Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $3.92 billion. The enterprise value is $3.41 billion.
Important Dates
The last earnings date was Tuesday, July 29, 2025, after market close.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | Jun 12, 2025 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 52.03% |
| Owned by Institutions (%) | 49.43% |
| Float | 26.56M |
Valuation Ratios
The trailing PE ratio is 10.04 and the forward PE ratio is 15.20.
| PE Ratio | 10.04 |
| Forward PE | 15.20 |
| PS Ratio | 0.67 |
| Forward PS | 0.88 |
| PB Ratio | 1.97 |
| P/TBV Ratio | 2.05 |
| P/FCF Ratio | 4.82 |
| P/OCF Ratio | 4.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 5.96, with an EV/FCF ratio of 4.17.
| EV / Earnings | 8.75 |
| EV / Sales | 0.59 |
| EV / EBITDA | 5.96 |
| EV / EBIT | 6.84 |
| EV / FCF | 4.17 |
Financial Position
The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.30.
| Current Ratio | 1.01 |
| Quick Ratio | 0.84 |
| Debt / Equity | 0.30 |
| Debt / EBITDA | 1.01 |
| Debt / FCF | 0.72 |
| Interest Coverage | 16.82 |
Financial Efficiency
Return on equity (ROE) is 21.56% and return on invested capital (ROIC) is 12.99%.
| Return on Equity (ROE) | 21.56% |
| Return on Assets (ROA) | 3.71% |
| Return on Invested Capital (ROIC) | 12.99% |
| Return on Capital Employed (ROCE) | 7.80% |
| Revenue Per Employee | $1.37M |
| Profits Per Employee | $92,873 |
| Employee Count | 4,200 |
| Asset Turnover | 0.69 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $84.95 million in taxes.
| Income Tax | 84.95M |
| Effective Tax Rate | 17.88% |
Stock Price Statistics
The stock price has increased by +20.84% in the last 52 weeks. The beta is 0.98, so Mercury General's price volatility has been similar to the market average.
| Beta (5Y) | 0.98 |
| 52-Week Price Change | +20.84% |
| 50-Day Moving Average | 65.59 |
| 200-Day Moving Average | 62.01 |
| Relative Strength Index (RSI) | 65.94 |
| Average Volume (20 Days) | 278,435 |
Short Selling Information
The latest short interest is 1.60 million, so 2.89% of the outstanding shares have been sold short.
| Short Interest | 1.60M |
| Short Previous Month | 1.52M |
| Short % of Shares Out | 2.89% |
| Short % of Float | 6.03% |
| Short Ratio (days to cover) | 5.53 |
Income Statement
In the last 12 months, Mercury General had revenue of $5.76 billion and earned $390.07 million in profits. Earnings per share was $7.04.
| Revenue | 5.76B |
| Gross Profit | 855.89M |
| Operating Income | 498.55M |
| Pretax Income | 387.03M |
| Net Income | 390.07M |
| EBITDA | 572.19M |
| EBIT | 498.55M |
| Earnings Per Share (EPS) | $7.04 |
Full Income StatementBalance Sheet
The company has $1.40 billion in cash and $590.17 million in debt, giving a net cash position of $532.08 million or $9.61 per share.
| Cash & Cash Equivalents | 1.40B |
| Total Debt | 590.17M |
| Net Cash | 532.08M |
| Net Cash Per Share | $9.61 |
| Equity (Book Value) | 1.97B |
| Book Value Per Share | 35.56 |
| Working Capital | 18.56M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $869.32 million and capital expenditures -$51.79 million, giving a free cash flow of $817.53 million.
| Operating Cash Flow | 869.32M |
| Capital Expenditures | -51.79M |
| Free Cash Flow | 817.53M |
| FCF Per Share | $14.76 |
Full Cash Flow StatementMargins
Gross margin is 14.85%, with operating and profit margins of 8.65% and 6.77%.
| Gross Margin | 14.85% |
| Operating Margin | 8.65% |
| Pretax Margin | 8.24% |
| Profit Margin | 6.77% |
| EBITDA Margin | 9.93% |
| EBIT Margin | 8.65% |
| FCF Margin | 14.19% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 1.80%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 1.80% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 18.04% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 1.76% |
| Earnings Yield | 9.89% |
| FCF Yield | 20.73% |
Dividend DetailsAnalyst Forecast
The average price target for Mercury General is $80.00, which is 13.17% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $80.00 |
| Price Target Difference | 13.17% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
