Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $4.85 billion. The enterprise value is $4.15 billion.
| Market Cap | 4.85B |
| Enterprise Value | 4.15B |
Important Dates
The last earnings date was Tuesday, February 17, 2026, after market close.
| Earnings Date | Feb 17, 2026 |
| Ex-Dividend Date | Mar 12, 2026 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 52.04% |
| Owned by Institutions (%) | 46.63% |
| Float | 26.56M |
Valuation Ratios
The trailing PE ratio is 8.97 and the forward PE ratio is 9.73.
| PE Ratio | 8.97 |
| Forward PE | 9.73 |
| PS Ratio | 0.81 |
| Forward PS | 0.77 |
| PB Ratio | 2.03 |
| P/TBV Ratio | 2.06 |
| P/FCF Ratio | 4.74 |
| P/OCF Ratio | 4.48 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.42, with an EV/FCF ratio of 4.03.
| EV / Earnings | 7.66 |
| EV / Sales | 0.69 |
| EV / EBITDA | 5.42 |
| EV / EBIT | 6.01 |
| EV / FCF | 4.03 |
Financial Position
The company has a current ratio of 0.56, with a Debt / Equity ratio of 0.24.
| Current Ratio | 0.56 |
| Quick Ratio | 0.52 |
| Debt / Equity | 0.24 |
| Debt / EBITDA | 0.76 |
| Debt / FCF | 0.57 |
| Interest Coverage | 24.09 |
Financial Efficiency
Return on equity (ROE) is 24.80% and return on invested capital (ROIC) is 19.30%.
| Return on Equity (ROE) | 24.80% |
| Return on Assets (ROA) | 4.82% |
| Return on Invested Capital (ROIC) | 19.30% |
| Return on Capital Employed (ROCE) | 14.45% |
| Weighted Average Cost of Capital (WACC) | 8.81% |
| Revenue Per Employee | $1.37M |
| Profits Per Employee | $123,537 |
| Employee Count | 4,380 |
| Asset Turnover | 0.67 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $122.56 million in taxes.
| Income Tax | 122.56M |
| Effective Tax Rate | 18.47% |
Stock Price Statistics
The stock price has increased by +61.97% in the last 52 weeks. The beta is 0.94, so Mercury General's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +61.97% |
| 50-Day Moving Average | 89.94 |
| 200-Day Moving Average | 80.67 |
| Relative Strength Index (RSI) | 43.05 |
| Average Volume (20 Days) | 360,826 |
Short Selling Information
The latest short interest is 1.90 million, so 3.43% of the outstanding shares have been sold short.
| Short Interest | 1.90M |
| Short Previous Month | 1.79M |
| Short % of Shares Out | 3.43% |
| Short % of Float | 7.16% |
| Short Ratio (days to cover) | 7.85 |
Income Statement
In the last 12 months, Mercury General had revenue of $5.99 billion and earned $541.09 million in profits. Earnings per share was $9.77.
| Revenue | 5.99B |
| Gross Profit | 1.12B |
| Operating Income | 689.57M |
| Pretax Income | 663.65M |
| Net Income | 541.09M |
| EBITDA | 764.56M |
| EBIT | 689.57M |
| Earnings Per Share (EPS) | $9.77 |
Balance Sheet
The company has $1.65 billion in cash and $588.01 million in debt, with a net cash position of $727.57 million or $13.14 per share.
| Cash & Cash Equivalents | 1.65B |
| Total Debt | 588.01M |
| Net Cash | 727.57M |
| Net Cash Per Share | $13.14 |
| Equity (Book Value) | 2.42B |
| Book Value Per Share | 43.64 |
| Working Capital | -2.12B |
Cash Flow
In the last 12 months, operating cash flow was $1.09 billion and capital expenditures -$58.43 million, giving a free cash flow of $1.03 billion.
| Operating Cash Flow | 1.09B |
| Capital Expenditures | -58.43M |
| Free Cash Flow | 1.03B |
| FCF Per Share | $18.57 |
Margins
Gross margin is 18.63%, with operating and profit margins of 11.51% and 9.03%.
| Gross Margin | 18.63% |
| Operating Margin | 11.51% |
| Pretax Margin | 11.08% |
| Profit Margin | 9.03% |
| EBITDA Margin | 12.76% |
| EBIT Margin | 11.51% |
| FCF Margin | 17.18% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 1.45%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 1.45% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 13.00% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 1.41% |
| Earnings Yield | 11.10% |
| FCF Yield | 21.10% |
Analyst Forecast
The average price target for Mercury General is $100.00, which is 14.18% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $100.00 |
| Price Target Difference | 14.18% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |