.48 | 2.47 | 2.47 | 2.45 | 2.44 | 2.41 | 2.37 |
| Dividend Growth | 0.44% | 0.32% | 0.44% | 0.36% | 0.24% | 0.73% | 0.33% | 1.33% | 1.69% | - |
| Operating Cash Flow | 520 | 383 | 341 | 292 | 190 | 247 | 210 | 148 | 159 | 91.78 |
| Capital Expenditures | -40.09 | -27.96 | -13.20 | -16.97 | -19.97 | -25.81 | -17.85 | -13.13 | -15.09 | -27.55 |
| Free Cash Flow | 480 | 355 | 328 | 275 | 170 | 221 | 192 | 135 | 143 | 64.24 |
| Cash & Equivalents | 294 | 314 | 291 | 220 | 264 | 290 | 267 | 158 | 211 | 181 |
| Total Debt | 420 | 372 | 371 | 320 | 290 | 290 | 190 | 140 | 140 | 267 |
| Net Cash / Debt | -126 | -57.44 | -79.92 | -99.68 | -25.78 | -0.09 | 76.51 | 18.18 | 71.39 | -85.82 |
| Assets | 5,889 | 5,434 | 5,101 | 4,789 | 4,629 | 4,600 | 4,315 | 4,190 | 4,070 | 4,203 |
| Liabilities | 4,090 | 3,816 | 3,340 | 3,036 | 2,808 | 2,725 | 2,493 | 2,347 | 2,213 | 2,409 |
| Book Value | 1,800 | 1,618 | 1,761 | 1,752 | 1,821 | 1,875 | 1,822 | 1,842 | 1,857 | 1,795 |
Company Profile
Company Details
| Full Name | Mercury General Corporation |
| Country | United States |
| Employees | 4,500 |
| CEO | Gabriel Tirador |
Stock Information
| Ticker Symbol | MCY |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Insurance—Property & Casualty |
| Unique Identifier | NYSE: MCY |
Description
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, fire, and umbrella insurance. The company's automobile insurance products cover collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners' insurance products cover dwelling, liability, personal property, fire, and other hazards. It sells its policies through a network of independent agents, 100% owned insurance agents, and direct channels in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. The company was founded in 1961 and is headquartered in Los Angeles, California.