NB Bancorp, Inc. (NBBK)

NB Bancorp Statistics

Total Valuation

NB Bancorp has a market cap or net worth of $666.37 million. The enterprise value is $535.46 million.

Market Cap	666.37M
Enterprise Value	535.46M

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025, after market close.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Aug 6, 2025

Share Statistics

NB Bancorp has 35.56 million shares outstanding. The number of shares has decreased by -9.69% in one year.

Current Share Class	35.56M
Shares Outstanding	35.56M
Shares Change (YoY)	-9.69%
Shares Change (QoQ)	-3.11%
Owned by Insiders (%)	6.01%
Owned by Institutions (%)	58.46%
Float	31.31M

Valuation Ratios

The trailing PE ratio is 14.19 and the forward PE ratio is 10.77.

PE Ratio	14.19
Forward PE	10.77
PS Ratio	4.05
Forward PS	n/a
PB Ratio	0.96
P/TBV Ratio	0.90
P/FCF Ratio	10.25
P/OCF Ratio	9.97
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.45
EV / Sales	2.99
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.23

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.33
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.92%.

Return on Equity (ROE)	6.92%
Return on Assets (ROA)	1.02%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$476,375
Profits Per Employee	$136,247
Employee Count	376
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NB Bancorp has paid $19.72 million in taxes.

Income Tax	19.72M
Effective Tax Rate	27.79%

Stock Price Statistics

The stock price has increased by +2.06% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+2.06%
50-Day Moving Average	18.29
200-Day Moving Average	18.17
Relative Strength Index (RSI)	57.61
Average Volume (20 Days)	174,147

Short Selling Information

The latest short interest is 2.02 million, so 5.68% of the outstanding shares have been sold short.

Short Interest	2.02M
Short Previous Month	1.94M
Short % of Shares Out	5.68%
Short % of Float	6.45%
Short Ratio (days to cover)	10.04

Income Statement

In the last 12 months, NB Bancorp had revenue of $179.12 million and earned $51.23 million in profits. Earnings per share was $1.33.

Revenue	179.12M
Gross Profit	179.12M
Operating Income	75.02M
Pretax Income	15.37M
Net Income	51.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.33

Balance Sheet

The company has $282.68 million in cash and $151.58 million in debt, giving a net cash position of $131.10 million or $3.69 per share.

Cash & Cash Equivalents	282.68M
Total Debt	151.58M
Net Cash	131.10M
Net Cash Per Share	$3.69
Equity (Book Value)	737.12M
Book Value Per Share	19.61
Working Capital	-4.00B

Cash Flow

In the last 12 months, operating cash flow was $66.88 million and capital expenditures -$1.83 million, giving a free cash flow of $65.05 million.

Operating Cash Flow	66.88M
Capital Expenditures	-1.83M
Free Cash Flow	65.05M
FCF Per Share	$1.83

Margins

Gross Margin	n/a
Operating Margin	41.88%
Pretax Margin	39.61%
Profit Margin	28.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.31%

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 1.49%.

Dividend Per Share	$0.28
Dividend Yield	1.49%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	5.27%
Buyback Yield	9.69%
Shareholder Yield	11.17%
Earnings Yield	7.69%
FCF Yield	9.76%

Analyst Forecast

The average price target for NB Bancorp is $20.00, which is 6.72% higher than the current price. The consensus rating is "Buy".

Price Target	$20.00
Price Target Difference	6.72%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4