NB Bancorp, Inc. (NBBK)
NASDAQ: NBBK · Real-Time Price · USD
22.50
+0.13 (0.58%)
Oct 16, 2026, 11:56 AM EDT - Market open
NB Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 50.3 | 42.15 | 9.83 | 30.07 | 21.58 |
Depreciation & Amortization | 3.6 | 2.96 | 2.83 | 2.47 | 2.1 |
Other Amortization | 1.34 | 1.39 | 4.42 | 2.52 | - |
Gain (Loss) on Sale of Assets | - | - | - | - | -0.5 |
Gain (Loss) on Sale of Investments | -0.29 | 1.53 | -0.24 | 0.07 | -0.38 |
Provision for Credit Losses | 4.79 | 12.25 | 14.05 | 7.2 | 5.49 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.34 | 9.8 | 0.01 | 0.05 | 1.25 |
Accrued Interest Receivable | -1.14 | -2.4 | -6.46 | -3.3 | 1.02 |
Change in Income Taxes | - | - | - | - | -0.21 |
Change in Other Net Operating Assets | -7.01 | -14.47 | 37.71 | 4.16 | 14.97 |
Other Operating Activities | 0.04 | -12.52 | -9.23 | -3.48 | -0.23 |
Operating Cash Flow | 60.79 | 43.19 | 52.9 | 39.71 | 43.84 |
Operating Cash Flow Growth | 40.76% | -18.36% | 33.20% | -9.42% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -3.42 | -1.94 | -2.87 | -8.5 | -1.81 |
Sale of Property, Plant and Equipment | - | - | - | - | 0.92 |
Cash Acquisitions | -48.12 | - | - | - | - |
Investment in Securities | -12.71 | -31.2 | 53.28 | -21.17 | -107.55 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -503.69 | -463.31 | -882.04 | -913.8 | 83.72 |
Other Investing Activities | 48.89 | -50 | - | 275.47 | -17.23 |
Investing Cash Flow | -519.05 | -546.44 | -831.62 | -667.99 | -41.94 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 44.58 | - | - | 292.83 | - |
Long-Term Debt Repaid | - | -162.5 | -9.74 | - | -120.11 |
Net Debt Issued (Repaid) | 44.58 | -162.5 | -9.74 | 292.83 | -120.11 |
Issuance of Common Stock | - | - | 417.46 | - | - |
Repurchase of Common Stock | -77.13 | -33.4 | -13.77 | - | - |
Common Dividends Paid | -5.58 | - | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 540.12 | 790.33 | 500.67 | 24.53 | 362.48 |
Other Financing Activities | 0 | 0.1 | 0.17 | 0.41 | 0.06 |
Financing Cash Flow | 502 | 594.52 | 894.77 | 317.77 | 242.43 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 43.74 | 91.26 | 116.05 | -310.51 | 244.33 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 57.38 | 41.25 | 50.03 | 31.22 | 42.04 |
Free Cash Flow Growth | 39.09% | -17.56% | 60.28% | -25.75% | - |
Free Cash Flow Margin | 27.45% | 25.52% | 38.57% | 29.27% | 49.68% |
Free Cash Flow Per Share | 1.52 | 1.05 | 1.19 | - | - |