NB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	218.8	197.46	161.2	131.72	105.47	78.01
Net Interest Income Growth	31.74%	22.49%	22.38%	24.89%	35.20%	-
Non-Interest Income	16.33	16.2	12.56	15.35	8.94	8.65
Non-Interest Income Growth	37.00%	28.98%	-18.19%	71.82%	3.25%	-
Revenues Before Loan Losses	235.13	213.66	173.76	147.07	114.41	86.67
Provision for Credit Losses	9.82	4.65	12.12	13.89	6.7	2.05
Revenue	225.31	209.01	161.64	133.19	107.71	84.62
Revenue Growth (YoY)	33.19%	29.31%	21.36%	23.66%	27.29%	-
Compensation Expenses	83.81	77.49	67.26	68.34	47.47	38.05
Selling, General & Admin	37.09	32.42	26.66	42.01	18.24	15.19
Other Non-Interest Expenses	31.02	27.97	9.1	10.99	5.61	3.74
Total Non-Interest Expense	151.92	137.87	103.02	121.34	71.32	56.98
Pretax Income	73.91	71.13	58.62	11.84	36.39	27.63
Provision for Income Taxes	21.28	20.83	16.47	2.02	6.32	6.06
Net Income	52.63	50.3	42.15	9.83	30.07	21.58
Net Income to Common	52.63	50.3	42.15	9.83	30.07	21.58
Net Income Growth	14.16%	19.34%	329.00%	-67.32%	39.35%	-
Shares Outstanding (Basic)	39	37	39	42	25	-
Shares Outstanding (Diluted)	39	38	39	42	25	-
Shares Change (YoY)	-0.58%	-4.48%	-6.25%	65.67%	-	-
EPS (Basic)	1.38	1.34	1.07	0.23	1.27	-
EPS (Diluted)	1.37	1.34	1.07	0.23	1.27	-
EPS Growth	16.10%	25.23%	365.22%	-81.89%	-	-
Shares Outstanding	44.77	45.77	42.71	42.71	-	-
Free Cash Flow	72.84	57.38	41.25	50.03	31.22	42.04
Free Cash Flow Growth	26.95%	39.09%	-17.56%	60.28%	-25.75%	-
Free Cash Flow Per Share	1.87	1.52	1.05	1.19	1.23	-
Dividends Per Share	0.210	0.140	-	-	-	-
Dividend Growth	50.00%	-	-	-	-	-
Profit Margin	23.36%	24.07%	26.08%	7.38%	27.91%	25.50%
FCF Margin	32.33%	27.45%	25.52%	37.57%	28.98%	49.68%
EBITDA	3.85	2.78	2.67	2.53	2.47	2.1
EBITDA Margin	1.71%	1.33%	1.65%	1.90%	2.30%	2.48%
Effective Tax Rate	28.79%	29.28%	28.10%	17.05%	17.38%	21.92%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q