MSDL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	261.16	293.15	254.86	163.41	98.8
Net Interest Income Growth	-10.91%	15.02%	55.96%	65.39%	443.52%
Non-Interest Income	0.05	-4.67	32.95	-79.47	10.33
Non-Interest Income Growth	-	-	-	-	34.77%
Revenues Before Loan Losses	261.2	288.48	287.81	83.94	109.13
Revenue	261.2	288.48	287.81	83.94	109.13
Revenue Growth (YoY)	-9.46%	0.23%	242.86%	-23.08%	322.32%
Compensation Expenses	73.14	62.91	49.65	30.87	21.13
Selling, General & Admin	8.82	7.47	4.99	3.64	2.99
Other Non-Interest Expenses	0.36	0.1	0.63	0.51	1.58
Total Non-Interest Expense	82.32	70.48	55.28	35.02	25.69
Pretax Income	178.89	218	232.53	48.92	83.43
Provision for Income Taxes	2.81	2.44	1.52	0.33	0.08
Net Income	122.09	215.56	231.01	48.54	83.26
Net Income to Common	122.09	215.56	231.01	48.54	83.26
Net Income Growth	-43.36%	-6.69%	375.90%	-41.70%	355.02%
Shares Outstanding (Basic)	87	89	74	62	31
Shares Outstanding (Diluted)	87	89	74	62	31
Shares Change (YoY)	-1.56%	19.41%	20.37%	97.94%	312.19%
EPS (Basic)	1.40	2.43	3.11	0.79	2.67
EPS (Diluted)	1.40	2.43	3.11	0.79	2.67
EPS Growth	-42.39%	-21.87%	293.67%	-70.41%	10.33%
Shares Outstanding	86.28	88.51	-	-	-
Free Cash Flow	150.9	-382.51	-83.82	-429.84	-1,661
Free Cash Flow Per Share	1.73	-4.31	-1.13	-6.97	-53.32
Dividends Per Share	2.000	2.000	2.000	1.920	2.070
Dividend Growth	-	-	4.17%	-7.25%	84.82%
Profit Margin	67.41%	74.73%	80.27%	57.88%	76.38%
FCF Margin	57.77%	-132.60%	-29.13%	-512.06%	-1522.34%
EBITDA	9.16	7.58	5.8	5.29	2.94
EBITDA Margin	3.51%	2.63%	2.01%	6.30%	2.69%
Effective Tax Rate	1.57%	1.12%	0.65%	0.68%	0.10%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q