NB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	197.46	161.2	131.72	105.47	78.01
Net Interest Income Growth	22.49%	22.38%	24.89%	35.20%	-
Non-Interest Income	16.2	12.56	15.35	8.94	8.65
Non-Interest Income Growth	28.98%	-18.19%	71.82%	3.25%	-
Revenues Before Loan Losses	213.66	173.76	147.07	114.41	86.67
Provision for Credit Losses	4.65	12.12	13.89	6.7	2.05
Revenue	209.01	161.64	133.19	107.71	84.62
Revenue Growth (YoY)	29.31%	21.36%	23.66%	27.29%	-
Compensation Expenses	77.49	67.26	68.34	47.47	38.05
Selling, General & Admin	32.42	26.66	42.01	18.24	15.19
Other Non-Interest Expenses	27.97	9.1	10.99	5.61	3.74
Total Non-Interest Expense	137.87	103.02	121.34	71.32	56.98
Pretax Income	71.13	58.62	11.84	36.39	27.63
Provision for Income Taxes	20.83	16.47	2.02	6.32	6.06
Net Income	50.3	42.15	9.83	30.07	21.58
Net Income to Common	50.3	42.15	9.83	30.07	21.58
Net Income Growth	19.34%	329.00%	-67.32%	39.35%	-
Shares Outstanding (Basic)	37	39	42	25	-
Shares Outstanding (Diluted)	38	39	42	25	-
Shares Change (YoY)	-4.48%	-6.25%	65.67%	-	-
EPS (Basic)	1.34	1.07	0.23	1.27	-
EPS (Diluted)	1.34	1.07	0.23	1.27	-
EPS Growth	25.23%	365.22%	-81.89%	-	-
Free Cash Flow	57.38	41.25	50.03	31.22	42.04
Free Cash Flow Growth	39.09%	-17.56%	60.28%	-25.75%	-
Free Cash Flow Per Share	1.52	1.05	1.19	1.23	-
Dividends Per Share	0.140	-	-	-	-
Profit Margin	24.07%	26.08%	7.38%	27.91%	25.50%
FCF Margin	27.45%	25.52%	37.57%	28.98%	49.68%
EBITDA	2.78	2.67	2.53	2.47	2.1
EBITDA Margin	1.33%	1.65%	1.90%	2.30%	2.48%
Effective Tax Rate	29.28%	28.10%	17.05%	17.38%	21.92%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q