MSDL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	253.44	261.16	293.15	254.86	163.41	98.8
Net Interest Income Growth	-12.18%	-10.91%	15.02%	55.96%	65.39%	443.52%
Non-Interest Income	-38.83	0.05	-4.67	32.95	-79.47	10.33
Non-Interest Income Growth	-	-	-	-	-	34.77%
Revenues Before Loan Losses	214.6	261.2	288.48	287.81	83.94	109.13
Revenue	214.6	261.2	288.48	287.81	83.94	109.13
Revenue Growth (YoY)	-20.61%	-9.46%	0.23%	242.86%	-23.08%	322.32%
Compensation Expenses	69.92	73.14	62.91	49.65	30.87	21.13
Selling, General & Admin	8.69	8.82	7.47	4.99	3.64	2.99
Other Non-Interest Expenses	0.34	0.36	0.1	0.63	0.51	1.58
Total Non-Interest Expense	78.94	82.32	70.48	55.28	35.02	25.69
Pretax Income	135.66	178.89	218	232.53	48.92	83.43
Provision for Income Taxes	3.02	2.81	2.44	1.52	0.33	0.08
Net Income	87.91	122.09	215.56	231.01	48.54	83.26
Net Income to Common	87.91	122.09	215.56	231.01	48.54	83.26
Net Income Growth	-54.58%	-43.36%	-6.69%	375.90%	-41.70%	355.02%
Shares Outstanding (Basic)	87	87	89	74	62	31
Shares Outstanding (Diluted)	87	87	89	74	62	31
Shares Change (YoY)	-2.58%	-1.56%	19.41%	20.37%	97.94%	312.19%
EPS (Basic)	1.01	1.40	2.43	3.11	0.79	2.67
EPS (Diluted)	1.01	1.40	2.43	3.11	0.79	2.67
EPS Growth	-53.67%	-42.39%	-21.87%	293.67%	-70.41%	10.33%
Shares Outstanding	85.34	86.28	88.51	83.29	65.76	56.84
Free Cash Flow	203.14	150.9	-382.51	-83.82	-429.84	-1,661
Free Cash Flow Growth	34.62%	-	-	-	-	-
Free Cash Flow Per Share	2.35	1.73	-4.31	-1.13	-6.97	-53.32
Dividends Per Share	1.950	2.000	2.000	2.000	1.920	2.070
Dividend Growth	-2.50%	-	-	4.17%	-7.25%	84.82%
Profit Margin	67.47%	67.41%	74.73%	80.27%	57.88%	76.38%
FCF Margin	80.62%	57.77%	-132.60%	-29.13%	-512.06%	-1522.34%
EBITDA	9.15	9.16	7.58	5.8	5.29	2.94
EBITDA Margin	3.63%	3.51%	2.63%	2.01%	6.30%	2.69%
Effective Tax Rate	1.75%	1.57%	1.12%	0.65%	0.68%	0.10%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q