NB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	266.06	407.6	363.86	272.59	156.55	467.05
Investment Securities	328.68	205.28	183.68	189.47	240.86	243.18
Trading Asset Securities	-	22.29	27.17	27.77	31.8	8.56
Mortgage-Backed Securities	-	80.83	50.02	13.85	15.21	20.85
Total Investments	328.68	308.4	260.87	231.09	287.88	272.59
Gross Loans	6,766	5,994	4,339	3,894	3,016	2,105
Allowance for Loan Losses	-78.31	-87.41	-38.74	-32.22	-25.03	-18.42
Other Adjustments to Gross Loans	-	-7.88	-6.54	-4.93	-0.51	-
Net Loans	6,688	5,899	4,294	3,857	2,990	2,086
Property, Plant & Equipment	51.11	66.17	47.48	46.08	46.32	33.95
Goodwill	16.52	18.51	-	-	-	-
Other Intangible Assets	16.63	19.3	1.08	-	-	-
Loans Held for Sale	55.91	66.45	-	-	-	-
Accrued Interest Receivable	29.97	25.39	19.69	17.28	10.84	7.54
Other Receivables	-	-	-	-	4.13	-
Other Current Assets	71.05	25.83	18.63	14.77	14.39	13.15
Long-Term Deferred Tax Assets	62.35	48.83	30.3	19.13	11.39	6.37
Other Long-Term Assets	98.18	110.61	114.93	60.84	57.25	33.39
Total Assets	7,684	7,006	5,158	4,533	3,592	2,923

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	127.41	23.36	22.13	36.47	9.86	5.57
Interest Bearing Deposits	6,521	4,256	2,860	2,315	2,025	1,879
Institutional Deposits	-	772.92	694.06	544.25	415.86	361.01
Non-Interest Bearing Deposits	-	824.4	623.4	528.41	445.52	324.39
Total Deposits	6,521	5,854	4,178	3,387	2,887	2,565
Short-Term Borrowings	-	22.3	27.18	27.79	31.49	9.81
Current Portion of Long-Term Debt	-	168.98	100	282.5	293.08	0.16
Current Portion of Leases	-	1.59	-	-	-	-
Current Income Taxes Payable	-	-	-	-	-	0.02
Federal Home Loan Bank Debt, Long-Term	150.32	27.26	20.84	0.84	0.01	0.09
Long-Term Leases	-	20.15	13.2	10.77	11.05	4.8
Pension & Post-Retirement Benefits	22.54	21.52	23.83	19.49	11.98	7.9
Other Long-Term Liabilities	4.92	8.52	7.75	10.24	4.06	3.65
Total Liabilities	6,827	6,147	4,393	3,775	3,248	2,597

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.44	0.46	0.43	0.43	-	-
Additional Paid-In Capital	417.94	458.86	417.25	417.03	-	-
Retained Earnings	495.08	445.2	400.47	366.17	358.47	328.4
Comprehensive Income & Other	-56.06	-45.59	-52.98	-25.67	-14.4	-2.27
Shareholders' Equity	857.4	858.93	765.17	757.96	344.07	326.13
Total Liabilities & Equity	7,684	7,006	5,158	4,533	3,592	2,923

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	150.32	240.27	161.21	321.9	335.62	14.87
Net Cash (Debt)	115.74	189.62	229.82	-21.54	-147.27	460.74
Net Cash Growth	-54.42%	-17.49%	-	-	-	350.15%
Net Cash Per Share	2.91	5.04	5.83	-0.51	-	-
Filing Date Shares Outstanding	43.82	42.53	38.6	42.71	-	-
Total Common Shares Outstanding	43.82	42.7	39.46	42.71	-	-
Book Value Per Share	19.57	20.12	19.39	17.75	-	-
Tangible Book Value	824.26	821.12	764.09	757.96	344.07	326.13
Tangible Book Value Per Share	18.81	19.23	19.36	17.75	-	-

SEC Filings: 10-K · 10-Q