NBT Bancorp Statistics
Total Valuation
NBT Bancorp has a market cap or net worth of $2.13 billion.
Important Dates
The next estimated earnings date is Tuesday, October 22, 2024, after market close.
Earnings Date | Oct 22, 2024 |
Ex-Dividend Date | Aug 30, 2024 |
Share Statistics
NBT Bancorp has 47.17 million shares outstanding. The number of shares has increased by 8.74% in one year.
Shares Outstanding | 47.17M |
Shares Change (YoY) | +8.74% |
Shares Change (QoQ) | +0.03% |
Owned by Insiders (%) | 2.99% |
Owned by Institutions (%) | 62.44% |
Float | 45.75M |
Valuation Ratios
The trailing PE ratio is 17.51 and the forward PE ratio is 14.95.
PE Ratio | 17.51 |
Forward PE | 14.95 |
PS Ratio | 4.08 |
Forward PS | 3.63 |
PB Ratio | 1.46 |
P/FCF Ratio | 12.75 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 3.54 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.10%.
Return on Equity (ROE) | 9.10% |
Return on Assets (ROA) | 0.96% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $254,069 |
Profits Per Employee | $59,779 |
Employee Count | 2,034 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NBT Bancorp has paid $35.03 million in taxes.
Income Tax | 35.03M |
Effective Tax Rate | 22.36% |
Stock Price Statistics
The stock price has increased by +44.69% in the last 52 weeks. The beta is 0.49, so NBT Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.49 |
52-Week Price Change | +44.69% |
50-Day Moving Average | 46.26 |
200-Day Moving Average | 39.22 |
Relative Strength Index (RSI) | 46.68 |
Average Volume (20 Days) | 264,004 |
Short Selling Information
Short Interest | n/a |
Short Previous Month | n/a |
Short % of Shares Out | n/a |
Short % of Float | n/a |
Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NBT Bancorp had revenue of $516.78 million and earned $121.59 million in profits. Earnings per share was $2.58.
Revenue | 516.78M |
Gross Profit | 516.78M |
Operating Income | 182.09M |
Pretax Income | 156.62M |
Net Income | 121.59M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.58 |
Full Income Statement Balance Sheet
The company has $323.25 million in cash and $591.75 million in debt, giving a net cash position of -$268.50 million or -$5.69 per share.
Cash & Cash Equivalents | 323.25M |
Total Debt | 591.75M |
Net Cash | -268.50M |
Net Cash Per Share | -$5.69 |
Equity (Book Value) | 1.46B |
Book Value Per Share | 31.00 |
Working Capital | -11.24B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $177.55 million and capital expenditures -$10.18 million, giving a free cash flow of $167.37 million.
Operating Cash Flow | 177.55M |
Capital Expenditures | -10.18M |
Free Cash Flow | 167.37M |
FCF Per Share | $3.55 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 35.24% |
Pretax Margin | 30.31% |
Profit Margin | 23.53% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 32.09% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.98%.
Dividend Per Share | $1.36 |
Dividend Yield | 2.98% |
Dividend Growth (YoY) | 6.56% |
Years of Dividend Growth | 11 |
Payout Ratio | 52.65% |
Buyback Yield | -8.74% |
Shareholder Yield | -5.76% |
Earnings Yield | 5.70% |
FCF Yield | 7.84% |
Dividend Details Analyst Forecast
The average price target for NBT Bancorp is $42.60, which is -5.81% lower than the current price. The consensus rating is "Buy".
Price Target | $42.60 |
Price Target Difference | -5.81% |
Analyst Consensus | Buy |
Analyst Count | 5 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on November 29, 1999. It was a forward split with a ratio of 1.05:1.
Last Split Date | Nov 29, 1999 |
Split Type | Forward |
Split Ratio | 1.05:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |