MainStreet Bancshares, Inc. (MNSB)

NASDAQ: MNSB · Real-Time Price · USD

23.46

+0.08 (0.34%)

Jul 28, 2026, 4:00 PM EDT - Market closed

MainStreet Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	73.29	73.64	59.06	78.44	72.91	60.82
Revenue Growth	14.12%	24.68%	-24.70%	7.58%	19.88%	22.09%
Net Income	15.18	13.46	-12.14	24.43	24.52	20.02
Earnings Per Share	2.04	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-	-0.31%	23.02%	43.24%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Core Banking	72.39	56.9	75.23	70.82
Financial Technology	1.25	2.16	3.21	2.09
Total	73.64	59.06	78.44	72.91

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	109.28	162.76	207.71	114.51	130.6	93.2
Total Debt	70.1	69.94	73.04	72.64	72.25	29.29
Net Cash (Debt)	-70.1	-69.94	-73.04	-72.64	-72.25	-29.29
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-9.37	-9.14	-9.60	-9.66	-9.60	-3.88

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	19.96	14.81	14.74	31.63	33.54	29.12
Capital Expenditures	-4.22	-4.17	-0.91	-0.5	-1.13	-1.81
Free Cash Flow	15.74	10.64	13.83	31.14	32.42	27.32
Free Cash Flow Growth	29.14%	-23.09%	-55.58%	-3.96%	18.67%	73.62%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	29.59%	25.92%	-23.54%	41.85%	45.79%	45.96%
Profit Margin	23.66%	21.20%	-16.90%	33.89%	36.58%	36.45%
FCF Margin	0.00%	14.44%	23.42%	39.69%	44.46%	44.92%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.400	0.400	0.400	0.400	0.300	0.050
Dividend Per Share Growth	0%	0%	0%	33.33%	500.00%	-
Dividend Yield	1.71%	1.96%	2.21%	1.61%	0.91%	0.00%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.56	11.57	-	7.63	8.43	9.28
Forward PE	10.07	10.28	19.26	10.51	7.71	11.08
P/FCF Ratio	10.21	14.35	9.95	6.00	6.30	6.84
PS Ratio	2.23	2.07	2.33	2.38	2.80	3.07