NBT Bancorp Inc. (NBTB)

NBT Bancorp Stock Forecast

Stock Price Forecast

The 3 analysts that cover NBT Bancorp stock have a consensus rating of "Buy" and an average price target of $52.33, which forecasts a 26.46% increase in the stock price over the next year. The lowest target is $47 and the highest is $55.

Price Target: $52.33 (+26.46%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$47	$52.33	$55	$55
Change	+13.58%	+26.46%	+32.91%	+32.91%

* Price targets were last updated on Jul 31, 2025.

Analyst Ratings

The average analyst rating for NBT Bancorp stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	May '25	Jun '25	Jul '25	Aug '25	Sep '25	Oct '25
Strong Buy	1	1	1	1	1	1
Buy	0	0	0	0	0	0
Hold	2	2	3	3	3	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	3	3	4	4	4	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Manuel Navas DA Davidson	DA Davidson	Strong Buy Maintains $53 → $55	Strong Buy	Maintains	$53 → $55	+32.91%	Jul 31, 2025
Mark Fitzgibbon Piper Sandler	Piper Sandler	Hold Initiates $47	Hold	Initiates	$47	+13.58%	Jul 8, 2025
Manuel Navas DA Davidson	DA Davidson	Strong Buy Maintains $57 → $53	Strong Buy	Maintains	$57 → $53	+28.08%	Apr 28, 2025
Manuel Navas DA Davidson	DA Davidson	Hold Initiates $60	Hold	Initiates	$60	+45.00%	Dec 12, 2024
Christopher O'Connell Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $50 → $55	Hold	Maintains	$50 → $55	+32.91%	Dec 4, 2024

More Analyst Ratings

Financial Forecast

Revenue This Year

707.47M

Increased by 26.94%

from 557.34M

Revenue Next Year

788.64M

Increased by 11.47%

from 707.47M

EPS This Year

3.67

Increased by 23.53%

from 2.97

EPS Next Year

4.34

Increased by 18.39%

from 3.67

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	410.82M	487.14M	500.62M	490.37M	557.34M	707.47M	788.64M
Revenue Growth	-4.50%	18.58%	2.77%	-2.05%	13.66%	26.94%	11.47%
EPS	2.37	3.54	3.52	2.65	2.97	3.67	4.34
EPS Growth	-13.50%	49.37%	-0.57%	-24.72%	12.08%	23.53%	18.39%
Forward PE	-	-	-	-	-	11.28	9.53
No. Analysts	-	-	-	-	-	8	8

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026
High	729.8M	833.7M
Avg	707.5M	788.6M
Low	677.4M	740.9M

Revenue Growth

Revenue Growth	2025	2026
High	30.9%	17.8%
Avg	26.9%	11.5%
Low	21.5%	4.7%

EPS Forecast

EPS	2025	2026	2027
High	3.79	4.64
Avg	3.67	4.34
Low	3.48	3.97

EPS Growth

EPS Growth	2025	2026	2027
High	27.7%	26.5%
Avg	23.5%	18.4%
Low	17.1%	8.2%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.