MainStreet Bancshares Statistics
Total Valuation
MNSB has a market cap or net worth of $118.86 million. The enterprise value is $91.98 million.
| Market Cap | 118.86M |
| Enterprise Value | 91.98M |
Important Dates
The last earnings date was Monday, April 22, 2024, before market open.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | May 2, 2024 |
Share Statistics
MNSB has 7.61 million shares outstanding. The number of shares has increased by 1.24% in one year.
| Shares Outstanding | 7.61M |
| Shares Change (YoY) | +1.24% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 9.26% |
| Owned by Institutions (%) | 55.92% |
| Float | 6.04M |
Valuation Ratios
The trailing PE ratio is 4.80 and the forward PE ratio is 7.47.
| PE Ratio | 4.80 |
| Forward PE | 7.47 |
| PS Ratio | 1.52 |
| Forward PS | 1.62 |
| PB Ratio | 0.54 |
| P/FCF Ratio | 4.61 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.59, with an EV/FCF ratio of 3.57.
| EV / Earnings | 3.77 |
| EV / Sales | 1.18 |
| EV / EBITDA | 2.59 |
| EV / EBIT | 2.80 |
| EV / FCF | 3.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.46 |
| Debt / FCF | 3.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.50% and return on invested capital (ROIC) is 8.60%.
| Return on Equity (ROE) | 11.50% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 8.60% |
| Revenue Per Employee | $408,079 |
| Profits Per Employee | $127,901 |
| Employee Count | 191 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MNSB has paid $6.24 million in taxes.
| Income Tax | 6.24M |
| Effective Tax Rate | 20.34% |
Stock Price Statistics
The stock price has decreased by -23.97% in the last 52 weeks. The beta is 0.45, so MNSB's price volatility has been lower than the market average.
| Beta (1Y) | 0.45 |
| 52-Week Price Change | -23.97% |
| 50-Day Moving Average | 17.72 |
| 200-Day Moving Average | 20.87 |
| Relative Strength Index (RSI) | 33.84 |
| Average Volume (30 Days) | 23,596 |
Short Selling Information
The latest short interest is 146,892, so 1.93% of the outstanding shares have been sold short.
| Short Interest | 146,892 |
| Short Previous Month | 144,612 |
| Short % of Shares Out | 1.93% |
| Short % of Float | 2.43% |
| Short Ratio (days to cover) | 5.90 |
Income Statement
In the last 12 months, MNSB had revenue of $77.94 million and earned $24.43 million in profits. Earnings per share was $3.25.
| Revenue | 77.94M |
| Gross Profit | 77.94M |
| Operating Income | 32.82M |
| Pretax Income | 32.82M |
| Net Income | 24.43M |
| EBITDA | 35.57M |
| EBIT | 32.82M |
| Earnings Per Share (EPS) | $3.25 |
Balance Sheet
The company has $114.51 million in cash and $87.64 million in debt, giving a net cash position of $26.87 million or $3.53 per share.
| Cash & Cash Equivalents | 114.51M |
| Total Debt | 87.64M |
| Net Cash | 26.87M |
| Net Cash Per Share | $3.53 |
| Equity / Book Value | 221.52M |
| Book Value Per Share | 29.09 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $31.63 million and capital expenditures -$5.88 million, giving a free cash flow of $25.76 million.
| Operating Cash Flow | 31.63M |
| Capital Expenditures | -5.88M |
| Free Cash Flow | 25.76M |
| FCF Per Share | $3.42 |
Margins
Gross margin is 100.00%, with operating and profit margins of 42.11% and 31.34%.
| Gross Margin | 100.00% |
| Operating Margin | 42.11% |
| Pretax Margin | 42.11% |
| Profit Margin | 31.34% |
| EBITDA Margin | 45.63% |
| EBIT Margin | 42.11% |
| FCF Margin | 33.05% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.56%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 2.56% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 12.31% |
| Buyback Yield | -1.24% |
| Shareholder Yield | 1.32% |
| Earnings Yield | 20.55% |
| FCF Yield | 21.67% |
Analyst Forecast
The average price target for MNSB is $24.00, which is 53.75% higher than the current price. The consensus rating is "Hold".
| Price Target | $24.00 |
| Price Target Difference | 53.75% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 6, 2018. It was a forward split with a ratio of 105:100.
| Last Split Date | Apr 6, 2018 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |