Nelnet, Inc. (NNI)
NYSE: NNI · Real-Time Price · USD
125.67
-0.16 (-0.13%)
Aug 18, 2026, 4:00 PM EDT - Market closed

Nelnet Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Interest and Dividend Income
847.48851.46973.41,110742.81523.84
Total Interest Expense
448.69503.35664.28861.79165.5104.79
Net Interest Income
398.79348.11309.12248.01577.3419.05
Gain (Loss) on Sale of Loans & Receivables
-----8.5718.72
Gain (Loss) on Sale of Investments
-4.56207.09-4.73-133.51-33.1839.31
Other Revenue
707.05687.75662.26546.75472.09380.93
Revenue Before Loan Losses
1,6291,7521,4491,1791,5431,344
Provision for Loan Losses
140.379.1694.18.1234.97-14.86
1,4891,6731,3551,1711,5081,359
Revenue Growth
-4.53%23.46%15.70%-22.35%10.96%22.97%
Salaries & Employee Benefits
577.9558.79569.83583.74589.58507.13
Cost of Services Provided
211.73231.67258.44227.25175.22118.05
Other Operating Expenses
303.1286.46228.9171.66151.33131.24
Total Operating Expenses
1,1301,1121,1171,063992831.56
Operating Income
358.36560.79238.07107.63516.14527.68
EBT Excluding Unusual Items
358.36560.79238.07107.63516.14527.68
Restructuring Charges
---7.1-7.8--
Gain (Loss) on Sale of Investments
-13.34-13.34-0.54-2.06-6.56-4.64
Impairment of Goodwill
----18.87--
Other Unusual Items
-4.85-4.850.050.821.23-6.78
Pretax Income
323.9526.33228.5868.72501.85502.11
Income Tax Expense
83.47127.9952.6719.39113.1115.82
Earnings From Continuing Ops.
240.43398.35175.9249.33388.75386.28
Minority Interest in Earnings
61.8130.138.1340.518.157
Net Income
302.24428.47184.0589.83406.9393.29
Net Income to Common
302.24428.47184.0589.83406.9393.29
Net Income Growth
-8.29%132.81%104.89%-77.92%3.46%11.59%
Shares Outstanding (Basic)
363637373839
Shares Outstanding (Diluted)
363637373839
Shares Change
-0.92%-0.82%-2.07%-0.50%-2.51%-1.25%
EPS (Basic)
8.3711.795.022.4010.8210.20
EPS (Diluted)
8.3711.795.022.4010.8210.20
EPS Growth
-7.44%134.74%109.22%-77.81%6.13%13.00%
Free Cash Flow
364.03396.75641.99357.98623.64421.38
Free Cash Flow Per Share
10.0810.9217.529.5716.5910.92
Dividend Per Share
1.2901.1901.1201.0600.9800.900
Dividend Growth
15.18%6.25%5.66%8.16%8.89%9.76%
Operating Margin
24.07%33.52%17.57%9.19%34.22%38.82%
Profit Margin
20.30%25.61%13.58%7.67%26.98%28.93%
Free Cash Flow Margin
24.45%23.72%47.38%30.57%41.35%31.00%
Effective Tax Rate
25.77%24.32%23.04%28.21%22.54%23.07%
SEC Filings: 10-K · 10-Q