MainStreet Bancshares, Inc. (MNSB)

MainStreet Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	4.54	6.61	4.98	2.31	53.54
Net Interest Income Growth	-31.33%	32.83%	115.27%	-95.68%	16.44%
Non-Interest Income	4.03	3.25	3.34	4.66	6.11
Non-Interest Income Growth	23.83%	-2.63%	-28.34%	-23.71%	-18.00%
Revenues Before Loan Losses	8.57	9.86	8.32	6.97	59.65
Provision for Credit Losses	-0.07	6.76	1.64	2.4	-1.18
Revenue	8.64	3.1	6.68	4.58	60.82
Revenue Growth (YoY)	178.61%	-53.56%	45.90%	-92.48%	22.09%
Compensation Expenses	31.59	30.48	28.27	23.8	19.31
Selling, General & Admin	17.77	16.93	14.07	12.88	11.44
Other Non-Interest Expenses	5.19	25.57	3.28	2.85	2.12
Total Non-Interest Expense	54.55	72.97	45.62	39.52	32.87
Pretax Income	19.09	-13.9	32.82	33.39	27.96
Provision for Income Taxes	3.48	-3.92	6.24	6.71	5.79
Net Income	13.46	-12.14	24.43	24.52	20.02
Net Income to Common	13.46	-12.14	24.43	24.52	20.02
Net Income Growth	-	-	-0.36%	22.50%	32.71%
Shares Outstanding (Basic)	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8
Shares Change (YoY)	0.61%	1.11%	-0.09%	-0.40%	-7.03%
EPS (Basic)	1.76	-1.60	3.25	3.26	2.65
EPS (Diluted)	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-0.31%	23.02%	43.24%
Free Cash Flow	10.64	13.83	31.14	32.42	27.32
Free Cash Flow Growth	-23.09%	-55.58%	-3.96%	18.67%	73.62%
Free Cash Flow Per Share	1.39	1.82	4.14	4.31	3.61
Dividends Per Share	0.400	0.400	0.400	0.300	0.050
Dividend Growth	-	-	33.33%	500.00%	-
Profit Margin	179.32%	272.45%	528.21%	1225.26%	35.76%
FCF Margin	122.17%	-377.59%	618.64%	1489.16%	44.06%
EBITDA	4.94	4.63	2.75	2.58	2.37
EBITDA Margin	56.74%	-126.51%	54.54%	118.47%	3.81%
Effective Tax Rate	18.22%	28.22%	19.01%	20.11%	20.69%

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q