NB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	400.15	407.6	363.86	272.59	156.55	467.05
Investment Securities	208.5	205.28	183.68	189.47	240.86	243.18
Trading Asset Securities	19.59	22.29	27.17	27.77	31.8	8.56
Mortgage-Backed Securities	106.17	80.83	50.02	13.85	15.21	20.85
Total Investments	334.26	308.4	260.87	231.09	287.88	272.59
Gross Loans	6,433	5,994	4,339	3,894	3,016	2,105
Allowance for Loan Losses	-82.09	-87.41	-38.74	-32.22	-25.03	-18.42
Other Adjustments to Gross Loans	-10.47	-7.88	-6.54	-4.93	-0.51	-
Net Loans	6,341	5,899	4,294	3,857	2,990	2,086
Property, Plant & Equipment	49.3	66.17	47.48	46.08	46.32	33.95
Goodwill	18.51	18.51	-	-	-	-
Other Intangible Assets	17.52	19.3	1.08	-	-	-
Loans Held for Sale	59.93	66.45	-	-	-	-
Accrued Interest Receivable	28.9	25.39	19.69	17.28	10.84	7.54
Other Receivables	-	-	-	-	4.13	-
Other Current Assets	49.64	25.83	18.63	14.77	14.39	13.15
Long-Term Deferred Tax Assets	50.5	48.83	30.3	19.13	11.39	6.37
Other Long-Term Assets	97.37	110.61	114.93	60.84	57.25	33.39
Total Assets	7,447	7,006	5,158	4,533	3,592	2,923

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	51.13	23.36	22.13	36.47	9.86	5.57
Interest Bearing Deposits	6,320	4,256	2,860	2,315	2,025	1,879
Institutional Deposits	-	772.92	694.06	544.25	415.86	361.01
Non-Interest Bearing Deposits	-	824.4	623.4	528.41	445.52	324.39
Total Deposits	6,320	5,854	4,178	3,387	2,887	2,565
Short-Term Borrowings	22.92	22.3	27.18	27.79	31.49	9.81
Current Portion of Long-Term Debt	-	168.98	100	282.5	293.08	0.16
Current Portion of Leases	-	1.59	-	-	-	-
Current Income Taxes Payable	-	-	-	-	-	0.02
Federal Home Loan Bank Debt, Long-Term	181.25	27.26	20.84	0.84	0.01	0.09
Long-Term Leases	-	20.15	13.2	10.77	11.05	4.8
Pension & Post-Retirement Benefits	21.57	21.52	23.83	19.49	11.98	7.9
Other Long-Term Liabilities	7.92	8.52	7.75	10.24	4.06	3.65
Total Liabilities	6,605	6,147	4,393	3,775	3,248	2,597

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.44	0.46	0.43	0.43	-	-
Additional Paid-In Capital	415.84	458.86	417.25	417.03	-	-
Retained Earnings	474.97	445.2	400.47	366.17	358.47	328.4
Comprehensive Income & Other	-49.25	-45.59	-52.98	-25.67	-14.4	-2.27
Shareholders' Equity	842	858.93	765.17	757.96	344.07	326.13
Total Liabilities & Equity	7,447	7,006	5,158	4,533	3,592	2,923

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	204.17	240.27	161.21	321.9	335.62	14.87
Net Cash (Debt)	215.58	189.62	229.82	-21.54	-147.27	460.74
Net Cash Growth	64.44%	-17.49%	-	-	-	350.15%
Net Cash Per Share	5.55	5.04	5.83	-0.51	-	-
Filing Date Shares Outstanding	40.83	42.53	38.6	42.71	-	-
Total Common Shares Outstanding	40.83	42.7	39.46	42.71	-	-
Book Value Per Share	20.62	20.12	19.39	17.75	-	-
Tangible Book Value	805.97	821.12	764.09	757.96	344.07	326.13
Tangible Book Value Per Share	19.74	19.23	19.36	17.75	-	-

SEC Filings: 10-K · 10-Q