MainStreet Bancshares, Inc. (MNSB)

NASDAQ: MNSB · Real-Time Price · USD

21.38

-0.17 (-0.79%)

Nov 12, 2026, 12:48 PM EST - Market open

MainStreet Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	71.81	73.37	59.06	78.44	72.91	60.82
Revenue Growth	3.92%	24.22%	-24.70%	7.58%	19.88%	22.09%
Net Income	14.27	13.46	-12.14	24.43	24.52	20.02
Earnings Per Share	1.95	1.76	-1.60	3.25	3.26	2.65
EPS Growth	-	-	-	-0.28%	22.98%	43.12%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Core Banking	70.83	72.39	56.9	75.23	70.82
Financial Technology	-	1.25	2.16	3.21	2.09
Total	72.08	73.64	59.06	78.44	72.91

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	110.33	172.69	229.42	133.08	154.5	95.3
Total Debt	82.09	85.8	101.23	113.11	203.48	39.14
Net Cash (Debt)	28.25	86.89	128.2	19.97	-48.99	56.15
Net Cash Growth	-50.84%	-32.22%	541.97%	-	-	-34.77%
Net Cash Per Share	3.85	11.35	16.85	2.65	-6.51	7.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	24.05	14.81	14.74	31.63	33.54	29.12
Capital Expenditures	-0.48	-4.17	-0.91	-0.5	-1.13	-1.81
Free Cash Flow	23.57	10.64	13.83	31.14	32.42	27.32
Free Cash Flow Growth	144.65%	-23.09%	-55.58%	-3.96%	18.67%	73.62%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	19.87%	18.34%	-20.55%	31.14%	33.63%	32.91%
FCF Margin	32.82%	14.50%	23.42%	39.69%	44.46%	44.91%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.400	0.400	0.400	0.400	0.300	0.050
Dividend Per Share Growth	0%	0%	0%	33.33%	500.00%	-
Dividend Yield	1.87%	1.97%	2.21%	1.61%	1.09%	0.20%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.99	10.97	-	7.41	8.06	9.05
Forward PE	10.34	10.28	19.26	10.51	7.71	11.08
P/FCF Ratio	6.28	13.88	9.64	5.82	6.10	6.63
PS Ratio	2.06	2.01	2.26	2.31	2.71	2.98