MainStreet Bancshares, Inc. (MNSB)
NASDAQ: MNSB · Real-Time Price · USD
23.20
-0.19 (-0.81%)
Jul 22, 2026, 3:34 PM EDT - Market open

MainStreet Bancshares Statistics

Total Valuation

MNSB has a market cap or net worth of $159.03 million. The enterprise value is $121.15 million.

Market Cap159.03M
Enterprise Value 121.15M

Important Dates

The last earnings date was Monday, July 20, 2026, before market open.

Earnings Date Jul 20, 2026
Ex-Dividend Date May 4, 2026

Share Statistics

MNSB has 6.85 million shares outstanding. The number of shares has decreased by -2.02% in one year.

Current Share Class 6.85M
Shares Outstanding 6.85M
Shares Change (YoY) -2.02%
Shares Change (QoQ) -4.10%
Owned by Insiders (%) 11.23%
Owned by Institutions (%) 49.07%
Float 4.79M

Valuation Ratios

The trailing PE ratio is 11.53 and the forward PE ratio is 10.04.

PE Ratio 11.53
Forward PE 10.04
PS Ratio 2.22
Forward PS n/a
PB Ratio 0.86
P/TBV Ratio 0.86
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.98
EV / Sales 1.68
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.10%.

Return on Equity (ROE) 8.10%
Return on Assets (ROA) 0.80%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.95%
Revenue Per Employee $422,351
Profits Per Employee $88,784
Employee Count171
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, MNSB has paid $4.35 million in taxes.

Income Tax 4.35M
Effective Tax Rate 20.05%

Stock Price Statistics

The stock price has increased by +15.78% in the last 52 weeks. The beta is 0.52, so MNSB's price volatility has been lower than the market average.

Beta (5Y) 0.52
52-Week Price Change +15.78%
50-Day Moving Average 23.75
200-Day Moving Average 21.73
Relative Strength Index (RSI) 40.10
Average Volume (20 Days) 47,143

Short Selling Information

The latest short interest is 171,760, so 2.51% of the outstanding shares have been sold short.

Short Interest 171,760
Short Previous Month 180,413
Short % of Shares Out 2.51%
Short % of Float 3.59%
Short Ratio (days to cover) 3.03

Income Statement

In the last 12 months, MNSB had revenue of $72.22 million and earned $15.18 million in profits. Earnings per share was $2.03.

Revenue72.22M
Gross Profit 72.22M
Operating Income 23.92M
Pretax Income 21.69M
Net Income 15.18M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.03
Full Income Statement

Balance Sheet

The company has $109.28 million in cash and $70.10 million in debt, with a net cash position of $39.18 million or $5.72 per share.

Cash & Cash Equivalents 109.28M
Total Debt 70.10M
Net Cash 39.18M
Net Cash Per Share $5.72
Equity (Book Value) 214.44M
Book Value Per Share 27.31
Working Capital -1.81B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 33.12%
Pretax Margin 30.03%
Profit Margin 24.01%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.71%.

Dividend Per Share $0.40
Dividend Yield 1.71%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 19.71%
Buyback Yield 2.02%
Shareholder Yield 3.73%
Earnings Yield 9.47%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 6, 2018. It was a forward split with a ratio of 1.05:1.

Last Split Date Apr 6, 2018
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2