MainStreet Bancshares, Inc. (MNSB)

MainStreet Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	109.28	162.76	207.71	114.51	130.6	93.2
Investment Securities	62.77	63	61.33	57.69	58.05	89.38
Trading Asset Securities	9.4	9.93	21.72	18.57	23.9	2.1
Mortgage-Backed Securities	15.13	16.05	17.19	19.52	22.23	30.88
Total Investments	87.3	88.98	100.24	95.77	104.17	122.36
Gross Loans	1,952	1,865	1,835	1,727	1,600	1,359
Allowance for Loan Losses	-19.31	-19.31	-19.45	-16.51	-14.11	-11.7
Other Adjustments to Gross Loans	-4.3	-4.17	-4.99	-5.45	-5.53	-5.48
Net Loans	1,928	1,842	1,811	1,705	1,580	1,342
Property, Plant & Equipment	13.19	18.75	19.05	20.16	21.4	22.02
Other Intangible Assets	-	-	-	14.66	9.15	2.49
Accrued Interest Receivable	11.35	10.56	9.06	10.73	8.78	6.74
Other Receivables	3.22	3.96	2.25	1.67	0.8	0.97
Other Current Assets	2.76	2.81	-	-	-	-
Other Real Estate Owned & Foreclosed	0.9	1.7	-	-	-	0.78
Other Long-Term Assets	85.2	79.73	77.73	71.51	65.81	56.27
Total Assets	2,243	2,213	2,228	2,035	1,926	1,647

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,570	608.69	1,583	875.92	587.4	591.59
Institutional Deposits	-	911.8	-	445.6	374.8	289.7
Non-Interest Bearing Deposits	363.88	378.69	324.31	364.61	550.69	530.68
Total Deposits	1,934	1,899	1,908	1,686	1,513	1,412
Short-Term Borrowings	9.4	9.93	21.72	33.57	23.9	2.1
Current Portion of Long-Term Debt	-	-	-	-	100	-
Current Portion of Leases	-	0.69	-	-	-	-
Long-Term Debt	70.1	69.94	73.04	72.64	72.25	29.29
Long-Term Leases	-	5.25	6.47	6.9	7.34	7.75
Other Long-Term Liabilities	14.84	9.09	11.09	14.68	11.1	7.51
Total Liabilities	2,029	1,994	2,020	1,814	1,727	1,459

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	27.26	27.26	27.26	27.26	27.26	27.26
Common Stock	27.43	29.01	29.47	29.2	28.74	29.47
Additional Paid-In Capital	57.48	66.53	67.82	65.99	64	67.67
Retained Earnings	107.78	101.56	91.15	106.55	86.83	64.19
Comprehensive Income & Other	-5.52	-5.77	-7.71	-7.48	-8.55	0.2
Total Common Equity	187.17	191.33	180.73	194.25	171.02	161.53
Shareholders' Equity	214.44	218.59	207.99	221.52	198.28	188.79
Total Liabilities & Equity	2,243	2,213	2,228	2,035	1,926	1,647

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	79.5	85.8	101.23	113.11	203.48	39.14
Net Cash (Debt)	39.18	86.89	128.2	19.97	-48.99	56.15
Net Cash Growth	-36.85%	-32.22%	541.97%	-	-	-34.77%
Net Cash Per Share	5.24	11.35	16.85	2.65	-6.51	7.43
Filing Date Shares Outstanding	6.86	7.12	7.49	7.39	7.26	7.42
Total Common Shares Outstanding	6.86	7.25	7.37	7.3	7.18	7.37
Book Value Per Share	27.29	26.38	24.54	26.61	23.81	21.93
Tangible Book Value	187.17	191.33	180.73	179.6	161.87	159.03
Tangible Book Value Per Share	27.29	26.38	24.54	24.61	22.53	21.59

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 10, 2026

Data Sources Report a data error