MainStreet Bancshares, Inc. (MNSB)

NASDAQ: MNSB · Real-Time Price · USD

24.95

-0.40 (-1.58%)

Aug 19, 2026, 4:00 PM EDT - Market closed

MainStreet Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	72.22	73.37	59.06	78.44	72.91	60.82
Revenue Growth	12.01%	24.22%	-24.70%	7.58%	19.88%	22.09%
Net Income	15.18	13.46	-12.14	24.43	24.52	20.02
Earnings Per Share	2.03	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-	-0.28%	22.98%	43.12%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Core Banking	71.25	72.39	56.9	75.23	70.82
Financial Technology	-	1.25	2.16	3.21	2.09
Total	72.5	73.64	59.06	78.44	72.91

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	118.68	172.69	229.42	133.08	154.5	95.3
Total Debt	79.5	85.8	101.23	113.11	203.48	39.14
Net Cash (Debt)	39.18	86.89	128.2	19.97	-48.99	56.15
Net Cash Growth	-36.85%	-32.22%	541.97%	-	-	-34.77%
Net Cash Per Share	5.24	11.35	16.85	2.65	-6.51	7.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	23.71	14.81	14.74	31.63	33.54	29.12
Capital Expenditures	-0.49	-4.17	-0.91	-0.5	-1.13	-1.81
Free Cash Flow	23.22	10.64	13.83	31.14	32.42	27.32
Free Cash Flow Growth	173.47%	-23.09%	-55.58%	-3.96%	18.67%	73.62%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	21.02%	18.34%	-20.55%	31.14%	33.63%	32.91%
FCF Margin	32.15%	14.50%	23.42%	39.69%	44.46%	44.91%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.400	0.400	0.400	0.400	0.300	0.050
Dividend Per Share Growth	0%	0%	0%	33.33%	500.00%	-
Dividend Yield	1.60%	1.99%	2.29%	1.71%	1.18%	0.22%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.30	10.97	-	7.41	8.06	9.05
Forward PE	10.71	10.28	19.26	10.51	7.71	11.08
P/FCF Ratio	7.37	13.88	9.64	5.82	6.10	6.63
PS Ratio	2.37	2.01	2.26	2.31	2.71	2.98