NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
49.60
-0.56 (-1.12%)
At close: Jul 7, 2026, 4:00 PM EDT
49.63
+0.03 (0.06%)
After-hours: Jul 7, 2026, 4:10 PM EDT

NBT Bancorp Stock Forecast

Stock Price Forecast

According to 7 analysts polled by S&P Global, NBT Bancorp stock has a consensus rating of "Buy" and an average price target of $50.42. The average 1-year stock price forecast is 1.65% higher than the current stock price, while the lowest is $46.5 (-6.25%) and the highest is $56 (+12.90%).

Price Target: $50.42 (+1.65%)
Analyst Consensus: Buy
TargetLowAverageMedianHigh
Price$46.5$50.42$49$56
Change-6.25%+1.65%-1.21%+12.90%

Analyst Ratings

The average analyst rating for NBT Bancorp stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

RatingJan '26Feb '26Mar '26Apr '26May '26Jun '26
Strong Buy122222
Buy111111
Hold344444
Sell000000
Strong Sell000000
Total577777

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Piper Sandler
Piper Sandler
Buy
Reiterates
$50$56
BuyReiterates$50$56+12.90%Jun 26, 2026
D.A. Davidson
D.A. Davidson
Buy
Maintains
$54$52
BuyMaintains$54$52+4.84%Apr 27, 2026
KBW
KBW
Hold
Maintains
$47$48
HoldMaintains$47$48-3.23%Apr 27, 2026
Unknown Analyst
Brean Capital
No rating
Brean Capital
Hold
Initiates
$47
HoldInitiates$47-5.24%Feb 20, 2026

Financial Forecast

Revenue This Year
761.10M
from 697.04M
Increased by 9.19%
Revenue Next Year
801.32M
from 761.10M
Increased by 5.28%
EPS This Year
4.17
from 3.82
Increased by 9.12%
EPS Next Year
4.54
from 4.17
Increased by 8.81%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
697.04M761.10M
Revenue Growth
20.82%9.19%
Gross Profit
25.02M28.50M
Gross Margin
3.59%3.74%
Operating Income
251.70M308.75M
Net Income
169.24M217.80M
EPS
3.824.17
EPS Growth
29.93%9.12%
Forward PE
-11.90
No. Analysts
-5
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High771.7M
Avg761.1M
Low753.0M

Revenue Growth

Revenue Growth202620272028
High
10.7%
Avg
9.2%
Low
8.0%

EPS Forecast

EPS202620272028
High4.32
Avg4.17
Low4.10

EPS Growth

EPS Growth202620272028
High
13.1%
Avg
9.1%
Low
7.3%