MainStreet Bancshares, Inc. (MNSB)

MainStreet Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	66.68	62.57	76.74	70.65	53.54	45.98
Net Interest Income Growth	-0.88%	-18.46%	8.62%	31.96%	16.44%	16.59%
Non-Interest Income	3.7	3.25	3.34	4.66	6.11	7.45
Non-Interest Income Growth	15.24%	-2.63%	-28.34%	-23.71%	-18.00%	53.25%
Revenues Before Loan Losses	70.38	65.83	80.08	75.31	59.65	53.43
Provision for Credit Losses	5.86	7.49	1.94	2.4	-1.18	3.61
Revenue	64.52	58.34	78.14	72.91	60.82	49.82
Revenue Growth (YoY)	-5.78%	-25.34%	7.17%	19.88%	22.09%	16.72%
Total Non-Interest Expense	76.71	72.97	45.62	39.52	32.87	30.26
Pretax Income	-12.19	-14.63	32.52	33.39	27.96	19.56
Provision for Income Taxes	-3.25	-3.92	6.24	6.71	5.79	3.84
Net Income	-11.02	-12.14	24.43	24.52	20.02	15.08
Net Income Attributable to Preferred Dividends	2.16	2.16	2.16	2.16	2.16	0.64
Net Income to Common	-11.02	-12.14	24.43	24.52	20.02	15.08
Net Income Growth	-	-	-0.36%	22.50%	32.71%	8.12%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	0.91%	1.11%	-0.09%	-0.40%	-7.03%	-1.45%
EPS (Basic)	-1.46	-1.60	3.25	3.26	2.65	1.85
EPS (Diluted)	-1.46	-1.60	3.25	3.26	2.65	1.85
EPS Growth	-	-	-0.31%	23.02%	43.24%	9.47%
Free Cash Flow	8.49	13.83	31.14	32.42	27.32	15.73
Free Cash Flow Growth	-38.61%	-55.58%	-3.96%	18.67%	73.62%	0.20%
Free Cash Flow Per Share	1.11	1.82	4.14	4.31	3.61	1.93
Dividends Per Share	0.200	0.400	0.400	0.300	0.050	-
Dividend Growth	-50.00%	-	33.33%	500.00%	-	-
Profit Margin	-13.71%	-16.90%	33.89%	36.58%	36.45%	31.55%
FCF Margin	13.14%	23.42%	39.69%	44.46%	44.92%	31.58%
EBITDA	4.24	3.68	2.27	2.08	1.89	1.75
EBITDA Margin	6.57%	6.24%	2.89%	2.86%	3.11%	3.50%
Effective Tax Rate	26.82%	28.22%	19.01%	20.11%	20.69%	19.65%

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q