MainStreet Bancshares Statistics
Total Valuation
MNSB has a market cap or net worth of $162.05 million. The enterprise value is $75.17 million.
Important Dates
The next estimated earnings date is Monday, April 20, 2026, before market open.
| Earnings Date | Apr 20, 2026 |
| Ex-Dividend Date | Feb 9, 2026 |
Share Statistics
MNSB has 7.37 million shares outstanding. The number of shares has increased by 0.61% in one year.
| Current Share Class | 7.12M |
| Shares Outstanding | 7.37M |
| Shares Change (YoY) | +0.61% |
| Shares Change (QoQ) | -1.82% |
| Owned by Insiders (%) | 10.91% |
| Owned by Institutions (%) | 51.00% |
| Float | 4.77M |
Valuation Ratios
The trailing PE ratio is 12.51 and the forward PE ratio is 10.38.
| PE Ratio | 12.51 |
| Forward PE | 10.38 |
| PS Ratio | 2.20 |
| Forward PS | 2.18 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 15.23 |
| P/OCF Ratio | 10.94 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.59 |
| EV / Sales | 1.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.07 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.32%.
| Return on Equity (ROE) | 7.32% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.83% |
| Revenue Per Employee | $430,655 |
| Profits Per Employee | $78,696 |
| Employee Count | 171 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MNSB has paid $3.48 million in taxes.
| Income Tax | 3.48M |
| Effective Tax Rate | 18.22% |
Stock Price Statistics
The stock price has increased by +29.03% in the last 52 weeks. The beta is 0.57, so MNSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +29.03% |
| 50-Day Moving Average | 21.78 |
| 200-Day Moving Average | 20.53 |
| Relative Strength Index (RSI) | 52.77 |
| Average Volume (20 Days) | 55,937 |
Short Selling Information
The latest short interest is 198,460, so 2.69% of the outstanding shares have been sold short.
| Short Interest | 198,460 |
| Short Previous Month | 201,129 |
| Short % of Shares Out | 2.69% |
| Short % of Float | 4.16% |
| Short Ratio (days to cover) | 2.89 |
Income Statement
In the last 12 months, MNSB had revenue of $73.64 million and earned $13.46 million in profits. Earnings per share was $1.76.
| Revenue | 73.64M |
| Gross Profit | 73.64M |
| Operating Income | 21.23M |
| Pretax Income | 19.09M |
| Net Income | 13.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.76 |
Full Income StatementBalance Sheet
The company has $172.69 million in cash and $85.80 million in debt, with a net cash position of $86.89 million or $11.80 per share.
| Cash & Cash Equivalents | 172.69M |
| Total Debt | 85.80M |
| Net Cash | 86.89M |
| Net Cash Per Share | $11.80 |
| Equity (Book Value) | 218.59M |
| Book Value Per Share | 26.38 |
| Working Capital | -1.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.81 million and capital expenditures -$4.17 million, giving a free cash flow of $10.64 million.
| Operating Cash Flow | 14.81M |
| Capital Expenditures | -4.17M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -3.23M |
| Free Cash Flow | 10.64M |
| FCF Per Share | $1.44 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.82% |
| Pretax Margin | 25.92% |
| Profit Margin | 21.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.44% |
