Interest Income on Loans | 125.71 | 125.18 | 116.48 | 79.05 | 61.74 | 59.63 | |
Interest Income on Investments | 9.4 | 9.44 | 7.94 | 4.97 | 2.46 | 2.44 | |
Total Interest Income | 135.11 | 134.62 | 124.42 | 84.02 | 64.2 | 62.07 | |
Interest Paid on Deposits | 67.87 | 68.17 | 42.87 | 10.09 | 8.78 | 15.02 | |
Interest Paid on Borrowings | 3.78 | 3.88 | 4.81 | 3.28 | 1.88 | 1.07 | |
Total Interest Expense | 71.65 | 72.04 | 47.68 | 13.37 | 10.66 | 16.1 | |
Net Interest Income | 63.46 | 62.57 | 76.74 | 70.65 | 53.54 | 45.98 | |
Net Interest Income Growth (YoY) | -10.97% | -18.46% | 8.62% | 31.96% | 16.44% | 16.59% | |
Gain (Loss) on Sale of Investments | -0.05 | -0.05 | - | 0 | 0.01 | - | |
Other Non-Interest Income | 1.39 | 1.3 | 1.19 | 2.41 | 2.83 | 5.5 | |
Total Non-Interest Income | 3.4 | 3.25 | 3.34 | 4.66 | 6.11 | 7.45 | |
Non-Interest Income Growth (YoY) | 8.36% | -2.63% | -28.34% | -23.71% | -18.00% | 53.25% | |
Revenues Before Loan Losses | 66.85 | 65.83 | 80.08 | 75.31 | 59.65 | 53.43 | |
Provision for Loan Losses | 6.96 | 6.76 | 1.64 | 2.4 | -1.18 | 3.61 | |
Revenue | 59.9 | 59.06 | 78.44 | 72.91 | 60.82 | 49.82 | |
Revenue Growth (YoY) | -18.22% | -24.70% | 7.58% | 19.88% | 22.09% | 16.72% | |
Salaries and Employee Benefits | 28.65 | 27.64 | 25.78 | 21.28 | 17.42 | 16.41 | |
Federal Deposit Insurance | 1.37 | 1.34 | 1.13 | 0.64 | 1.05 | 1.33 | |
Selling, General & Administrative | 16.59 | 16.2 | 13.6 | 13.33 | 10.73 | 8.81 | |
Other Non-Interest Expense | 8.47 | 8.07 | 5.11 | 4.28 | 3.67 | 3.72 | |
Total Non-Interest Expense | 55.08 | 53.25 | 45.62 | 39.52 | 32.87 | 30.26 | |
EBT Excluding Unusual Items | 4.82 | 5.82 | 32.82 | 33.39 | 27.96 | 19.56 | |
Asset Writedown | -19.72 | -19.72 | - | - | - | - | |
Pretax Income | -14.9 | -13.9 | 32.82 | 33.39 | 27.96 | 19.56 | |
Income Tax Expense | -4.07 | -3.92 | 6.24 | 6.71 | 5.79 | 3.84 | |
Net Income | -10.83 | -9.98 | 26.59 | 26.67 | 22.17 | 15.72 | |
Preferred Dividends & Other Adjustments | 2.16 | 2.16 | 2.16 | 2.16 | 2.16 | 0.64 | |
Net Income to Common | -12.99 | -12.14 | 24.43 | 24.52 | 20.02 | 15.08 | |
Net Income Growth | - | - | -0.33% | 20.31% | 41.06% | 12.67% | |
Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | |
Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | |
Shares Change (YoY) | 0.87% | 1.11% | -0.09% | -0.40% | -7.03% | -1.45% | |
EPS (Basic) | -1.71 | -1.60 | 3.25 | 3.26 | 2.65 | 1.85 | |
EPS (Diluted) | -1.71 | -1.60 | 3.25 | 3.26 | 2.65 | 1.85 | |
EPS Growth | - | - | -0.28% | 22.98% | 43.12% | 9.47% | |
Dividend Per Share | 0.300 | 0.400 | 0.400 | 0.300 | 0.050 | - | |
Dividend Growth | -25.00% | - | 33.33% | 500.00% | - | - | |
Effective Tax Rate | - | - | 19.01% | 20.11% | 20.69% | 19.65% | |