Marlin Business Services Corp. (MRLN)
Stock Price:
$7.33 USD
0.02 (0.27%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
87.53M |
| Revenue (ttm) |
72.28M |
| Net Income (ttm) |
-1.84M |
| Shares Out |
11.94M |
| EPS (ttm) |
-0.17 |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| Dividend |
$0.56 |
| Dividend Yield |
7.64% |
Stock Quote
| Trading Day |
Oct 23, 2020 |
| Last Price |
$7.33 |
| Previous Close |
$7.31 |
| Change ($) |
0.02 |
| Change (%) |
0.27% |
| Day's Open |
7.40 |
| Day's Range |
7.31 - 7.48 |
| Day's Volume |
10,083 |
| 52-Week Range |
4.66 - 24.50 |
More Stats
| Market Cap |
87.53M |
| Enterprise Value |
n/a |
| Earnings Date (est) |
Oct 29, 2020 |
| Ex-Dividend Date |
Aug 7, 2020 |
| Shares Outstanding |
11.94M |
| Float |
10.99M |
| EPS (basic) |
-0.20 |
| EPS (diluted) |
-0.17 |
| FCF / Share |
-31.81 |
| Dividend |
$0.56 |
| Dividend Yield |
7.64% |
| Earnings Yield |
n/a |
| FCF Yield |
n/a |
| Payout Ratio |
n/a |
| Shares Short |
145,404 |
| Short Ratio |
2.13 |
| Short % of Float |
1.32% |
| Beta |
0.72 |
| PE Ratio |
n/a |
| Forward PE |
n/a |
| P/FCF Ratio |
n/a |
| PS Ratio |
1.21 |
| PB Ratio |
0.48 |
| Revenue |
72.28M |
| Operating Income |
-4.49M |
| Net Income |
-1.84M |
| Free Cash Flow |
-378.02M |
| Net Cash |
111.02M |
| Net Cash / Share |
9.30 |
| Gross Margin |
161.25% |
| Operating Margin |
-6.21% |
| Profit Margin |
-2.50% |
| FCF Margin |
-523.03% |
| ROA |
-0.15% |
| ROE |
-0.95% |
| ROIC |
-0.40% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (1)
| Buy |
1 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Low
16.0
Current: $7.33
High
16.0
Target: 16.00
*Average 12-month price target from 1 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 114 | 97.37 | 89.48 | 79.82 | 74.07 | 74.68 | 69.51 | 58.11 | 46.62 | 41.57 |
| Revenue Growth | 16.66% | 8.82% | 12.1% | 7.76% | -0.82% | 7.44% | 19.61% | 24.64% | 12.16% | - |
| Gross Profit | 114 | 97.37 | 89.48 | 79.82 | 74.07 | 74.68 | 69.51 | 58.11 | 46.62 | 41.57 |
| Operating Income | 36.85 | 32.70 | 23.64 | 28.38 | 25.45 | 32.45 | 27.11 | 19.70 | 11.04 | 8.84 |
| Net Income | 27.12 | 24.98 | 25.29 | 17.28 | 15.97 | 19.35 | 16.23 | 11.70 | 6.18 | 5.67 |
| Shares Outstanding | 12.15 | 12.40 | 12.51 | 12.56 | 12.44 | 12.82 | 13.00 | 12.74 | 12.81 | 12.84 |
| Earnings Per Share | 2.20 | 2.00 | 2.01 | 1.38 | 1.25 | 1.49 | 1.25 | 0.91 | 0.48 | 0.44 |
| EPS Growth | 10% | -0.5% | 45.65% | 10.4% | -16.11% | 19.2% | 37.36% | 89.58% | 9.09% | - |
| Dividend Per Share | 0.56 | 0.56 | 0.56 | 0.56 | 2.53 | 0.47 | 2.42 | 0.28 | 0.06 | - |
| Dividend Growth | 0% | 0% | 0% | -77.87% | 438.3% | -80.58% | 764.29% | 366.67% | - | - |
| Operating Cash Flow | 62.42 | 84.38 | 52.87 | 37.46 | 35.14 | 32.67 | 45.92 | 24.92 | 16.11 | 22.06 |
| Capital Expenditures | -820 | -721 | -633 | -513 | -389 | -334 | -347 | -319 | -225 | -130 |
| Free Cash Flow | -757 | -637 | -580 | -475 | -354 | -301 | -302 | -294 | -209 | -108 |
| Cash & Equivalents | 136 | 107 | 75.26 | 71.36 | 67.50 | 111 | 85.65 | 64.97 | 42.29 | 37.03 |
| Total Debt | 85.82 | 150 | - | - | - | - | - | 15.51 | 92.00 | 179 |
| Net Cash / Debt | 50.20 | -43.24 | 75.26 | 71.36 | 67.50 | 111 | 85.65 | 49.46 | -49.72 | -142 |
| Assets | 1,207 | 1,167 | 1,040 | 892 | 773 | 758 | 702 | 602 | 486 | 468 |
| Liabilities | 992 | 969 | 861 | 730 | 623 | 584 | 539 | 428 | 322 | 308 |
| Book Value | 215 | 199 | 180 | 162 | 150 | 174 | 163 | 174 | 164 | 160 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Marlin Business Services Corp. |
| Country |
United States |
| Employees |
250 |
| CEO |
Jeffery A. Hilzinger |
Stock Information
| Ticker Symbol |
MRLN |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: MRLN |
| IPO Date |
November 12, 2003 |
Description
Marlin Business Services provides credit products and services to small and mid-sized businesses in the United States. The company's products and services include loans and leases for the acquisition of commercial equipment and working capital loans. It offers lease finance to approximately 100 categories of equipment. As of December 31, 2019, the company had a portfolio of approximately 91,000 equipment finance leases and loans. It also offers property reinsurance coverage for its financed equipment; and operates a commercial bank that issues certificates of deposit and money market demand accounts, as well as provides small business loans. The company provides its solutions through a network of independent commercial equipment dealers and national account programs, as well as through direct solicitation and relationships with select lease and loan brokers. Marlin Business Services Corp. was founded in 1997 and is based in Mount Laurel, New Jersey.