MainStreet Bancshares Statistics
Total Valuation
MNSB has a market cap or net worth of $146.03 million. The enterprise value is $117.79 million.
| Market Cap | 146.03M |
| Enterprise Value | 117.79M |
Important Dates
The last earnings date was Monday, October 26, 2026, before market open.
| Earnings Date | Oct 26, 2026 |
| Ex-Dividend Date | Nov 10, 2026 |
Share Statistics
MNSB has 6.86 million shares outstanding. The number of shares has decreased by -4.27% in one year.
| Current Share Class | 6.86M |
| Shares Outstanding | 6.86M |
| Shares Change (YoY) | -4.27% |
| Shares Change (QoQ) | -0.81% |
| Owned by Insiders (%) | 11.25% |
| Owned by Institutions (%) | 51.94% |
| Float | 5.15M |
Valuation Ratios
The trailing PE ratio is 10.95 and the forward PE ratio is 10.29.
| PE Ratio | 10.95 |
| Forward PE | 10.29 |
| PS Ratio | 2.04 |
| Forward PS | n/a |
| PB Ratio | 0.78 |
| P/TBV Ratio | 0.78 |
| P/FCF Ratio | 6.29 |
| P/OCF Ratio | 6.16 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.26 |
| EV / Sales | 1.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.07 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.33 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.58%.
| Return on Equity (ROE) | 7.58% |
| Return on Assets (ROA) | 0.75% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.96% |
| Revenue Per Employee | $418,322 |
| Profits Per Employee | $83,439 |
| Employee Count | 171 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MNSB has paid $4.49 million in taxes.
| Income Tax | 4.49M |
| Effective Tax Rate | 21.47% |
Stock Price Statistics
The stock price has increased by +14.95% in the last 52 weeks. The beta is 0.56, so MNSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +14.95% |
| 50-Day Moving Average | 24.49 |
| 200-Day Moving Average | 23.43 |
| Relative Strength Index (RSI) | 26.98 |
| Average Volume (20 Days) | 37,757 |
Short Selling Information
The latest short interest is 180,035, so 2.63% of the outstanding shares have been sold short.
| Short Interest | 180,035 |
| Short Previous Month | 185,968 |
| Short % of Shares Out | 2.63% |
| Short % of Float | 3.49% |
| Short Ratio (days to cover) | 7.02 |
Income Statement
In the last 12 months, MNSB had revenue of $71.53 million and earned $14.27 million in profits. Earnings per share was $1.95.
| Revenue | 71.53M |
| Gross Profit | 71.53M |
| Operating Income | 23.21M |
| Pretax Income | 20.91M |
| Net Income | 14.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.95 |
Balance Sheet
The company has $98.40 million in cash and $70.16 million in debt, with a net cash position of $28.25 million or $4.12 per share.
| Cash & Cash Equivalents | 98.40M |
| Total Debt | 70.16M |
| Net Cash | 28.25M |
| Net Cash Per Share | $4.12 |
| Equity (Book Value) | 214.87M |
| Book Value Per Share | 27.36 |
| Working Capital | -1.80B |
Cash Flow
In the last 12 months, operating cash flow was $23.71 million and capital expenditures -$494,000, giving a free cash flow of $23.22 million.
| Operating Cash Flow | 23.71M |
| Capital Expenditures | -494,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.36M |
| Free Cash Flow | 23.22M |
| FCF Per Share | $3.39 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.44% |
| Pretax Margin | 29.24% |
| Profit Margin | 22.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.15% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.88%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.88% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 20.56% |
| FCF Payout Ratio | 11.81% |
| Buyback Yield | 4.27% |
| Shareholder Yield | 6.15% |
| Earnings Yield | 9.13% |
| FCF Yield | 15.90% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 6, 2018. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Apr 6, 2018 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |