Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $4.92 billion. The enterprise value is $4.22 billion.
Important Dates
The last earnings date was Tuesday, November 4, 2025, after market close.
| Earnings Date | Nov 4, 2025 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 52.03% |
| Owned by Institutions (%) | 46.36% |
| Float | 26.56M |
Valuation Ratios
The trailing PE ratio is 11.18 and the forward PE ratio is 10.30.
| PE Ratio | 11.18 |
| Forward PE | 10.30 |
| PS Ratio | 0.84 |
| Forward PS | 0.79 |
| PB Ratio | 2.18 |
| P/TBV Ratio | 2.24 |
| P/FCF Ratio | 4.93 |
| P/OCF Ratio | 4.66 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.67, with an EV/FCF ratio of 4.26.
| EV / Earnings | 9.60 |
| EV / Sales | 0.73 |
| EV / EBITDA | 6.67 |
| EV / EBIT | 7.55 |
| EV / FCF | 4.26 |
Financial Position
The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.26.
| Current Ratio | 1.01 |
| Quick Ratio | 0.92 |
| Debt / Equity | 0.26 |
| Debt / EBITDA | 0.92 |
| Debt / FCF | 0.59 |
| Interest Coverage | 19.22 |
Financial Efficiency
Return on equity (ROE) is 21.47% and return on invested capital (ROIC) is 13.26%.
| Return on Equity (ROE) | 21.47% |
| Return on Assets (ROA) | 3.99% |
| Return on Invested Capital (ROIC) | 13.26% |
| Return on Capital Employed (ROCE) | 8.48% |
| Revenue Per Employee | $1.38M |
| Profits Per Employee | $104,670 |
| Employee Count | 4,200 |
| Asset Turnover | 0.66 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $98.65 million in taxes.
| Income Tax | 98.65M |
| Effective Tax Rate | 18.33% |
Stock Price Statistics
The stock price has increased by +20.78% in the last 52 weeks. The beta is 1.00, so Mercury General's price volatility has been similar to the market average.
| Beta (5Y) | 1.00 |
| 52-Week Price Change | +20.78% |
| 50-Day Moving Average | 82.04 |
| 200-Day Moving Average | 67.39 |
| Relative Strength Index (RSI) | 69.52 |
| Average Volume (20 Days) | 220,222 |
Short Selling Information
The latest short interest is 1.93 million, so 3.48% of the outstanding shares have been sold short.
| Short Interest | 1.93M |
| Short Previous Month | 1.58M |
| Short % of Shares Out | 3.48% |
| Short % of Float | 7.26% |
| Short Ratio (days to cover) | 9.55 |
Income Statement
In the last 12 months, Mercury General had revenue of $5.81 billion and earned $439.61 million in profits. Earnings per share was $7.93.
| Revenue | 5.81B |
| Gross Profit | 956.17M |
| Operating Income | 559.27M |
| Pretax Income | 538.27M |
| Net Income | 439.61M |
| EBITDA | 632.58M |
| EBIT | 559.27M |
| Earnings Per Share (EPS) | $7.93 |
Full Income StatementBalance Sheet
The company has $1.73 billion in cash and $588.14 million in debt, giving a net cash position of $664.44 million or $12.00 per share.
| Cash & Cash Equivalents | 1.73B |
| Total Debt | 588.14M |
| Net Cash | 664.44M |
| Net Cash Per Share | $12.00 |
| Equity (Book Value) | 2.23B |
| Book Value Per Share | 40.30 |
| Working Capital | 23.97M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.05 billion and capital expenditures -$56.74 million, giving a free cash flow of $990.89 million.
| Operating Cash Flow | 1.05B |
| Capital Expenditures | -56.74M |
| Free Cash Flow | 990.89M |
| FCF Per Share | $17.89 |
Full Cash Flow StatementMargins
Gross margin is 16.44%, with operating and profit margins of 9.62% and 7.56%.
| Gross Margin | 16.44% |
| Operating Margin | 9.62% |
| Pretax Margin | 9.26% |
| Profit Margin | 7.56% |
| EBITDA Margin | 10.88% |
| EBIT Margin | 9.62% |
| FCF Margin | 17.04% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 1.43%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 1.43% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 16.01% |
| Buyback Yield | -0.03% |
| Shareholder Yield | 1.41% |
| Earnings Yield | 9.00% |
| FCF Yield | 20.28% |
Dividend DetailsAnalyst Forecast
The average price target for Mercury General is $100.00, which is 12.68% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $100.00 |
| Price Target Difference | 12.68% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
