NBT Bancorp Inc. (NBTB)
| Market Cap | 2.34B +18.5% |
| Revenue (ttm) | 696.57M +22.3% |
| Net Income | 183.63M +27.9% |
| EPS | 3.53 +16.6% |
| Shares Out | 52.01M |
| PE Ratio | 12.75 |
| Forward PE | 10.53 |
| Dividend | $1.48 (3.28%) |
| Ex-Dividend Date | Mar 2, 2026 |
| Volume | 387,564 |
| Open | 45.20 |
| Previous Close | 45.20 |
| Day's Range | 44.99 - 45.73 |
| 52-Week Range | 39.20 - 46.92 |
| Beta | 0.48 |
| Analysts | Strong Buy |
| Price Target | 51.33 (+13.89%) |
| Earnings Date | Apr 23, 2026 |
About NBTB
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans... [Read more]
Financial Performance
In 2025, NBT Bancorp's revenue was $664.79 million, an increase of 19.28% compared to the previous year's $557.34 million. Earnings were $169.24 million, an increase of 20.33%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for NBTB stock is "Strong Buy." The 12-month stock price target is $51.33, which is an increase of 13.89% from the latest price.
News
NBT Bancorp price target raised to $48 from $47 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on NBT Bancorp (NBTB) to $48 from $47 and keeps a Market Perform rating on the shares.
NBT Bancorp Earnings Call Transcript: Q1 2026
Q1 2026 saw strong year-over-year earnings growth, improved margins, and robust fee income, supported by disciplined balance sheet management and successful integration of Evans Bancorp. Loan growth is expected to rebound, with stable expenses and continued capital deployment for organic growth and M&A.
NBT Bancorp reports Q1 operating EPS 97c, consensus 98c
Reports Q1 tangible book value per share $27.05. Reports Q1 CET1 capital ratio 12.34%. “We delivered solid first quarter results that reflect disciplined execution across our franchise and provided me...
NBT Bancorp Inc. Announces First Quarter 2026 Results
ATTENTION: FINANCIAL AND BUSINESS EDITORS NORWICH, N.Y., April 23, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share ...
NBT Bancorp assumed with an Overweight at Piper Sandler
Piper Sandler analyst Manuel Navas assumed coverage of NBT Bancorp (NBTB) with an Overweight rating and $50 price target The firm’s bullish thesis is based on the bank’s superior profitability
NBT Bancorp initiated with a Buy at DA Davidson
DA Davidson analyst Jake Civiello last night initiated coverage of NBT Bancorp (NBTB) with a Buy rating and $54 price target The firm says the bank offers the “best mix
NBT Bancorp initiated with a Buy at DA Davidson
DA Davidson initiated coverage of NBT Bancorp (NBTB) with a Buy rating and $54 price target
NBT Bancorp assumed with a Neutral at Brean Capital
Brean Capital assumed coverage of NBT Bancorp (NBTB) with a Neutral rating and $47 price target
NBT Bancorp Earnings Call Transcript: Q4 2025
Q4 and full-year results showed strong earnings growth, improved margins, and record non-banking revenue, aided by the Evans Bancorp merger. Loan and deposit growth were robust, capital levels support ongoing M&A and share repurchases, and credit quality remains stable.
NBT Bancorp reports Q4 operating EPS $1.05, consensus 99c
Reports Q4 tangible book value per share $26.54. Reports Q4 CET1 capital ratio 12.07%. Reports Q4 net charge-offs .16%. “For the fourth quarter of 2025, we delivered another strong period
NBT Bancorp Earnings Call Transcript: Q3 2025
Q3 2025 delivered record net income, strong margin expansion, and robust fee income, aided by the Evans Bancorp merger and diversified growth. Loan and deposit growth continued, with prudent capital management and an 8.8% dividend increase. Margin faces near-term pressure but could improve in 2026.
NBT Bancorp reports Q3 operating EPS $1.05, consensus 97c
Reports Q3 tangible book value per share $25.51. Reports Q3 CET1 capital ratio 11.8%. Reports Q3 net charge-offs .15%. “For the third quarter of 2025, we achieved record net income
NBT Bancorp upgraded to Overweight from Neutral at Piper Sandler
Piper Sandler upgraded NBT Bancorp (NBTB) to Overweight from Neutral with an unchanged price target of $47. The share are down 17% year-to-date, underperforming peers, which is unwarranted, the analys...
NBT Bancorp Inc. Announces Date of Third Quarter Conference Call
NORWICH, N.Y., Oct. 01, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the third quarter 2025 on Monday, October 27...
NBT Bancorp price target raised to $55 from $53 at DA Davidson
DA Davidson analyst Manuel Navas raised the firm’s price target on NBT Bancorp (NBTB) to $55 from $53 and keeps a Buy rating on the shares. The company core pre-provision
NBT Bancorp Earnings Call Transcript: Q2 2025
Second quarter 2025 saw strong revenue and margin growth, driven by the Evans Bancorp merger and asset repricing. Tangible book value and capital ratios improved, while the dividend was raised for the 13th year. Loan growth and liquidity remain solid, with a positive outlook for NIM.
NBT Bancorp increases quarterly cash dividend 8.8% to 37c per share
The board of directors approved a third-quarter cash dividend of 37c per share at a meeting held earlier. The dividend represents a 3c per quarter, or 8.8%, increase over the
NBT Bancorp reports Q2 EPS 88c, consensus 83c
Reports Q2 tangible book value per share $24.57. Reports Q2 CET1 capital ratio 11.37%. “Continued improvement in net interest margin results and the additive impact of our successful merger with
NBT Bancorp Inc. Announces Second Quarter 2025 Net Income and Approves an 8.8% Cash Dividend Increase
NORWICH, N.Y., July 28, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and six months ended June 30,...
NBT Bancorp assumed with a Neutral at Piper Sandler
Piper Sandler assumed coverage of NBT Bancorp (NBTB) with a Neutral rating and $47 price target The company is executing well in its rural, suburban and lower density urban markets,
NBT Bancorp Inc. Announces Cash Dividend
NORWICH, N.Y., May 20, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) approved a second-quarter cash dividend of $0.34 per share at a meeti...
NBT Bancorp completes merger with Evans Bancorp
NBT Bancorp (NBTB) completed the merger of Evans Bancorp with and into NBT on May 2, 2025, followed by a core systems conversion over the weekend. The Merger has extended
NBT Bancorp Inc. Completes Merger With Evans Bancorp, Inc.
NORWICH, N.Y., May 05, 2025 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) announced that it completed the merger (“Merger”) of Evans Bancorp, Inc. (“Evans”) with and int...
NBT Bancorp price target lowered to $53 from $57 at DA Davidson
DA Davidson analyst Manuel Navas lowered the firm’s price target on NBT Bancorp (NBTB) to $53 from $57 but keeps a Buy rating on the shares. The company’s pre-provision net
NBT Bancorp Earnings Call Transcript: Q1 2025
First quarter 2025 saw improved operating metrics, record tangible book value, and strong non-interest income. The Evans Bancorp merger is set to expand the footprint, with integration on track and expected EPS accretion. Loan growth guidance was revised lower amid macro uncertainty.