Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $3.11 billion. The enterprise value is $2.98 billion.
Important Dates
The next estimated earnings date is Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | Mar 13, 2025 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 52.00% |
| Owned by Institutions (%) | 43.78% |
| Float | 26.57M |
Valuation Ratios
The trailing PE ratio is 6.65.
| PE Ratio | 6.65 |
| Forward PE | n/a |
| PS Ratio | 0.57 |
| Forward PS | 0.52 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 3.14 |
| P/OCF Ratio | 3.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 4.39, with an EV/FCF ratio of 3.01.
| EV / Earnings | 6.37 |
| EV / Sales | 0.54 |
| EV / EBITDA | 4.39 |
| EV / EBIT | 4.92 |
| EV / FCF | 3.01 |
Financial Position
The company has a current ratio of 0.45, with a Debt / Equity ratio of 0.30.
| Current Ratio | 0.45 |
| Quick Ratio | 0.43 |
| Debt / Equity | 0.30 |
| Debt / EBITDA | 0.86 |
| Debt / FCF | 0.60 |
| Interest Coverage | 19.65 |
Financial Efficiency
Return on equity (ROE) is 26.78% and return on invested capital (ROIC) is 16.19%.
| Return on Equity (ROE) | 26.78% |
| Return on Assets (ROA) | 4.91% |
| Return on Invested Capital (ROIC) | 16.19% |
| Return on Capital Employed (ROCE) | 14.42% |
| Revenue Per Employee | $1.30M |
| Profits Per Employee | $111,417 |
| Employee Count | 4,200 |
| Asset Turnover | 0.71 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $106.93 million in taxes.
| Income Tax | 106.93M |
| Effective Tax Rate | 18.60% |
Stock Price Statistics
The stock price has increased by +8.35% in the last 52 weeks. The beta is 0.83, so Mercury General's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +8.35% |
| 50-Day Moving Average | 53.19 |
| 200-Day Moving Average | 60.79 |
| Relative Strength Index (RSI) | 53.77 |
| Average Volume (20 Days) | 502,749 |
Short Selling Information
The latest short interest is 2.63 million, so 4.74% of the outstanding shares have been sold short.
| Short Interest | 2.63M |
| Short Previous Month | 2.55M |
| Short % of Shares Out | 4.74% |
| Short % of Float | 9.89% |
| Short Ratio (days to cover) | 4.36 |
Income Statement
In the last 12 months, Mercury General had revenue of $5.48 billion and earned $467.95 million in profits. Earnings per share was $8.45.
| Revenue | 5.48B |
| Gross Profit | 953.66M |
| Operating Income | 605.70M |
| Pretax Income | 387.03M |
| Net Income | 467.95M |
| EBITDA | 679.14M |
| EBIT | 605.70M |
| Earnings Per Share (EPS) | $8.45 |
Full Income StatementBalance Sheet
The company has $1.00 billion in cash and $590.23 million in debt, giving a net cash position of $130.03 million or $2.35 per share.
| Cash & Cash Equivalents | 1.00B |
| Total Debt | 590.23M |
| Net Cash | 130.03M |
| Net Cash Per Share | $2.35 |
| Equity (Book Value) | 1.95B |
| Book Value Per Share | 35.14 |
| Working Capital | -2.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.04 billion and capital expenditures -$46.14 million, giving a free cash flow of $990.98 million.
| Operating Cash Flow | 1.04B |
| Capital Expenditures | -46.14M |
| Free Cash Flow | 990.98M |
| FCF Per Share | $17.89 |
Full Cash Flow StatementMargins
Gross margin is 17.42%, with operating and profit margins of 11.06% and 8.55%.
| Gross Margin | 17.42% |
| Operating Margin | 11.06% |
| Pretax Margin | 10.50% |
| Profit Margin | 8.55% |
| EBITDA Margin | 12.40% |
| EBIT Margin | 11.06% |
| FCF Margin | 18.10% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 2.26%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 2.26% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.03% |
| Buyback Yield | -0.01% |
| Shareholder Yield | 2.25% |
| Earnings Yield | 15.04% |
| FCF Yield | 31.85% |
Dividend DetailsAnalyst Forecast
The average price target for Mercury General is $80.00, which is 42.43% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $80.00 |
| Price Target Difference | 42.43% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |