Magyar Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Interest Income on Loans	54.27	49.92	43.11	35.23	27.84	27.55
Interest Income on Investments	4.79	4.79	5.47	2.84	1.66	0.98
Total Interest Income	59.05	54.71	48.57	38.07	29.5	28.53
Interest Paid on Deposits	22.09	21.76	19.73	9.49	2.07	2.29
Interest Paid on Borrowings	1.05	1.05	0.87	0.85	0.41	0.65
Total Interest Expense	23.15	22.81	20.6	10.33	2.48	2.94
Net Interest Income	35.91	31.9	27.97	27.73	27.02	25.59
Net Interest Income Growth	17.65%	14.02%	0.86%	2.65%	5.60%	19.49%
Gain (Loss) on Sale of Assets	-	-	0.06	0.01	-	-
Other Non-Interest Income	1.94	2.35	1.65	2.11	1.72	2.66
Total Non-Interest Income	3.3	3.71	3.61	2.68	2.72	3.41
Non-Interest Income Growth	-31.69%	2.77%	34.71%	-1.21%	-20.36%	98.66%
Revenues Before Loan Losses	39.21	35.61	31.59	30.42	29.73	29
Provision for Loan Losses	0.86	0.4	0.09	0.38	0.3	1.63
Revenue	38.35	35.21	31.5	30.04	29.43	27.37
Revenue Growth	7.92%	11.78%	4.87%	2.06%	7.54%	27.50%
Salaries and Employee Benefits	21.81	11.91	11.02	10.35	10.3	10.51
Occupancy Expenses	0.94	0.94	0.89	0.84	0.84	0.84
Federal Deposit Insurance	0.45	0.45	0.42	0.34	0.22	0.42
Selling, General & Administrative	5.74	5.74	5.71	5.62	4.97	4.75
Other Non-Interest Expense	-7.15	2.37	2.35	2.15	1.94	1.9
Total Non-Interest Expense	21.78	21.4	20.4	19.29	18.26	18.64
EBT Excluding Unusual Items	16.57	13.81	11.1	10.74	11.17	8.73
Pretax Income	16.57	13.81	11.1	10.74	11.17	8.73
Income Tax Expense	4.78	4.05	3.32	3.03	3.25	2.61
Net Income	11.78	9.76	7.78	7.71	7.92	6.12
Net Income to Common	11.78	9.76	7.78	7.71	7.92	6.12
Net Income Growth	20.52%	25.40%	0.96%	-2.65%	29.39%	179.45%
Basic Shares Outstanding	6	6	6	6	7	6
Diluted Shares Outstanding	6	6	6	6	7	6
Shares Change	0.63%	-1.61%	-1.29%	-5.26%	12.33%	-15.02%
EPS (Basic)	1.90	1.57	1.23	1.20	1.17	1.01
EPS (Diluted)	1.87	1.56	1.23	1.20	1.17	1.01
EPS Growth	19.39%	27.11%	2.28%	2.76%	15.20%	228.86%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Dividend Per Share	0.360	0.250	0.190	0.120	0.090	-
Dividend Growth	63.64%	31.58%	58.33%	33.33%	-	-
Effective Tax Rate	28.88%	29.32%	29.88%	28.23%	29.10%	29.86%

SEC Filings: 10-K · 10-Q