MainStreet Bancshares Statistics
Total Valuation
MNSB has a market cap or net worth of $172.05 million. The enterprise value is $73.97 million.
| Market Cap | 172.05M |
| Enterprise Value | 73.97M |
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
MNSB has 6.85 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Current Share Class | 6.85M |
| Shares Outstanding | 6.85M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | -1.06% |
| Owned by Insiders (%) | 11.18% |
| Owned by Institutions (%) | 48.89% |
| Float | 4.79M |
Valuation Ratios
The trailing PE ratio is 12.65 and the forward PE ratio is 11.11.
| PE Ratio | 12.65 |
| Forward PE | 11.11 |
| PS Ratio | 2.32 |
| Forward PS | n/a |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 10.93 |
| P/OCF Ratio | 8.62 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.90 |
| EV / Sales | 1.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.13%.
| Return on Equity (ROE) | 8.13% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.90% |
| Revenue Per Employee | $432,819 |
| Profits Per Employee | $88,327 |
| Employee Count | 171 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MNSB has paid $4.05 million in taxes.
| Income Tax | 4.05M |
| Effective Tax Rate | 19.02% |
Stock Price Statistics
The stock price has increased by +35.68% in the last 52 weeks. The beta is 0.53, so MNSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +35.68% |
| 50-Day Moving Average | 23.57 |
| 200-Day Moving Average | 21.47 |
| Relative Strength Index (RSI) | 63.21 |
| Average Volume (20 Days) | 57,065 |
Short Selling Information
The latest short interest is 174,990, so 2.55% of the outstanding shares have been sold short.
| Short Interest | 174,990 |
| Short Previous Month | 155,120 |
| Short % of Shares Out | 2.55% |
| Short % of Float | 3.65% |
| Short Ratio (days to cover) | 4.54 |
Income Statement
In the last 12 months, MNSB had revenue of $74.01 million and earned $15.10 million in profits. Earnings per share was $1.98.
| Revenue | 74.01M |
| Gross Profit | 74.01M |
| Operating Income | 23.49M |
| Pretax Income | 21.31M |
| Net Income | 15.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.98 |
Balance Sheet
The company has $178.22 million in cash and $80.14 million in debt, with a net cash position of $98.08 million or $14.31 per share.
| Cash & Cash Equivalents | 178.22M |
| Total Debt | 80.14M |
| Net Cash | 98.08M |
| Net Cash Per Share | $14.31 |
| Equity (Book Value) | 214.98M |
| Book Value Per Share | 26.58 |
| Working Capital | -1.73B |
Cash Flow
In the last 12 months, operating cash flow was $19.96 million and capital expenditures -$4.22 million, giving a free cash flow of $15.74 million.
| Operating Cash Flow | 19.96M |
| Capital Expenditures | -4.22M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.29M |
| Free Cash Flow | 15.74M |
| FCF Per Share | $2.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.73% |
| Pretax Margin | 28.80% |
| Profit Margin | 23.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.27% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.59%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.59% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 20.17% |
| Buyback Yield | -0.03% |
| Shareholder Yield | 1.57% |
| Earnings Yield | 8.78% |
| FCF Yield | 9.15% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 6, 2018. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Apr 6, 2018 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |