NBT Bancorp Statistics
Total Valuation
NBT Bancorp has a market cap or net worth of $1.74 billion. The enterprise value is $2.20 billion.
Market Cap | 1.74B |
Enterprise Value | 2.20B |
Important Dates
The last earnings date was Monday, April 22, 2024, after market close.
Earnings Date | Apr 22, 2024 |
Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
NBT Bancorp has 47.15 million shares outstanding. The number of shares has increased by 9.92% in one year.
Shares Outstanding | 47.15M |
Shares Change (YoY) | +9.92% |
Shares Change (QoQ) | +10.12% |
Owned by Insiders (%) | 3.40% |
Owned by Institutions (%) | 59.79% |
Float | 45.44M |
Valuation Ratios
The trailing PE ratio is 13.92 and the forward PE ratio is 12.27. NBT Bancorp's PEG ratio is 3.82.
PE Ratio | 13.92 |
Forward PE | 12.27 |
PS Ratio | 3.51 |
Forward PS | 3.06 |
PB Ratio | 1.22 |
P/FCF Ratio | 11.74 |
PEG Ratio | 3.82 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.54, with an EV/FCF ratio of 14.86.
EV / Earnings | 18.55 |
EV / Sales | 4.45 |
EV / EBITDA | 12.54 |
EV / EBIT | 14.36 |
EV / FCF | 14.86 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.45 |
Debt / EBITDA | 3.63 |
Debt / FCF | 4.30 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.10% and return on invested capital (ROIC) is 5.76%.
Return on Equity (ROE) | 9.10% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 5.76% |
Revenue Per Employee | $243,423 |
Profits Per Employee | $58,398 |
Employee Count | 2,034 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NBT Bancorp has paid $34.68 million in taxes.
Income Tax | 34.68M |
Effective Tax Rate | 22.60% |
Stock Price Statistics
The stock price has increased by +23.71% in the last 52 weeks. The beta is 0.51, so NBT Bancorp's price volatility has been lower than the market average.
Beta (1Y) | 0.51 |
52-Week Price Change | +23.71% |
50-Day Moving Average | 34.91 |
200-Day Moving Average | 35.61 |
Relative Strength Index (RSI) | 62.52 |
Average Volume (30 Days) | 215,151 |
Short Selling Information
The latest short interest is 928,195, so 1.97% of the outstanding shares have been sold short.
Short Interest | 928,195 |
Short Previous Month | 1.15M |
Short % of Shares Out | 1.97% |
Short % of Float | 2.04% |
Short Ratio (days to cover) | 3.12 |
Income Statement
In the last 12 months, NBT Bancorp had revenue of $495.12 million and earned $118.78 million in profits. Earnings per share was $2.65.
Revenue | 495.12M |
Gross Profit | 495.12M |
Operating Income | 153.46M |
Pretax Income | 153.46M |
Net Income | 118.78M |
EBITDA | 175.73M |
EBIT | 153.46M |
Earnings Per Share (EPS) | $2.65 |
Balance Sheet
The company has $173.81 million in cash and $637.39 million in debt, giving a net cash position of -$463.58 million or -$9.83 per share.
Cash & Cash Equivalents | 173.81M |
Total Debt | 637.39M |
Net Cash | -463.58M |
Net Cash Per Share | -$9.83 |
Equity / Book Value | 1.43B |
Book Value Per Share | 30.24 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $157.46 million and capital expenditures -$9.25 million, giving a free cash flow of $148.20 million.
Operating Cash Flow | 157.46M |
Capital Expenditures | -9.25M |
Free Cash Flow | 148.20M |
FCF Per Share | $3.15 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.99% and 23.99%.
Gross Margin | 100.00% |
Operating Margin | 30.99% |
Pretax Margin | 30.99% |
Profit Margin | 23.99% |
EBITDA Margin | 35.49% |
EBIT Margin | 30.99% |
FCF Margin | 29.93% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.47%.
Dividend Per Share | $1.28 |
Dividend Yield | 3.47% |
Dividend Growth (YoY) | 6.78% |
Years of Dividend Growth | 11 |
Payout Ratio | 48.30% |
Buyback Yield | -9.92% |
Shareholder Yield | -6.45% |
Earnings Yield | 6.83% |
FCF Yield | 8.52% |
Analyst Forecast
The average price target for NBT Bancorp is $41.33, which is 12.04% higher than the current price. The consensus rating is "Buy".
Price Target | $41.33 |
Price Target Difference | 12.04% |
Analyst Consensus | Buy |
Analyst Count | 6 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 29, 1999. It was a forward split with a ratio of 105:100.
Last Split Date | Nov 29, 1999 |
Split Type | Forward |
Split Ratio | 105:100 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |