MainStreet Bancshares, Inc. (MNSB)
NASDAQ: MNSB · Real-Time Price · USD
21.25
-0.30 (-1.39%)
Nov 12, 2026, 1:46 PM EST - Market open
MainStreet Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 98.4 | 162.76 | 207.71 | 114.51 | 130.6 | 93.2 |
Investment Securities | 59.33 | 63 | 61.33 | 57.69 | 58.05 | 89.38 |
Trading Asset Securities | 11.93 | 9.93 | 21.72 | 18.57 | 23.9 | 2.1 |
Mortgage-Backed Securities | 14.04 | 16.05 | 17.19 | 19.52 | 22.23 | 30.88 |
Total Investments | 85.3 | 88.98 | 100.24 | 95.77 | 104.17 | 122.36 |
Gross Loans | 1,955 | 1,865 | 1,835 | 1,727 | 1,600 | 1,359 |
Allowance for Loan Losses | -19.95 | -19.31 | -19.45 | -16.51 | -14.11 | -11.7 |
Other Adjustments to Gross Loans | -4.07 | -4.17 | -4.99 | -5.45 | -5.53 | -5.48 |
Net Loans | 1,931 | 1,842 | 1,811 | 1,705 | 1,580 | 1,342 |
Property, Plant & Equipment | 13 | 18.75 | 19.05 | 20.16 | 21.4 | 22.02 |
Other Intangible Assets | - | - | - | 14.66 | 9.15 | 2.49 |
Accrued Interest Receivable | 12.65 | 10.56 | 9.06 | 10.73 | 8.78 | 6.74 |
Other Receivables | - | 3.96 | 2.25 | 1.67 | 0.8 | 0.97 |
Other Current Assets | 2.76 | 2.81 | - | - | - | - |
Other Real Estate Owned & Foreclosed | 6.4 | 1.7 | - | - | - | 0.78 |
Other Long-Term Assets | 83.73 | 79.73 | 77.73 | 71.51 | 65.81 | 56.27 |
Total Assets | 2,235 | 2,213 | 2,228 | 2,035 | 1,926 | 1,647 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,580 | 608.69 | 1,583 | 875.92 | 587.4 | 591.59 |
Institutional Deposits | - | 911.8 | - | 445.6 | 374.8 | 289.7 |
Non-Interest Bearing Deposits | 343.77 | 378.69 | 324.31 | 364.61 | 550.69 | 530.68 |
Total Deposits | 1,924 | 1,899 | 1,908 | 1,686 | 1,513 | 1,412 |
Short-Term Borrowings | 11.93 | 9.93 | 21.72 | 33.57 | 23.9 | 2.1 |
Current Portion of Long-Term Debt | - | - | - | - | 100 | - |
Current Portion of Leases | - | 0.69 | - | - | - | - |
Long-Term Debt | 70.16 | 69.94 | 73.04 | 72.64 | 72.25 | 29.29 |
Long-Term Leases | - | 5.25 | 6.47 | 6.9 | 7.34 | 7.75 |
Other Long-Term Liabilities | 13.9 | 9.09 | 11.09 | 14.68 | 11.1 | 7.51 |
Total Liabilities | 2,020 | 1,994 | 2,020 | 1,814 | 1,727 | 1,459 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 27.26 | 27.26 | 27.26 | 27.26 | 27.26 | 27.26 |
Common Stock | 27.45 | 29.01 | 29.47 | 29.2 | 28.74 | 29.47 |
Additional Paid-In Capital | 58.14 | 66.53 | 67.82 | 65.99 | 64 | 67.67 |
Retained Earnings | 110.13 | 101.56 | 91.15 | 106.55 | 86.83 | 64.19 |
Comprehensive Income & Other | -8.11 | -5.77 | -7.71 | -7.48 | -8.55 | 0.2 |
Total Common Equity | 187.61 | 191.33 | 180.73 | 194.25 | 171.02 | 161.53 |
Shareholders' Equity | 214.87 | 218.59 | 207.99 | 221.52 | 198.28 | 188.79 |
Total Liabilities & Equity | 2,235 | 2,213 | 2,228 | 2,035 | 1,926 | 1,647 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 82.09 | 85.8 | 101.23 | 113.11 | 203.48 | 39.14 |
Net Cash (Debt) | 28.25 | 86.89 | 128.2 | 19.97 | -48.99 | 56.15 |
Net Cash Growth | -50.84% | -32.22% | 541.97% | - | - | -34.77% |
Net Cash Per Share | 3.85 | 11.35 | 16.85 | 2.65 | -6.51 | 7.43 |
Filing Date Shares Outstanding | 6.86 | 7.12 | 7.49 | 7.39 | 7.26 | 7.42 |
Total Common Shares Outstanding | 6.86 | 7.25 | 7.37 | 7.3 | 7.18 | 7.37 |
Book Value Per Share | 27.34 | 26.38 | 24.54 | 26.61 | 23.81 | 21.93 |
Tangible Book Value | 187.61 | 191.33 | 180.73 | 179.6 | 161.87 | 159.03 |
Tangible Book Value Per Share | 27.34 | 26.38 | 24.54 | 24.61 | 22.53 | 21.59 |