MainStreet Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	162.76	207.71	114.51	130.6	93.2
Securities and Investments	78.76	78.7	101.56	104.6	135.87
Net Loans	1,842	1,811	1,705	1,580	1,342
Net Property, Plant & Equipment	13.53	13.29	13.94	14.71	14.86
Accrued Interest and Accounts Receivable	14.52	11.31	12.39	9.58	7.7
Other Intangible Assets	-	-	14.66	9.15	2.49
Long-Term Investments	40.75	39.51	38.32	37.25	36.24
Other Non-Earning Assets	60.52	67.03	34.91	39.92	15.27
Total Assets	2,213	2,228	2,035	1,926	1,647
Interest-bearing deposits	1,520	1,583	1,322	962.2	881.29
Noninterest-bearing deposits	378.69	324.31	364.61	550.69	530.68
Total Deposits	1,899	1,908	1,686	1,513	1,412
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	15	100	-
Long-Term Debt	69.94	73.04	72.64	72.25	29.29
Other Liabilities	24.96	39.27	40.15	42.34	17.36
Total Liabilities	1,994	2,020	1,814	1,727	1,459
Preferred Stock	27.26	27.26	27.26	27.26	27.26
Common Stock	29.01	29.47	29.2	28.74	29.47
Additional Paid-in Capital	66.53	67.82	65.99	64	67.67
Accumulated Other Comprehensive Income	-5.77	-7.71	-7.48	-8.55	0.2
Retained Earnings	101.56	91.15	106.55	86.83	64.19
Shareholders' Equity	218.59	207.99	221.52	198.28	188.79
Total Liabilities & Equity	2,213	2,228	2,035	1,926	1,647
Total Debt	69.94	73.04	72.64	72.25	29.29
Net Cash (Debt)	-69.94	-73.04	-72.64	-72.25	-29.29
Net Cash Per Share	-9.14	-9.60	-9.66	-9.60	-3.88
Book Value	218.59	207.99	221.52	198.28	188.79
Book Value Per Share	28.56	27.34	29.45	26.33	24.97
Tangible Book Value	218.59	207.99	206.86	189.13	186.3
Tangible Book Value Per Share	28.56	27.34	27.50	25.12	24.64

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q