Mercury General Corporation (MCY)

Mercury General Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	4,838	5,210	3,681	2,066	1,894	2,938
Market Cap Growth	75.30%	41.53%	78.18%	9.09%	-35.54%	1.65%
Enterprise Value	4,110	4,545	3,653	2,205	1,957	3,006
PE Ratio	8.94	9.63	7.87	21.45	-	11.85
PS Ratio	0.81	0.87	0.67	0.45	0.52	0.74
PB Ratio	2.00	2.15	1.89	1.33	1.24	1.37
P/FCF Ratio	4.70	5.06	3.72	4.96	5.97	6.39
P/OCF Ratio	4.45	4.79	3.55	4.56	5.37	5.86
EV/Sales Ratio	0.69	0.76	0.67	0.48	0.54	0.75
EV/EBITDA Ratio	5.38	5.95	5.50	11.26	-	7.60
EV/EBIT Ratio	5.96	6.59	6.18	17.84	-	9.50
EV/FCF Ratio	4.00	4.42	3.69	5.30	6.17	6.53
Debt / Equity Ratio	0.24	0.24	0.30	0.38	0.28	0.19
Debt / EBITDA Ratio	0.76	0.76	0.88	2.84	-	0.99
Debt / FCF Ratio	0.57	0.57	0.60	1.42	1.34	0.89
Net Debt / Equity Ratio	-0.30	-0.30	-0.07	0.03	0.09	0.04
Net Debt / EBITDA Ratio	-0.95	-0.95	-0.20	0.20	-0.23	0.19
Net Debt / FCF Ratio	-0.71	-0.71	-0.13	0.10	0.42	0.16
Quick Ratio	0.52	0.52	0.71	0.71	0.62	0.66
Current Ratio	0.56	0.56	0.75	0.76	0.67	0.72
Asset Turnover	0.67	0.67	0.71	0.68	0.55	0.61
Return on Equity (ROE)	24.80%	24.80%	26.78%	6.28%	-28.00%	11.88%
Return on Assets (ROA)	4.82%	4.82%	4.79%	1.14%	-6.15%	3.02%
Return on Invested Capital (ROIC)	19.30%	20.29%	20.57%	5.86%	-29.06%	10.48%
Earnings Yield	11.19%	10.39%	12.71%	4.66%	-27.07%	8.44%
FCF Yield	21.27%	19.75%	26.92%	20.15%	16.74%	15.66%
Dividend Yield	1.32%	1.35%	1.95%	3.55%	6.04%	5.41%
Payout Ratio	13.00%	13.00%	15.03%	73.00%	-	56.56%
Buyback Yield / Dilution	-0.02%	-0.02%	-0.01%	-	0.01%	-0.03%
Total Shareholder Return	1.43%	1.33%	1.93%	3.55%	6.05%	5.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q