NB Bancorp, Inc. (NBBK)

NB Bancorp Statistics

Total Valuation

NB Bancorp has a market cap or net worth of $621.13 million. The enterprise value is $398.52 million.

Market Cap	621.13M
Enterprise Value	398.52M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	n/a

Share Statistics

NB Bancorp has 38.65 million shares outstanding. The number of shares has decreased by -8.31% in one year.

Current Share Class	38.65M
Shares Outstanding	38.65M
Shares Change (YoY)	-8.31%
Shares Change (QoQ)	-1.36%
Owned by Insiders (%)	5.43%
Owned by Institutions (%)	53.51%
Float	34.57M

Valuation Ratios

The trailing PE ratio is 13.65 and the forward PE ratio is 10.37.

PE Ratio	13.65
Forward PE	10.37
PS Ratio	3.72
Forward PS	n/a
PB Ratio	0.81
P/TBV Ratio	0.84
P/FCF Ratio	9.90
P/OCF Ratio	9.62
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.64
EV / Sales	2.36
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.26%.

Return on Equity (ROE)	6.26%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$449,816
Profits Per Employee	$122,614
Employee Count	376
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NB Bancorp has paid $17.94 million in taxes.

Income Tax	17.94M
Effective Tax Rate	28.02%

Stock Price Statistics

The stock price has increased by +8.14% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+8.14%
50-Day Moving Average	17.03
200-Day Moving Average	18.36
Relative Strength Index (RSI)	33.66
Average Volume (20 Days)	215,234

Short Selling Information

The latest short interest is 1.25 million, so 3.23% of the outstanding shares have been sold short.

Short Interest	1.25M
Short Previous Month	1.27M
Short % of Shares Out	3.23%
Short % of Float	3.61%
Short Ratio (days to cover)	7.48

Income Statement

In the last 12 months, NB Bancorp had revenue of $169.13 million and earned $46.10 million in profits. Earnings per share was $1.18.

Revenue	169.13M
Gross Profit	169.13M
Operating Income	67.35M
Pretax Income	15.37M
Net Income	46.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.18

Balance Sheet

The company has $337.51 million in cash and $114.90 million in debt, giving a net cash position of $222.61 million or $5.76 per share.

Cash & Cash Equivalents	337.51M
Total Debt	114.90M
Net Cash	222.61M
Net Cash Per Share	$5.76
Equity (Book Value)	739.61M
Book Value Per Share	19.79
Working Capital	-4.00B

Cash Flow

In the last 12 months, operating cash flow was $64.54 million and capital expenditures -$1.78 million, giving a free cash flow of $62.77 million.

Operating Cash Flow	64.54M
Capital Expenditures	-1.78M
Free Cash Flow	62.77M
FCF Per Share	$1.62

Margins

Gross Margin	n/a
Operating Margin	39.82%
Pretax Margin	37.87%
Profit Margin	27.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.11%

Dividends & Yields

NB Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	8.31%
Shareholder Yield	8.31%
Earnings Yield	7.42%
FCF Yield	10.11%

Analyst Forecast

The average price target for NB Bancorp is $22.00, which is 36.90% higher than the current price. The consensus rating is "Buy".

Price Target	$22.00
Price Target Difference	36.90%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4