NB Bancorp, Inc. (NBBK)

NB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	42.15	9.83	30.07	21.58
Depreciation & Amortization	2.96	2.83	2.47	2.1
Other Amortization	1.39	4.42	2.52	-
Gain (Loss) on Sale of Assets	-	-	-	-0.5
Gain (Loss) on Sale of Investments	1.53	-0.24	0.07	-0.38
Provision for Credit Losses	12.25	14.05	7.2	5.49
Net Decrease (Increase) in Loans Originated / Sold - Operating	9.8	0.01	0.05	1.25
Accrued Interest Receivable	-2.4	-6.46	-3.3	1.02
Change in Income Taxes	-	-	-	-0.21
Change in Other Net Operating Assets	-14.47	37.71	4.16	14.97
Other Operating Activities	-12.52	-9.23	-3.48	-0.23
Operating Cash Flow	43.19	52.9	39.71	43.84
Operating Cash Flow Growth	-18.36%	33.20%	-9.42%	-
Capital Expenditures	-1.94	-2.87	-8.5	-1.81
Sale of Property, Plant and Equipment	-	-	-	0.92
Investment in Securities	-31.2	53.28	-21.17	-107.55
Net Decrease (Increase) in Loans Originated / Sold - Investing	-463.31	-882.04	-913.8	83.72
Other Investing Activities	-50	-	275.47	-17.23
Investing Cash Flow	-546.44	-831.62	-667.99	-41.94
Long-Term Debt Issued	-	-	292.83	-
Long-Term Debt Repaid	-162.5	-9.74	-	-120.11
Net Debt Issued (Repaid)	-162.5	-9.74	292.83	-120.11
Issuance of Common Stock	-	417.46	-	-
Repurchase of Common Stock	-33.4	-13.77	-	-
Net Increase (Decrease) in Deposit Accounts	790.33	500.67	24.53	362.48
Other Financing Activities	0.1	0.17	0.41	0.06
Financing Cash Flow	594.52	894.77	317.77	242.43
Net Cash Flow	91.26	116.05	-310.51	244.33
Free Cash Flow	41.25	50.03	31.22	42.04
Free Cash Flow Growth	-17.56%	60.28%	-25.75%	-
Free Cash Flow Margin	25.68%	38.57%	29.27%	49.68%
Free Cash Flow Per Share	1.05	1.19	-	-
Cash Interest Paid	128.35	88.75	6.59	13.16
Cash Income Tax Paid	13.09	4.79	8.56	5.63

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q