NewtekOne Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	168.57	146.27	110.89	84	35.7	75.94
Interest Income on Investments	24.68	15.35	12.05	12.13	27.58	12.92
Total Interest Income	193.24	161.63	122.94	96.13	63.27	88.86
Interest Paid on Deposits	68	41.89	28.69	15.85	-	-
Interest Paid on Borrowings	54.24	56.64	52.42	51.89	26.33	20.52
Total Interest Expense	122.24	98.53	81.11	67.74	26.33	20.52
Net Interest Income	71	63.1	41.82	28.39	36.95	68.35
Net Interest Income Growth	25.01%	50.86%	47.31%	-23.16%	-45.94%	13.01%
Other Non-Interest Income	113.06	144.13	118.61	123.55	11.32	26.3
Total Non-Interest Income	220.15	221.7	215.79	175.02	68.22	79.41
Non-Interest Income Growth	-4.29%	2.74%	23.30%	156.54%	-14.09%	1611.88%
Revenues Before Loan Losses	291.16	284.8	257.62	203.41	105.17	147.76
Provision for Loan Losses	45.51	38.73	26.22	11.7	-	-
Revenue	245.65	246.07	231.4	191.7	105.17	147.76
Revenue Growth	-0.56%	6.34%	20.71%	82.28%	-28.82%	126.92%
Salaries and Employee Benefits	86.64	80.67	73.87	62.88	17.68	15.77
Occupancy Expenses	0.54	0.67	1.78	2.88	0.24	0.3
Selling, General & Administrative	45	48.2	53.41	52.53	15.02	13.86
Other Non-Interest Expense	38.52	36.37	33.65	27.76	30.75	31.06
Total Non-Interest Expense	170.7	165.91	162.71	146.06	63.68	60.99
EBT Excluding Unusual Items	74.95	80.16	68.69	45.64	41.49	86.77
Other Unusual Items	-	-0.18	-	-0.27	-0.42	-
Pretax Income	74.95	79.98	68.69	45.37	38.78	85.47
Income Tax Expense	16.69	19.47	17.84	-1.96	6.46	1.33
Net Income	58.26	60.51	50.85	47.33	32.31	84.14
Preferred Dividends & Other Adjustments	4.25	2.34	1.6	1.45	-	-
Net Income to Common	54.01	58.18	49.25	45.88	32.31	84.14
Net Income Growth	-6.28%	18.12%	7.36%	41.98%	-61.60%	150.28%
Basic Shares Outstanding	29	26	25	24	24	23
Diluted Shares Outstanding	29	27	25	24	24	23
Shares Change	11.68%	6.07%	3.44%	0.62%	6.16%	7.80%
EPS (Basic)	1.88	2.21	1.97	1.89	1.34	3.69
EPS (Diluted)	1.87	2.18	1.96	1.88	1.34	3.69
EPS Growth	-16.13%	11.22%	4.25%	40.79%	-63.81%	132.10%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.760	0.760	0.760	0.720	2.750	3.150
Dividend Growth	0%	0%	5.56%	-73.82%	-12.70%	53.66%
Effective Tax Rate	22.27%	24.34%	25.97%	-	16.67%	1.55%

SEC Filings: 10-K · 10-Q