MainStreet Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	124.21	125.18	116.48	79.05	61.74
Interest Income on Investments	7.38	9.44	7.94	4.97	2.46
Total Interest Income	131.59	134.62	124.42	84.02	64.2
Interest Paid on Deposits	58.75	68.17	42.87	10.09	8.78
Interest Paid on Borrowings	3.3	3.88	4.81	3.28	1.88
Total Interest Expense	62.04	72.04	47.68	13.37	10.66
Net Interest Income	69.55	62.57	76.74	70.65	53.54
Net Interest Income Growth (YoY)	11.14%	-18.46%	8.62%	31.96%	16.44%
Gain (Loss) on Sale of Investments	0.1	-0.05	-	0	0.01
Other Non-Interest Income	1.74	1.3	1.19	2.41	2.83
Total Non-Interest Income	4.03	3.25	3.34	4.66	6.11
Non-Interest Income Growth (YoY)	23.83%	-2.63%	-28.34%	-23.71%	-18.00%
Revenues Before Loan Losses	73.57	65.83	80.08	75.31	59.65
Provision for Loan Losses	-0.07	6.76	1.64	2.4	-1.18
Revenue	73.64	59.06	78.44	72.91	60.82
Revenue Growth (YoY)	24.68%	-24.70%	7.58%	19.88%	22.09%
Salaries and Employee Benefits	31.59	27.64	25.78	21.28	17.42
Federal Deposit Insurance	-	1.34	1.13	0.64	1.05
Selling, General & Administrative	12.07	16.2	13.6	13.33	10.73
Other Non-Interest Expense	10.89	8.07	5.11	4.28	3.67
Total Non-Interest Expense	54.55	53.25	45.62	39.52	32.87
EBT Excluding Unusual Items	19.09	5.82	32.82	33.39	27.96
Asset Writedown	-	-19.72	-	-	-
Pretax Income	19.09	-13.9	32.82	33.39	27.96
Income Tax Expense	3.48	-3.92	6.24	6.71	5.79
Net Income	15.61	-9.98	26.59	26.67	22.17
Preferred Dividends & Other Adjustments	2.16	2.16	2.16	2.16	2.16
Net Income to Common	13.46	-12.14	24.43	24.52	20.02
Net Income Growth	-	-	-0.33%	20.31%	41.06%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	0.61%	1.11%	-0.09%	-0.40%	-7.03%
EPS (Basic)	1.76	-1.60	3.25	3.26	2.65
EPS (Diluted)	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-0.28%	22.98%	43.12%
Dividend Per Share	0.400	0.400	0.400	0.300	0.050
Dividend Growth	-	-	33.33%	500.00%	-
Effective Tax Rate	18.22%	-	19.01%	20.11%	20.69%

Updated Jan 26, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q