NB Bancorp, Inc. (NBBK)

NB Bancorp Statistics

Total Valuation

NB Bancorp has a market cap or net worth of $642.55 million. The enterprise value is $388.63 million.

Market Cap	642.55M
Enterprise Value	388.63M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Nov 5, 2025

Share Statistics

NB Bancorp has 35.56 million shares outstanding. The number of shares has decreased by -11.86% in one year.

Current Share Class	35.56M
Shares Outstanding	35.56M
Shares Change (YoY)	-11.86%
Shares Change (QoQ)	-5.25%
Owned by Insiders (%)	5.70%
Owned by Institutions (%)	57.71%
Float	31.42M

Valuation Ratios

The trailing PE ratio is 11.67 and the forward PE ratio is 9.46.

PE Ratio	11.67
Forward PE	9.46
PS Ratio	3.58
Forward PS	n/a
PB Ratio	0.87
P/TBV Ratio	0.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.68
EV / Sales	2.05
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.84%.

Return on Equity (ROE)	7.84%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$503,939
Profits Per Employee	$154,809
Employee Count	376
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NB Bancorp has paid $17.32 million in taxes.

Income Tax	17.32M
Effective Tax Rate	22.93%

Stock Price Statistics

The stock price has decreased by -3.58% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.58%
50-Day Moving Average	18.18
200-Day Moving Average	17.93
Relative Strength Index (RSI)	52.87
Average Volume (20 Days)	198,970

Short Selling Information

The latest short interest is 1.99 million, so 5.61% of the outstanding shares have been sold short.

Short Interest	1.99M
Short Previous Month	1.92M
Short % of Shares Out	5.61%
Short % of Float	6.35%
Short Ratio (days to cover)	12.53

Income Statement

In the last 12 months, NB Bancorp had revenue of $189.48 million and earned $58.21 million in profits. Earnings per share was $1.55.

Revenue	189.48M
Gross Profit	189.48M
Operating Income	80.72M
Pretax Income	75.53M
Net Income	58.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.55

Balance Sheet

The company has $295.38 million in cash and $41.45 million in debt, giving a net cash position of $253.92 million or $7.14 per share.

Cash & Cash Equivalents	295.38M
Total Debt	41.45M
Net Cash	253.92M
Net Cash Per Share	$7.14
Equity (Book Value)	737.03M
Book Value Per Share	20.84
Working Capital	-4.26B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.60%
Pretax Margin	39.86%
Profit Margin	30.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 1.55%.

Dividend Per Share	$0.28
Dividend Yield	1.55%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.04%
Buyback Yield	11.86%
Shareholder Yield	13.41%
Earnings Yield	9.06%
FCF Yield	n/a

Analyst Forecast

The average price target for NB Bancorp is $22.00, which is 21.75% higher than the current price. The consensus rating is "Buy".

Price Target	$22.00
Price Target Difference	21.75%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2